Utility services direct damage coverage wording and examples

Compare Utility services direct damage coverage forms

Utility services direct damage coverage forms compared by Intent, Trigger, Notable terms
Form	Intent	Trigger	Notable terms
Atlantic Specialty Insurance Company Builders Risk - Utility Services Direct Damage Additional Coverage BR VIM 234 11 20 Commercial Inland Marine	Adds direct damage coverage for covered builders risk property at a project site.	An interruption in water, power or communications results from a covered cause of loss to utility property away from the site.	Overhead transmission lines require schedule inclusion. The scheduled limit is additional insurance; a separate overhead line limit, if shown, is part of that limit.
Safeco Insurance Company of America Utility Services - Direct Damage Coverage 1P0443FR 07 23 Commercial Property	Adds direct damage coverage at locations with a utility services limit in the declarations.	The interruption follows covered physical loss or damage to specified utility supply property, including certain equipment at or away from the insured location.	Overhead lines require declaration inclusion. The form excludes loss or damage to electronic data and media data.

“unless Overhead Transmission Lines are shown as “Included” in the SCHEDULE below”

Atlantic Specialty Insurance Company · Builders Risk - Utility Services Direct Damage Additional Coverage · BR VIM 234 11 20

Overhead lines. For the specified power and communications equipment, the schedule determines whether this exception applies.

“does not apply to loss or damage to “electronic data and media data””

Safeco Insurance Company of America · Utility Services - Direct Damage Coverage · 1P0443FR 07 23

Electronic data. The form distinguishes physical property damage from damage to electronic data and media data.

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