False pretense coverage wording and examples

Compare False pretense coverage forms

False pretense coverage forms compared by Intent, Property and trigger, Conditions
Form	Intent	Property and trigger	Conditions
Incline Casualty Company False Pretense Coverage - Garagekeepers EEH-CA 00015 00 (08/25) Auto Dealers	Pays sums the insured legally must pay for customer-auto loss caused by specified deceptive transactions.	Includes a customer’s auto voluntarily surrendered by trick or scheme, and acquisition from a customer lacking title.	For the voluntary-surrender coverage, the insured must request title or consignment papers and try to recover the located auto; the form excludes certain unpaid-drawee losses.
Spinnaker Insurance Company False Pretense Coverage FM 2702 09 06 Livestock Coverage	Covers theft of livestock when the insured is fraudulently induced to part with title or possession.	Lists false pretenses including unauthorized transfer instructions and specified fraudulent payment instruments.	A scheduled limit applies per occurrence.

“You requested legal title to, or consignment papers for, the “customer’s auto” prior to "loss"”

Incline Casualty Company · False Pretense Coverage - Garagekeepers · EEH-CA 00015 00 (08/25)

Title or consignment papers. This is one of the form’s conditions for its voluntary-surrender coverage.

“fraudulently induced to part with title to or possession of covered "livestock"”

Spinnaker Insurance Company · False Pretense Coverage · FM 2702 09 06

Livestock. The livestock form lists a fraudulent scheme, trick or false pretense as the cause.

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