Endorsements

Deductible liability coverage wording and examples

Deductible liability coverage endorsements apply a scheduled deductible to covered liability damages, claim expenses, or both. Liability deductible endorsements can reduce amounts otherwise payable per accident and require reimbursement if the insurer pays the deductible.

Coverage classification

Form type
Endorsements

Compare Deductible liability coverage forms

Deductible liability coverage forms compared by Intent, Deductible choices, Reimbursement and limits
FormIntentDeductible choicesReimbursement and limits

West Bend Mutual Insurance Company

Deductible Liability Coverage

CA 03 01 X 10 13

Commercial Auto

Applies a scheduled liability or property-damage-only liability deductible.The scheduled choice determines which otherwise payable damages are reduced per accident.The insurer may pay part or all of the deductible to settle a claim or suit and seek reimbursement.

Accredited Surety and Casualty Company, Inc.

Deductible Liability Coverage - Transportation - Alaska

ALT ALE 0005 AK 0423

Commercial Auto

Applies a scheduled any-liability or property-damage-only deductible.The policyholder reimburses deductible amounts paid by the insurer, as specified.The form preserves stated Alaska minimum coverage amounts before applying the deductible, and specifies reimbursement timing.

Notable clauses

“you must reimburse us for the deductible or the part of the deductible we paid”

West Bend Mutual Insurance Company · Deductible Liability Coverage · CA 03 01 X 10 13

Reimbursement. The insurer may pay the deductible to settle a claim or suit.

“The application of any deductible shall only occur after these statutory minimum limits have been fully satisfied.”

Accredited Surety and Casualty Company, Inc. · Deductible Liability Coverage - Transportation - Alaska · ALT ALE 0005 AK 0423

Alaska minimum amounts. The specimen identifies Alaska minimum amounts to which the deductible and reimbursement obligations do not apply.

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