Product background
Commercial inland marine covers commercial property that is movable, in transit, held by a bailee, scheduled, or otherwise tied to transportation, communication, construction, installation, or similar movable-property exposures.
Commercial inland marine filings are useful for studying contractors equipment, installation floaters, builders risk, bailees coverage, scheduled property, valuation, transit, storage, and loss payable wording.
Common filing signals
- Commercial inland marine coverage forms, floaters, declarations, and schedules
- Contractors equipment, installation, builders risk, bailees, transit, communication equipment, and leased property forms
- Valuation, coinsurance, protective safeguards, loss payable, deductible, and territory provisions
Rate impact
Filings
229
Carriers
39
Avg impact
+1.5%
Max increase
+101.7%
Max decrease
-43.2%
Rate impact by state
| State | Filings | Avg |
|---|---|---|
| MT | 16 | +6.2% |
| ID | 14 | +3.8% |
| MO | 14 | +6.8% |
| GA | 13 | -3.5% |
| VT | 13 | -4.5% |
| NC | 12 | +1.8% |
| IN | 11 | +2.5% |
| OR | 11 | +2.9% |
Largest average moves
| Carrier | Avg | Filings |
|---|---|---|
| Courtesy Insurance Company7 states | +53.5% | 8 |
| Sentry Insurance Group15 states | +51.2% | 15 |
| Hartford Fire & CAS Group1 states | -43.2% | 1 |
| Munich RE Group8 states | -26.4% | 8 |
| IAT Reins Company Group7 states | -25.0% | 7 |
| Everest Reins Holdings Group6 states | -25.0% | 6 |
| Arch Insurance Group1 states | -25.0% | 1 |
Notable rate impact filings
| Date | Carrier | State | Product | Impact | Max change |
|---|---|---|---|---|---|
| Aug 26, 2026 | Sentry Insurance Group | ID | Commercial Inland Marine | +101.7% | +220.9% |
| Oct 31, 2025 | Courtesy Insurance Company | IN | in 2025 Gap Rates | +95.0% | +95.0% |
| Aug 13, 2026 | Sentry Insurance Group | NC | Commercial Inland Marine | +88.3% | +345.5% |
| Nov 3, 2025 | Courtesy Insurance Company | KS | Ks 2025 Gap Rates | +80.0% | +80.0% |
| Nov 12, 2025 | Courtesy Insurance Company | MT | Mt 2025 Gap Rates | +75.0% | +75.0% |
| Aug 27, 2026 | Sentry Insurance Group | UT | Commercial Inland Marine | +73.7% | +244.5% |
| May 21, 2026 | Courtesy Insurance Company | MO | Mo 2026 Gap Rates | +70.0% | +70.0% |
| Sep 14, 2026 | Sentry Insurance Group | NE | Commercial Inland Marine | +60.5% | +142.5% |
Recent updates
| Product | Carrier | Status | Filings | Latest |
|---|---|---|---|---|
| Commercial Inland Marine | Chubb Limited Group | Revised | 63 | Sep 15, 2026 |
| - Gsec-Gspr Filings - Inland Marine | American Financial Group | Revised | 2 | Sep 15, 2026 |
| Commercial Inland Marine | Sentry Insurance Group | Revised | 59 | Sep 14, 2026 |
| Connected Non-Fleet Insurance and Safety Program | Siriuspoint Group | Withdrawn | 24 | Sep 11, 2026 |
| Uncontrolled Inland Marine | EMC Insurance Company Group | Revised | 24 | Sep 11, 2026 |
| Isg Builder'S Risk | Axis Capital Group | Revised | 9 | Sep 11, 2026 |
Top carriers
WR Berkley Corporation Group307
Markel Corporation Group215
American Financial Group169
Sompo Group169
THE Hanover Insurance Group163
IFG Company Group154
AXA Insurance Group129
Sentry Insurance Group123
Top states
MT224
LA183
OR172
MO164
CT140
NE135
VT135
WI130