Product
What FilingFocus does
Search every part of a P&C filing, ask the FilingFocus Agent, compare editions, research objections, extract rate data and get told when something new is filed.
- 49 states + DC
- Admitted-market geography
- All P&C lines
- Every type of insurance
- 500M+ pages
- Filings, forms and manuals
- Updated weekly
- New filing activity added
Features
Our library holds admitted filings, forms and rate manuals for 49 states and the District of Columbia. Each feature below is a different way to put that record to work, and each has its own page.
Ask a research question in plain language and get an answer cited to the filed documents.
Separate searches for filings, forms, rate and rule manuals and supporting documents, each with its own filters and export.
Follow every edition of a form and compare any two documents, filed or uploaded, side by side.
Drop in a draft, non-admitted or unknown form to find the closest filed forms and compare the wording.
Load a filing and find the comparable objections other carriers drew, the responses that followed, and guidance for your reply.
Pull relativities, loss cost multipliers, base rates and factor tables from filed rate pages into a spreadsheet.
Save a search and get a weekly email with the new filings that match it, or track one filing for status changes.
Filing volume, rate impact, written premium, objections and filed documents for the companies, lines and states you follow.
Compare average days to approval by state, for the whole market or one company or group.
How it works
Every filing is broken into its components, and each component is indexed on its own, so you can find what you need without navigating the entire filing. Every form also gets an identifier, built from its number and edition, that follows it across every filing, company and group it appears in.
Public insurance library
The insurance library is built from the same filings and is free to read without an account. Each page links into the research product when you want to go deeper.
Numbered forms by product line, with edition changes and the carriers filing each.
Coverages, exclusions, limits and conditions, with filed company wording compared.
Applications, declarations, endorsements, exclusions and policy forms.
Product lines by filing activity, carriers, states and rate impact.
The most active insurers by recent filing activity and state footprint.
Form, rate and rule filing requirements by state, with the authorities cited.
See it with your product
Name a carrier, a line or an objection you are working on and we will walk through it with you in a demo.
FilingFocus by team
View allGet filings approved faster, with fewer objection cycles.
See every piece of a competitor’s product, and know what changed before your next product meeting.
Benchmark your product against what competitors have filed, form by form.
Find any rate factor across filed manuals and pull it into a spreadsheet.
Walk into a renewal knowing how each carrier words the coverage and where rates are heading.
Find how a clause has been worded and approved, and draft from it with sources.