Solutions

FilingFocus for underwriters

Benchmark your product against what competitors have filed, form by form.

How underwriters use FilingFocus

Underwriters want to know how their paper compares. Upload your own form and FilingFocus finds the filed forms that match it, shows where the wording differs and pulls the rules competitors use to write it.

Benchmark and track competitor forms
Line up competitors’ forms against yours, and get told when they file something new.
Upload a form to find market comparables
Drop in a form and get the closest filed matches, with the carrier and edition behind each.
Compare your coverages against competitors
See line by line where your wording is broader, narrower or missing.
View underwriting rules
Eligibility, class rates, credits and debits straight from the filed manual.

Benchmark your form against the market in one upload

Upload your own form, ask for a benchmark, and get back the comparables, the differences and how competitors rate them.

With the FilingFocus Agent

Question

our-contractors-endorsement.pdf · 6 pages

Benchmark this against what competitors have filed in Texas.

Match the uploaded pages against filed forms to find the comparables.
Formsclosest filed matches to the uploaded pages, TX7 endorsements, 6 carriers
Diff the upload against each comparable to see where the wording differs.
Formscompare the upload against the 7 comparables, line by line3 clauses differ on most
Pull the rule each carrier uses to write the endorsement.
Rates and rulesrules for those 7 endorsements5 flat charge, 2 rated

Answer

Six carriers file seven comparable contractors endorsements in Texas¹. Four include completed operations and a per-project aggregate, which yours does not; three match yours². Five of the seven are written as a flat charge, two are rated by receipts³.

Citations

1Seven filed contractors endorsements in Texas, six carriers, matched to the uploaded form.
2Line-by-line comparisons: the uploaded form against each of the seven comparables.
3Rule pages for the seven endorsements, from each carrier’s filed manual.

You upload the form. The answer comes back with the comparables, the differences and the rules, each cited.Illustrative example. Carrier names, figures and findings are fictional.

What the answer is built from

Every page of every filed form is indexed, so an uploaded page can be matched to filed copies even when the form number is missing or the carrier calls it something else. Rate and rule pages are indexed on their own, so the rule that prices an endorsement is one lookup from the form.

Where it sits in the filing

Filing summary

Carrier, line, states and dates for each filing.