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FilingFocus for compliance and legal
Find how a clause has been worded and approved, and draft from it with sources.
How compliance and legal use FilingFocus
These questions are usually about a specific phrase, a specific state and a specific window. Every component is text-indexed at the page level, so the phrase can be searched wherever it might appear.
Search a phrase across everything filed
Forms, manuals, memos and correspondence, scoped to one document type or all at once.
Trace what a department said
What it objected to, how carriers responded, and how long each cycle took.
Look up clause wording and draft from it
See how a clause reads across carriers, which versions were approved, and start a draft from that language.
Draft from approved wording, with sources
Ask how a clause has been worded and approved, and get a draft built from that language with every source cited.
With the FilingFocus Agent
Question
Draft a total pollution exclusion for a contractors GL policy using wording approved in Texas since 2023, and flag anything the department has pushed back on.
Find total pollution exclusions in Texas contractors GL filings approved since 2023.
Formstotal pollution exclusion, GL, TX, approved 2023 on12 exclusions, 9 carriersCheck the correspondence on those filings for objections to the wording.
Correspondenceobjection letters on those 12 filings, pollution3 objections, all resolvedDraft from the wording that was approved without objection, and note what drew pushback.
Formsapproved exclusion text, hostile fire exception wordingdraft, 3 sources
Answer
Draft attached, built from three exclusions approved without objection1. All three carry a hostile fire exception; the two filings that omitted it drew objections and added it in response2. One carrier’s broader completed operations language was questioned and narrowed, so the draft uses the narrower form3.
Citations
- 1Total pollution exclusions from Carrier A, Carrier D and Carrier F, Texas GL filings approved 2024 to 2026.
- 2Objection letters to Carrier B and Carrier C, 2023, requesting a hostile fire exception, and the responses.
- 3Objection letter to Carrier E, 2025, on completed operations wording, and the revised exclusion.
What the answer is built from
Every page of every component is in the text index, and correspondence is paired into objection and response cycles with dates, so both the wording and the timeline are searchable.
Where it sits in the filing
Filing summary
Dispositions and dates, with objection and response letters parsed and paired.
- Filing at a glance
- Objection letters
- Response letters
- Dispositions and amendments
Forms
Every edition of every form, page by page.
- CM 99 06, ed. 12 19Endorsement
- CM 99 05, ed. 12 19Endorsement
- Each keyed by number and edition, tagged by type
Rates and rules
Rule and rate pages, page by page.
- Rule exception pages
- Rate tables
- Manual index
Supporting documents
Memos and certifications, page by page.
- Forms certification
- Loss cost adoption
- Checklists
Browse the public library: Insurance regulations · Insurance forms library
Try it on a clause
Send us the clause and the state and we will trace its wording and approvals with you in a demo.
Other teams
View allGet filings approved faster, with fewer objection cycles.
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Walk into a renewal knowing how each carrier words the coverage and where rates are heading.