Occurrence deductible wording and examples

Form type: Endorsements
Topics: Auto Property Inland Marine Deductibles
Product lines: Commercial Auto Commercial General Liability Commercial Property Commercial Inland Marine Commercial Package

Compare Occurrence deductible forms

Occurrence deductible forms compared by Intent, Where it applies, Multiple losses
Form	Intent	Where it applies	Multiple losses
Benchmark Insurance Company Occurrence Deductible Endorsement AMER-IL-CW-0002 (07 26) Multiple Commercial Coverages	Applies one deductible when one occurrence or accident produces covered losses under multiple listed coverage parts.	Identifies commercial auto, crime, general liability, output, property and inland marine coverage.	When amounts differ, the deductible provisions of the coverage part with the largest deductible apply.
American Reliable Insurance Company Farm Property Per-Occurrence Deductible ARFP22 0225 Farm Property	Replaces the deductible provision for specified farm property coverages.	Applies to insured perils unless otherwise shown, with stated coverage exceptions.	For qualifying losses under multiple coverages or items from the same occurrence, only the highest applicable deductible applies.

“only one deductible will apply.”

Benchmark Insurance Company · Occurrence Deductible Endorsement · AMER-IL-CW-0002 (07 26)

Multiple coverages. The form addresses a single occurrence or accident resulting in covered losses across multiple listed parts.

“When an occurrence affects two or more items with different deductible amounts, the highest deductible amount will apply.”

American Reliable Insurance Company · Farm Property Per-Occurrence Deductible · ARFP22 0225

Different deductibles. The farm form selects the highest deductible where one occurrence affects multiple items with different amounts.

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