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Loss payable clause wording and examples

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Coverage description

A loss payable clause identifies a party with an interest in covered property and describes how payment may be made after a covered loss. Forms can differ in the provisions, conditions and coverage they address.

Coverage classification

Form type
Endorsements
Product lines
Commercial PropertyCommercial AutoInland Marine

Compare Loss payable clause forms

Loss payable clause forms compared by Intent, Payee and property, Payment conditions
FormIntentPayee and propertyPayment conditions

Benchmark Insurance Company

Loss Payable Clause

AMER-IL-CW-0011 07 26

Commercial Auto

Provides loss payment to an insured and scheduled loss payee.Applies to a covered auto, except towing.Loss-payee protection is subject to specified misconduct limitations.

Atlantic Specialty Insurance Company

Lender's Loss Payable Clause

VIM 337 07 24

Inland Marine Sub-TOI Combinations

Adds a lender's loss payable condition for covered property.Applies to scheduled creditors with an established financial interest.The lender may receive payment even if the insured's claim is denied, if stated conditions are met.

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Notable clauses

“the Lender Loss Payee will still have the right to receive loss payment”

Atlantic Specialty Insurance Company · Lender's Loss Payable Clause · VIM 337 07 24

Lender protection. The stated conditions include payment of premium and proof of loss where required.

“as interest may appear, you and the applicable loss payee shown in the schedule”

Benchmark Insurance Company · Loss Payable Clause · AMER-IL-CW-0011 07 26

Loss payee. Payment is directed to the insured and applicable scheduled loss payee according to their interests.

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Market activity

Matching form records, product lines, state activity, and recent examples for this coverage language.

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Loss payable clause wording map

Explore clusters of similar wording and outlying forms on the map. Select a point to see the associated forms.

Form group
Loss payable clause
196 forms on chart / latest Nov 10, 2026
More typical wording
Less typical wording
Each dot is a filed form in the selected group. Dots close together tend to use similar wording.
Multi-company use
Multiple products
Multi-state rollout
Single company/product
Larger dots appear in more filings for the selected group.
Wording signals
Most common wording
LOSS PAYABLE CLAUSE
CUS AA701 (05 23)
27 filings
Samsung Fire and Marine Insurance Co., LTD (US BRANCH)
Commercial Auto Combinations
Less common wording
EIAG- Loss Payee (multiple banks)
E_LOS_LPEGSB_01_ST 4/13/2026
31 filings
Coface North America Insurance Company
Credit - Credit Default + 1 more

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