By accessing or using the FilingFocus website, products, or services (the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, you may not use our Services.
1. Use of Services
FilingFocus grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your internal business purposes, subject to these Terms.
2. User Responsibilities
By using the Services, you agree to the following:
(a) You will observe all applicable copyright and intellectual property laws. You acknowledge that many of the materials accessible through FilingFocus—including rate and form filings, health plan binders, and other regulatory documents—may be subject to third-party copyrights or usage restrictions. You are solely responsible for ensuring that your use of such materials complies with applicable laws and agreements. FilingFocus does not monitor or enforce such third-party rights, and your failure to comply may result in enforcement actions by copyright holders.
(b) You will not use any materials obtained from FilingFocus—whether data, documents, or analysis—in competition with or to the detriment of FilingFocus or its business interests.
(c) You will not distribute, resell, or otherwise make available any data, documents, or content accessed via FilingFocus to any third party, including customers, clients, independent contractors, or the general public, without prior written permission.
(d) You will not share your account credentials (including usernames, passwords, or one-time-passwords) with any third party. You are responsible for maintaining the confidentiality of your login information and for all activities under your account.
(e) You will not reverse engineer, decompile, disassemble, duplicate, reproduce, or otherwise attempt to derive the source code or underlying structure of the FilingFocus platform or any part thereof.
3. Intellectual Property
All content, software, branding, and design used in connection with the Services are the exclusive property of FilingFocus or its licensors. Except for the limited rights granted herein, no license or right is granted to you under any intellectual property rights.
4. Termination
FilingFocus may suspend or terminate your access to the Services at any time for any violation of these Terms, or for any reason at our sole discretion. Upon termination, all rights granted to you will immediately cease.
5. Disclaimers
The Services are provided "as is" without warranties of any kind. FilingFocus makes no representations or guarantees regarding the accuracy, completeness, or legality of any third-party content accessible through the platform. You assume all risk associated with your use of the Services and the data therein.
6. Limitation of Liability
To the fullest extent permitted by law, FilingFocus will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services.
7. Changes to the Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page, and your continued use of the Services constitutes acceptance of those changes.
8. Contact
If you have any questions about these Terms, please contact:
Email: info@filingfocus.com