Exclusions

Water exclusion in admitted P&C products

Coverage classification

Form type
Exclusions
Topics
Water

Coverage intent

A water exclusion limits coverage for loss caused by water, surface water, overflow, spray, waves, seepage, backup, or related water movement depending on the form.

Coverage impact

Water exclusions are central in property and inland marine coverage. They should be read with flood, water backup, storm surge, wind-driven water, and ensuing loss language.

Where this language appears

Matching form records, product lines, state activity, and recent examples for this coverage language.

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Recent records

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