Solutions
FilingFocus for product teams
See every piece of a competitor’s product, and know what changed before your next product meeting.
How product teams use FilingFocus
Product work starts with what competitors have already filed. Forms and rate rules are indexed as their own components, so a coverage can be searched across every carrier without opening a single filing.
See every piece of a product
Policy form, endorsements, declarations, applications, underwriting guidelines and rate pages, as filed.
Benchmark and track competitor forms
Line up competitors’ forms against yours, and get told when they file something new.
Compare competitor edition changes
See exactly what changed between a competitor’s old edition and the new one, line by line.
Know what a competitor changed before your next product meeting
Ask for a competitor’s product and get it whole, with what changed in their last update and where.
With the FilingFocus Agent
Question
Pull every piece of Carrier B’s businessowners product in Texas and tell me what changed in their last forms update.
Find Carrier B’s businessowners filings in Texas and the most recent forms update.
Filing summaryCarrier B, businessowners, TX, forms filings3 filings, latest approved Mar 2026Open the forms in the current product and see which carry new editions.
Formsforms in the Mar 2026 filing, with prior editions18 forms, 3 new editionsCompare each new edition against the one it replaced, line by line.
Formscompare BP 15 07, BP 04 09 and BP 05 42 against prior editions3 comparisons
Answer
The product is 18 forms, a rate manual and six supporting documents1. Three forms changed in March: the cyber extortion endorsement added extortion response costs and a 250,000 sublimit option2, the protective safeguards endorsement added a sprinkler maintenance condition, and the EPL endorsement raised its default limit3.
Citations
- 1Carrier B businessowners forms filing, TX, approved March 2026: form schedule and attachments.
- 2Line-by-line comparison: BP 15 07 ed. 01 24 against ed. 01 19.
- 3Line-by-line comparisons: BP 04 09 ed. 01 26 against ed. 01 10; BP 05 42 ed. 03 26 against ed. 01 15.
What the answer is built from
A product comes back as one filing with its components. Each form in it carries an identifier built from its number and edition, so you can open the form, step back through every edition it has been filed in, and find the same form wherever another carrier filed it.
From product to form to edition
1. A product filing comes back whole
Carrier B · Businessowners · TX
Forms, rates and rules · approved Mar 2026
Filing summary
Approved Mar 2026
Forms
18 forms
Rates and rules
42 pages
Supporting documents
6 attachments
2. Open the forms, pick one
- BP 00 03 ed. 07 13Businessowners Coverage FormPolicy form
- BP 04 09 ed. 01 26Protective SafeguardsEndorsement
- BP 15 07 ed. 01 24Cyber Extortion CoverageEndorsement
- BP 05 42 ed. 03 26Employment Practices LiabilityEndorsement
- and 14 more
3. See every edition of that form
BP 15 07
Cyber Extortion CoverageEndorsement- ed. 07 13Filed 2013
First edition
9 states
- ed. 01 19Filed 2019
Added sublimit options
12 states
- ed. 01 24Filed 2024
Added extortion response costs
14 states
Compare any two editions line by line.
Browse the public library: Insurance forms library · Coverage topics · Form types
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Other teams
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Find how a clause has been worded and approved, and draft from it with sources.