Endorsements

Large deductible endorsement wording and examples

Large deductible endorsements require the insured to reimburse or retain a large scheduled deductible, sometimes including allocated loss adjustment expense. Large deductible endorsements can require the insured to reimburse paid losses, with different aggregate and expense terms.

Coverage classification

Form type
Endorsements

Compare Large deductible endorsement forms

Large deductible endorsement forms compared by Intent, Application, Aggregate and expenses
FormIntentApplicationAggregate and expenses

Sutton National Insurance Company

Large Deductible Endorsement (With Deductible Aggregate)

SNIPH CW 0088 (07/26)

Commercial General Liability

Requires reimbursement of covered amounts up to a scheduled deductible.The deductible applies to selected categories of damages, medical expenses or allocated loss adjustment expenses.Includes a scheduled deductible aggregate and choices for allocated expenses; selected or default elections matter.

Travelers Property Casualty Company of America

Workers Compensation and Employers Liability Large Deductible Endorsement - Washington

WC 99 07 42 (00)

Workers Compensation and Employers Liability

Requires the insured to reimburse benefits and damages within scheduled deductibles.Includes an each-accident deductible and optional second layer.A scheduled aggregate may limit reimbursement, and allocated expense treatment depends on the selected option.

Notable clauses

“You must reimburse us up to the Deductible Amount for any amounts we have paid under this policy.”

Sutton National Insurance Company · Large Deductible Endorsement (With Deductible Aggregate) · SNIPH CW 0088 (07/26)

Reimbursement. The form also specifies how its aggregate and allocated expenses apply.

“If an amount is shown for the Aggregate Deductible”

Travelers Property Casualty Company of America · Workers Compensation and Employers Liability Large Deductible Endorsement - Washington · WC 99 07 42 (00)

Aggregate deductible. The form makes the aggregate conditional on an amount being shown in its schedule.

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