Coverage description
An Insurance Services Office (ISO) standard form. It excludes certified acts of terrorism carried out by nuclear, radiological, biological or chemical means, can give back direct fire loss in scheduled states, and caps covered certified terrorism losses once industry losses exceed $100 billion under the Terrorism Risk Insurance Act.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
01 15 edition
Jan 2015, compared with 03 08Latest editionA certified act of terrorism is now certified by the Secretary of the Treasury alone under the Act, without the concurrence of the Secretary of State and the Attorney General.
03 08
“in concurrence with the Secretary of State and the Attorney General of the United States”
01 15
“certified by the Secretary of the Treasury, in accordance with the provisions of the federal Terrorism Risk Insurance Act”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 01 15Jan 2015Latest | 155 | 54 | 37 | Jan 2022 to Oct 2026 |
| 03 08Mar 2008 | 5 | 6 | 3 | Feb 2023 to Aug 2025 |
What the filings show
- Edition in use: in the past 12 months, 16 companies filed the 01 15 edition.
- IL 09 53 (Exclusion of Certified Acts of Terrorism) is filed alongside it most often, in 151 of the same filings (94%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include IL 09 86, out of 27 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Liberty Mutual Group11 group companies filed it, led by First National Insurance Company of America and General Insurance Company of America | 56 | 34 | 01 1503 08 | Oct 26, 2026 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 16 | 3 | 01 15 | Sep 25, 2026 |
| Amtrust Financial Services Group6 group companies filed it, led by First Nonprofit Insurance Company and Republic Fire and Casualty Insurance Company | 10 | 1 | 01 15 | Feb 9, 2023 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 9 | 4 | 01 15 | Apr 4, 2025 |
| AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company | 6 | 4 | 01 15 | May 3, 2024 |
| Markel Corporation GroupState National Insurance Company, Inc. | 6 | 2 | 03 0801 15 | Mar 2, 2023 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 6 | 2 | 01 15 | Oct 1, 2024 |
| WR Berkley Corporation Group2 group companies filed it, led by Intrepid Casualty Company and StarNet Insurance Company | 6 | 1 | 01 15 | Oct 16, 2023 |
| Group 1001 Insurance Holdings GroupCLEAR SPRING PROPERTY AND CASUALTY COMPANY | 5 | 2 | 01 15 | Aug 30, 2022 |
| Universal Insurance Company GroupUniversal North America Insurance Company | 5 | 2 | 01 15 | Dec 26, 2025 |
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States
Number of filings that include IL 09 86 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- IL 09 53Exclusion of Certified Acts of Terrorism151 filings
- IL 09 87Limitation of Coverage for Certified Acts of Terrorism (Sub-Limit on Annual Aggregate Basis)140 filings
- IL 09 52Cap on Losses From Certified Acts of Terrorism131 filings
- IL 00 30Exclusion of Terrorism118 filings
- IL 00 31Exclusion of Terrorism Involving Nuclear, Biological or Chemical Terrorism115 filings
- IL 09 95Conditional Exclusion of Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act)113 filings
- IL 09 96Conditional Exclusion of Terrorism Involving Nuclear, Biological or Chemical Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act)112 filings
- IL 09 97Conditional Limitation of Coverage for Terrorism – Sub- Limit on Annual Aggregate Basis (Relating to Disposition of Federal Terrorism Risk Insurance Act)111 filings
- IL 00 32Limitation of Coverage for Terrorism - Sub-Limit on Annual Aggregate Basis110 filings
- IL 00 03Calculation of Premium89 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 26, 2026 | American Economy Insurance Companyand 5 more | RI | 01 15 | LBRC-135132154 |
| Oct 16, 2026 | American Economy Insurance Companyand 5 more | WY | 01 15 | LBRC-135114827 |
| Sep 25, 2026 | Associated Indemnity Corporation | UT | 01 15 | ADWC-135104118 |
| Aug 20, 2026 | New York Marine and General Insurance Company | SC | 01 15 | PERR-135060921 |
| Aug 20, 2026 | New York Marine and General Insurance Company | SC | 01 15 | PERR-135060922 |
| Aug 10, 2026 | First National Insurance Company of America | NE | 01 15 | LBRC-135049185 |
| Aug 7, 2026 | First National Insurance Company of America | NE | 01 15 | LBRC-135046802 |
| Jul 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 01 15 | SFBC-134997156 |
| Jul 16, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 01 15 | SFBC-135019625 |
| Jul 13, 2026 | American Economy Insurance Companyand 5 more | ND | 01 15 | LBRC-135015922 |
| Jul 1, 2026 | First National Insurance Company of America | MS | 01 15 | LBRC-135006686 |
| Jun 26, 2026 | American Economy Insurance Companyand 6 more | LA | 01 15 | LBRC-134962768 |
Most filed ISO IL forms
- IL 00 17 Common Policy Conditions
- IL 12 01 Policy Changes
- IL 00 21 Nuclear Energy Liability Exclusion Endorsement (Broad Form)
- IL DS 00 Common Policy Declarations
- IL 09 85 Disclosure Pursuant to Terrorism Risk Insurance Act
- IL 00 03 Calculation of Premium
- IL 09 52 Cap On Losses From Certified Acts Of Terrorism
- IL 09 53 Exclusion of Certified Acts of Terrorism
- IL 09 98 Disclosure of Premium Through End of Year For Certified Acts of Terrorism Coverage (Pursuant to Terrorism Risk Insurance Act)
- IL 09 35 Exclusion of Certain Computer-Related Losses
- IL 09 99 Disclosure of Premium and Estimated Premium for Certified Acts of Terrorism Coverage (Pursuant to Terrorism Risk Insurance Act)
- IL 09 17 Resident Agent Countersignature Endorsement
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