Insurance carrier
Liberty Mutual Group
Currently ranked #3 by filing activity. Activity below is based on admitted P&C product filings from Nov 11, 2025 to Nov 11, 2026.
Lines of business
Liberty Mutual Group files in 69 SERFF sub-types of insurance. The 10 most filed are shown.
| Line of business | Filings | Companies | States | Latest filing |
|---|---|---|---|---|
| Commercial General Liability17.0001 | 2,072 | 23 | 47 | Nov 9, 2026 |
| Commercial Auto Combinations20.0000 | 1,798 | 19 | 48 | Nov 10, 2026 |
| Other Liability Sub-TOI Combinations17.0000 | 1,472 | 21 | 45 | Nov 9, 2026 |
| Commercial Property (Fire & Allied Lines)01.0001 | 1,177 | 24 | 47 | Nov 6, 2026 |
| Homeowners Sub-TOI Combinations04.0000 | 857 | 37 | 50 | Nov 10, 2026 |
| Personal Auto Combinations19.0000 | 824 | 35 | 47 | Nov 5, 2026 |
| Businessowners05.0002 | 810 | 10 | 46 | Nov 10, 2026 |
| Standard WC16.0004 | 659 | 22 | 47 | Nov 4, 2026 |
| Commercial Interline Filings35.0002 | 375 | 29 | 39 | Nov 6, 2026 |
| Commercial Package05.0003 | 369 | 13 | 45 | Oct 28, 2026 |
59 more products
See more productsState activity
Filings, filing companies and the average reported overall rate change in each state, most filed first.
| State | Filings | Companies | Avg reported rate change |
|---|---|---|---|
| Connecticut | 497 | 24 | +5.0% |
| Maryland | 443 | 27 | +5.0% |
| Louisiana | 437 | 22 | +11.4% |
| Georgia | 429 | 33 | +2.2% |
| Texas | 428 | 30 | +5.0% |
| Pennsylvania | 361 | 28 | -1.4% |
| Mississippi | 357 | 25 | +3.2% |
| Wisconsin | 354 | 26 | +1.1% |
| Idaho | 342 | 19 | +3.2% |
| Kentucky | 340 | 26 | +20.5% |
| Virginia | 340 | 31 | +0.6% |
| Indiana | 339 | 29 | +4.3% |
| Massachusetts | 339 | 30 | +3.7% |
| Montana | 326 | 17 | -0.7% |
| Utah | 316 | 23 | +4.6% |
| Colorado | 286 | 27 | +1.4% |
| Kansas | 285 | 26 | +5.0% |
| Alabama | 281 | 23 | +8.5% |
| Oklahoma | 281 | 21 | +3.2% |
| Oregon | 271 | 21 | +4.1% |
| Delaware | 268 | 21 | -2.1% |
| Missouri | 265 | 26 | +6.9% |
| Rhode Island | 264 | 21 | +2.8% |
| North Carolina | 263 | 19 | +1.8% |
| Nebraska | 253 | 22 | +1.7% |
| Tennessee | 252 | 23 | +9.9% |
| Illinois | 251 | 32 | +3.2% |
| Maine | 249 | 20 | +1.7% |
| New Jersey | 241 | 21 | +1.2% |
| South Dakota | 238 | 19 | +4.0% |
| Arkansas | 235 | 25 | +2.0% |
| Washington | 231 | 21 | +2.2% |
| Iowa | 228 | 20 | +5.1% |
| District of Columbia | 205 | 17 | +8.7% |
| Vermont | 205 | 16 | +0.8% |
| North Dakota | 200 | 20 | +4.1% |
| Ohio | 192 | 21 | +3.1% |
| New Hampshire | 190 | 19 | -0.1% |
| West Virginia | 189 | 18 | +5.9% |
| New York | 188 | 21 | +9.3% |
| New Mexico | 176 | 18 | +5.5% |
| Nevada | 171 | 20 | +11.7% |
| Wyoming | 170 | 23 | - |
| California | 153 | 17 | +20.3% |
| South Carolina | 135 | 24 | -0.6% |
| Hawaii | 130 | 9 | +5.2% |
| Michigan | 114 | 24 | +1.1% |
| Minnesota | 108 | 18 | +4.3% |
| Alaska | 99 | 16 | -0.8% |
| Arizona | 53 | 18 | +3.4% |
Filings by month
Filings by submission month and filing type, Nov 11, 2025 to Nov 11, 2026. The first and last months are partial.
| Month | Filings | Form | Rate/Rule | Form/Rate/Rule | Other |
|---|---|---|---|---|---|
| Nov 2025 | 409 | 170 | 226 | 13 | 0 |
| Dec 2025 | 1,495 | 672 | 631 | 192 | 0 |
| Jan 2026 | 790 | 261 | 474 | 55 | 0 |
| Feb 2026 | 812 | 262 | 441 | 109 | 0 |
| Mar 2026 | 1,693 | 944 | 609 | 140 | 0 |
| Apr 2026 | 1,079 | 533 | 484 | 62 | 0 |
| May 2026 | 1,702 | 524 | 803 | 375 | 0 |
| Jun 2026 | 773 | 289 | 359 | 56 | 69 |
| Jul 2026 | 767 | 284 | 406 | 63 | 14 |
| Aug 2026 | 763 | 341 | 275 | 147 | 0 |
| Sep 2026 | 1,154 | 390 | 549 | 215 | 0 |
| Oct 2026 | 1,387 | 594 | 627 | 166 | 0 |
| Nov 2026 | 144 | 62 | 78 | 4 | 0 |
| Total | 12,968 | 5,326 | 5,962 | 1,597 | 83 |
Liberty Mutual Group forms by line
Proprietary forms Liberty Mutual Group files in each form-library line, and its own forms that carry the title of a standard form it does not file itself.
Commercial Auto: 548 own forms, 2,387 filings in 49 states
Commercial Auto forms and filing activity| Form | Title | Edition | States | Filings | Last filed |
|---|---|---|---|---|---|
| AC 86 56 | Cyber Events – Continuous or Repeated Exposure | 04 25 | 46 | 47 | Jul 9, 2025 |
| AC 86 57 | Cyber Event Duties | 04 25 | 46 | 47 | Jul 9, 2025 |
| AC 86 58 | Maximum Loss Limit – Includes Cyber Events | 04 25 | 46 | 47 | Jul 9, 2025 |
| DS 88 32 | Business Automobile Policy Declarations - Drive Other Car Schedule | 01 22 | 44 | 46 | May 31, 2024 |
| AC 70 18 | Cyber Event Exclusion – Trailer Interchange Coverage | 04 25 | 43 | 44 | Jul 9, 2025 |
| AC 86 49 | Cyber Event Exclusion – Physical Damage Coverage | 04 25 | 43 | 44 | Jul 9, 2025 |
| DS 70 43 | Business Automobile Policy Declarations | 01 25 | 42 | 58 | Jan 31, 2025 |
| AC 25 30 | Auto Dealers Cyber Event Exclusion – Physical Damage Coverage | 04 25 | 42 | 43 | Jul 9, 2025 |
| Standard form | Own form | Own form title | States |
|---|---|---|---|
| CA 99 44Loss Payable Clause | AC 99 34 | Loss Payable Clause | 39 |
| CA 99 23Rental Reimbursement Coverage | AC 99 32 | Rental Reimbursement Coverage | 16 |
| CA 00 20Motor Carrier Coverage Form | SNA 25 02 | Motor Carrier Coverage Form | 1 |
| CA 21 54California Uninsured Motorists Coverage - Bodily Injury | AC 21 16 | California Uninsured Motorists Coverage - Bodily Injury | 1 |
| CA DS 03Business Auto Declarations | AC 00 03 | Business Auto Declarations | 1 |
| CA DS 21Motor Carrier Declarations | AC 00 20 | Motor Carrier Declarations | 1 |
| CA DS 26Auto Dealers Declarations | AC 00 25 | Auto Dealers Declarations | 1 |
Commercial Inland Marine: 485 own forms, 634 filings in 42 states
Commercial Inland Marine forms and filing activity| Form | Title | Edition | States | Filings | Last filed |
|---|---|---|---|---|---|
| DS 70 25 | Result Of Cancellation | 01 08 | 22 | 26 | Nov 6, 2026 |
| DS 70 26 | Result of Reinstatement | 01 08 | 22 | 25 | Nov 6, 2026 |
| DS 88 20 | Named Insured Schedule | 07 17 | 22 | 24 | Nov 6, 2026 |
| DS 88 26 | Motor Cargo - Schedule of Coverages | 08 22 | 22 | 23 | Sep 27, 2024 |
| CFA-18 | Two Person Vehicle Attendance Requirement | - | 21 | 23 | Apr 29, 2022 |
| CFA-D001 | Declarations | - | 21 | 23 | Apr 29, 2022 |
| CFA-E004 | Art Fair – Additional Coverage | - | 21 | 23 | Apr 29, 2022 |
| CFA-E005 | Blanket Valuation Endorsement | - | 21 | 23 | Apr 29, 2022 |
Commercial Property: 554 own forms, 1,554 filings in 47 states
Commercial Property forms and filing activity| Form | Title | Edition | States | Filings | Last filed |
|---|---|---|---|---|---|
| LPP 1000 | Liberty Mutual Property Protector Policy | 12 23 | 46 | 50 | Oct 3, 2024 |
| LPP 2000 | Liberty Mutual Property Protector Policy Crime Coverage | 12 23 | 46 | 48 | Nov 22, 2023 |
| LPP 1045 | Greens, Tees and Fairways Coverage Extensions | 12 23 | 46 | 47 | Oct 3, 2024 |
| LPP 2006 | Cause of Loss - Flood | 12 23 | 45 | 65 | Oct 3, 2024 |
| LPP 2011 | Cause of Loss - Spoilage | 12 21 | 45 | 59 | Mar 31, 2023 |
| LPP 1030 | Employees' Hand Tools Coverage Extension | 12 21 | 45 | 49 | Oct 3, 2024 |
| LPP 2001 | Cause of Loss - Earth Movement | 12 23 | 45 | 49 | Oct 3, 2024 |
| LPP 2002 | Cause of Loss - Earthquake | 12 23 | 45 | 49 | Oct 3, 2024 |
| Standard form | Own form | Own form title | States |
|---|---|---|---|
| CP 04 11Protective Safeguards | LPP 1026 | Protective Safeguards | 45 |
| CP 04 60Vacancy Changes | LPP 1033 | Vacancy Changes | 45 |
| CP 10 34Exclusion Of Loss Due To By-Products Of Production Or Processing Operations (Rental Properties) | LPP 4002 | Exclusion Of Loss Due To By-Products Of Production Or Processing Operations (Rental Properties) | 45 |
| CP 15 03Business Income - Landlord As Additional Insured (Rental Value) | LPP 1009 | Business Income - Landlord As Additional Insured (Rental Value) | 45 |
| CP 15 04Discretionary Payroll Expense | LPP 1004 | Discretionary Payroll Expense | 45 |
| CP 00 30Business Income (And Extra Expense) Coverage Form | 1P0002FR | Business Income And Extra Expense Coverage Form | 32 |
| CP 04 01Brands and Labels | 1P0404FR | Brands And Labels | 32 |
| CP 04 05Ordinance or Law Coverage | 1P0467FR | Ordinance Or Law Coverage | 32 |
| CP 04 40Spoilage Coverage | 1P0438FR | Spoilage Coverage | 31 |
| CP 03 21Windstorm Or Hail Percentage Deductible | 1P0302FR | Windstorm Or Hail Percentage Deductible | 30 |
Dwelling Property: 202 own forms, 468 filings in 47 states
Dwelling Property forms and filing activity| Form | Title | Edition | States | Filings | Last filed |
|---|---|---|---|---|---|
| LL8002/EP | Landlord Protection Policy - Broad | 1/25 | 36 | 37 | Oct 15, 2026 |
| LL8003/EP | Landlord Protection Policy - Special | 1/25 | 36 | 37 | Oct 15, 2026 |
| LL8050/EP | Additional Insured/Interest Endorsement | 1/24 | 36 | 37 | Oct 15, 2026 |
| LL8300/EP | Extended Dwelling Coverage | 1/24 | 36 | 37 | Oct 15, 2026 |
| LL8301/EP | Personal Property Replacement Cost | 1/24 | 36 | 37 | Oct 15, 2026 |
| LL8309/EP | Escape of Water From a Sump, Sump Pump or Drain on the Residence Premises (Building and Specified Contents) | 1/24 | 36 | 37 | Oct 15, 2026 |
| LL8310/EP | Escape of Water From a Sump, Sump Pump or Drain on the Residence Premises (Building and Personal Property) | 1/24 | 36 | 37 | Oct 15, 2026 |
| LL8311/EP | Short Term Vacancy | 1/24 | 36 | 37 | Oct 15, 2026 |
Homeowners: 748 own forms, 2,928 filings in 50 states
Homeowners forms and filing activity| Form | Title | Edition | States | Filings | Last filed |
|---|---|---|---|---|---|
| HOM-7339/EP | Homesharing Coverage | 1/21 | 39 | 62 | Mar 5, 2025 |
| FMHO3047 | Policy Declarations | 10 24 | 39 | 49 | Dec 9, 2025 |
| LMHM8010 | Homeowners Policy Declarations | 10 20 | 38 | 42 | Jan 13, 2026 |
| HM 8020 | Valuable Articles Schedule | 10 20 | 37 | 39 | Jan 13, 2026 |
| HM 8304 | Refrigerated Spoilage Coverage | 10 20 | 37 | 39 | Jan 13, 2026 |
| HM 8312 | Eco-Friendly Upgrade Coverage | 10 20 | 37 | 39 | Jan 13, 2026 |
| HM 8321 | Additional Liability to Owner Occupied Residences | 10 20 | 37 | 39 | Jan 13, 2026 |
| HM 8323 | Home Business Coverage | 10 20 | 37 | 39 | Jan 13, 2026 |
| Standard form | Own form | Own form title | States |
|---|---|---|---|
| HO 04 55Identity Fraud Expense Coverage | HM 8307 | Identity Fraud Expense Coverage | 36 |
| HO 04 97Home Day Care Coverage | HM 8322 | Home Day Care Coverage | 32 |
| HO 04 20Specified Additional Amount of Insurance for Coverage A - Dwelling | FI0420 | Specified Additional Amount of Insurance For Coverage A - Dwelling | 14 |
| HO 04 54Earthquake | HOM-8302/EP | Earthquake | 6 |
Standard forms this carrier files
333 published standard form pages list Liberty Mutual Group among the carriers filing the form; the 25 it files most are shown. Counts are Liberty Mutual Group's own filings of each form.
| Form | Title | Filings | States | Editions | Last filed |
|---|---|---|---|---|---|
| IL 00 17 | Common Policy Conditions | 71 | 45 | 11 98 | Jun 30, 2026 |
| IL 09 52 | Cap On Losses From Certified Acts Of Terrorism | 59 | 35 | 01 15, 11 02 | Nov 6, 2026 |
| IL 09 53 | Exclusion of Certified Acts of Terrorism | 58 | 35 | 01 15, 01 08 | Nov 6, 2026 |
| IL 09 86 | Exclusion Of Certified Acts Of Terrorism Involving Nuclear, Biological, Chemical Or Radiological Terrorism; Cap On Covered Certified Acts Losses | 58 | 35 | 01 15, 03 08 | Nov 6, 2026 |
| IL 09 87 | Limitation Of Coverage For Certified Acts Of Terrorism (Sub-Limit On Annual Aggregate Basis) | 58 | 35 | 01 15, 03 08 | Nov 6, 2026 |
| IL 00 30 | Exclusion of Terrorism | 55 | 34 | 01 06 | Nov 6, 2026 |
| IL 00 31 | Exclusion Of Terrorism Involving Nuclear, Biological Or Chemical Terrorism | 55 | 34 | 01 06 | Nov 6, 2026 |
| IL 00 32 | Limitation Of Coverage For Terrorism - Sub-Limit On Annual Aggregate Basis | 55 | 34 | 01 06 | Nov 6, 2026 |
| IL 09 95 | Conditional Exclusion Of Terrorism (Relating To Disposition OF Federal Terrorism Risk Insurance Act) | 54 | 34 | 01 07 | Nov 6, 2026 |
| IL 09 96 | Conditional Exclusion Of Terrorism Involving Nuclear, Biological Or Chemical Terrorism (Relating To Disposition Of Federal Terrorism Risk Insurance Act) | 54 | 34 | 01 07 | Nov 6, 2026 |
| IL 09 97 | Conditional Limitation Of Coverage For Terrorism - Sub-Limit On Annual Aggregate Basis (Relating To Disposition Of Federal Terrorism Risk Insurance Act) | 54 | 34 | 01 07 | Nov 6, 2026 |
| PP 13 01 | Coverage For Damage to Your Auto Exclusion | 50 | 27 | 12 99 | Sep 4, 2026 |
| PP 03 09 | Single Liability Limit | 45 | 31 | 04 86, 06 98, 01 05 | Sep 4, 2026 |
| CG 20 26 | Additional Insured - Designated Person or Organization Endorsement | 36 | 33 | 12 19, 07 04 | Nov 4, 2026 |
| CG 20 05 | Additional Insured - Controlling Interest | 35 | 32 | 12 19 | Nov 4, 2026 |
| CG 20 07 | Additional Insured - Engineers, Architects or Surveyors | 35 | 32 | 12 19 | Nov 4, 2026 |
| CG 20 10 | Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement | 35 | 32 | 12 19 | Nov 4, 2026 |
| CG 20 11 | Additional Insured - Managers or Lessors of Premises | 35 | 32 | 12 19 | Nov 4, 2026 |
| CG 20 12 | Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations | 35 | 32 | 12 19 | Nov 4, 2026 |
| CG 20 13 | Additional Insured - State Or Governmental Agency Or Subdivision Or Political Subdivision - Permits Or Authorizations Relating To Premises | 35 | 32 | 12 19 | Nov 4, 2026 |
| CG 20 15 | Additional Insured - Vendors | 35 | 32 | 12 19 | Nov 4, 2026 |
| CG 20 17 | Additional Insured - Unit Owners Of Townhouse Or Homeowner Associations | 35 | 32 | 12 19 | Nov 4, 2026 |
| CG 20 18 | Additional Insured - Mortgagee, Assignee or Receiver | 35 | 32 | 12 19 | Nov 4, 2026 |
| CG 20 23 | Additional Insured - Executors, Administrators, Trustees Or Beneficiaries | 35 | 32 | 12 19 | Nov 4, 2026 |
| CG 20 24 | Additional Insured - Owners or Other Interests From Whom Land Has Been Leased | 35 | 32 | 12 19 | Nov 4, 2026 |
Reported Rate Impact
Top 5 companies
Recent Documents
Forms
5,069 docsRate/Rule
7,259 docsSupporting Documentation
14,277 docsLines of business Liberty Mutual Group files in
View allMarket-wide filing activity, carriers and rate changes for each line.
- Commercial General Liability
- Commercial Auto
- Commercial Property
- Homeowners
- Businessowners
- Workers Compensation
- Commercial Package
- Commercial Umbrella & Excess
- Personal Umbrella & Excess
- Directors & Officers Liability
- Commercial Inland Marine
- Personal Property
- Pet Insurance
- Professional Errors & Omissions Liability
- Commercial Burglary & Theft
- Personal Auto
- Personal Inland Marine
Carriers filing in the same lines
View allRanked carriers whose filings are spread across the same lines of business.