Exclusions

Flood exclusion in admitted P&C products

Coverage classification

Form type
Exclusions
Topics
Water

Coverage intent

A flood exclusion limits coverage for loss caused by flood, surface water, overflow, storm surge, or related water events.

Coverage impact

Flood exclusions shape the boundary between property, inland marine, auto physical damage, and separate flood coverage. Anti-concurrent causation language and ensuing loss exceptions matter.

Where this language appears

Matching form records, product lines, state activity, and recent examples for this coverage language.

Matching form records

Recent records

Product submissions

Companies

Related insurance form pages

Related coverage topics