Trailer interchange coverage wording and examples

A loss payable clause names a party with an interest in covered property and sets how loss payments are made to it. Compares two insurers' forms; 539 insurers file it.

Mobile equipment coverage sets how liability and physical damage apply to equipment between auto and GL forms. Compares two insurers' forms; 322 insurers file it.

Property in transit coverage insures covered property while it is shipped, carried or moved between locations. Compares two insurers' forms; 145 insurers file it.

Garagekeepers coverage pays for damage to customers' autos in the care of a garage, dealer, repair shop or valet. Compares two insurers' forms; 301 insurers file it.

Hired and non-owned auto coverage covers liability for autos a business hires, borrows or uses without owning. Compares two insurers' forms; 212 insurers file it.

An earthquake deductible applies a separate deductible to earthquake loss, often a percentage of a policy limit. Compares four insurers' forms; 14 insurers file it.

Agreed value coverage values covered property at a scheduled or agreed amount instead of replacement cost or ACV. Compares Harco and Grange forms; 260 insurers file it.

An occurrence deductible applies one deductible when one occurrence causes losses under several coverage parts. Compares two insurers' forms; 64 insurers file it.