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ISO commercial property forms

Active forms
170
Companies filing
224
States
49
Latest filing
Oct 26, 2026
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Overview

ISO's commercial property program covers a business's buildings, contents and income. CP 00 10 covers buildings and business personal property, with the covered causes of loss set by a separate basic, broad or special form (CP 10 10, CP 10 20 or CP 10 30). Income forms pay after covered damage shuts a business down: CP 00 30 covers lost business income and extra expense, CP 00 32 business income only and CP 00 50 extra expense only. Other coverage forms fit specific risks: condominium associations (CP 00 17) and commercial unit-owners (CP 00 18), buildings under construction (CP 00 20), liability for others' property in your care (CP 00 40), mortgage lenders' errors and omissions (CP 00 70) and tobacco sales warehouses (CP 00 80). CP 00 99, the standard property policy, is a self-contained named-perils policy for risks that do not qualify for the regular program.

Coverage forms

11 forms
FormTitleLatest editionCarrier groupsStatesLast filed
CP 00 10Building and Personal Property Coverage Form10 124333Jul 21, 2026
CP 00 30Business Income (And Extra Expense) Coverage Form10 124233Jul 17, 2026
CP 00 18Condominium Commercial Unit-Owners Coverage Form10 123633Jul 21, 2026
CP 00 17Condominium Association Coverage Form10 123320Jul 21, 2026
CP 00 32Business Income (Without Extra Expense) Coverage Form10 123318Jul 17, 2026
CP 00 40Legal Liability Coverage Form10 123316Jul 10, 2026
CP 00 50Extra Expense Coverage Form10 123218Jul 17, 2026
CP 00 20Builders Risk Coverage Form10 122716Jul 17, 2026
CP 00 99Standard Property Policy10 122713Nov 17, 2025
CP 00 70Mortgageholders Errors and Omissions Coverage Form10 122410May 27, 2026
CP 00 80Tobacco Sales Warehouses Coverage Form10 122311May 27, 2026

Declarations and schedules

9 forms
FormTitleLatest editionCarrier groupsStatesLast filed
CP DS 06Earthquake-Volcanic Eruption Coverage Schedule02 192341Jul 10, 2026
CP DS 65Flood Coverage Schedule10 121738Jul 10, 2026
CP DS 01Common Declarations10 001626Jul 10, 2026
CP DS 00Commercial Property Coverage Part Declarations Page10 001545Jul 10, 2026

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Endorsements

84 forms
FormTitleLatest editionCarrier groupsStatesLast filed
CP 12 19Additional Insured - Building Owner06 264343Oct 15, 2026
CP 12 18Loss Payable Provisions10 124033Aug 24, 2026
CP 10 30Causes of Loss - Special Form09 173927Jul 17, 2026
CP 04 40Spoilage Coverage12 203728Jul 17, 2026
CP 10 36Limitations On Coverage For Roof Surfacing10 123733Jul 17, 2026
CP 14 40Outdoor Signs06 073621Jul 17, 2026
CP 10 10Causes of Loss - Basic Form10 123520Jul 17, 2026
CP 15 56Business Income Changes - Beginning Of The Period Of Restoration06 073521Jul 17, 2026
CP 04 39Functional Personal Property Valuation Other Than Stock10 903418Oct 6, 2026
CP 10 20Causes of Loss - Broad Form10 123320Jul 17, 2026
CP 10 40Earthquake And Volcanic Eruption Endorsement02 193322Jul 10, 2026
CP 03 20Multiple Deductible Form05 273234Aug 28, 2026
CP 04 17Utility Services - Direct Damage10 123216Jul 10, 2026
CP 14 30Outdoor Trees, Shrubs and Plants10 123220Jul 17, 2026
CP 15 31Ordinance or Law - Increased Period Of Restoration09 173223Jul 17, 2026
CP 04 01Brands and Labels10 003121Jul 17, 2026
CP 04 15Debris Removal Additional Insurance10 123118Jul 17, 2026
CP 04 18Condominium Commercial Unit-Owners Optional Coverages10 123118Jul 17, 2026
CP 10 38Discharge From Sewer, Drain Or Sump (Not Flood-Related)05 273132Oct 1, 2026
CP 10 45Earthquake And Volcanic Eruption Endorsement (Sub-Limit Form)02 193122Jun 4, 2026
CP 12 11Burglary And Robbery Protective Safeguards09 173128Jul 17, 2026
CP 14 50Radio or Television Antennas10 003122Jul 17, 2026
CP 04 11Protective Safeguards09 173038Jul 17, 2026
CP 15 08Business Income From Dependent Properties - Broad Form10 123017May 27, 2026
CP 15 50Radio or Television Antennas - Business Income or Extra Expense10 123019Jul 17, 2026
CP 15 45Utility Services - Time Element09 172920Jul 10, 2026
CP 03 29Deductibles By Location05 272834Aug 28, 2026
CP 04 05Ordinance or Law Coverage09 172831Jul 17, 2026
CP 04 31Changes - Fungus, Wet Rot, Dry Rot and Bacteria04 022817Jul 17, 2026
CP 15 09Business Income From Dependent Properties - Limited Form10 122816Jun 3, 2026
CP 04 02Increased Cost of Loss and Related Expenses for Green Upgrades10 122715Jun 3, 2026
CP 04 38Functional Building Valuation09 172722Aug 14, 2026
CP 10 44Theft Of Building Materials And Supplies (Other Than Builders Risk)10 122713Jul 17, 2026
CP 11 20Builders Risk Collapse During Construction06 072727Jul 17, 2026
CP 11 21Builders Risk - Theft of Building Materials, Fixtures, Machinery, Equipment10 122717Jul 17, 2026
CP 12 70Joint or Disputed Loss Agreement09 962714Jun 3, 2026
CP 13 10Value Reporting Form04 022715Jun 3, 2026
CP 13 30Agricultural Products Storage06 072719Jul 17, 2026
CP 15 25Business Income Changes - Educational Institutions10 122718Jul 17, 2026
CP 15 34Extra Expense From Dependent Properties10 122716May 27, 2026
CP 99 92Household Personal Property Coverage06 072718Jul 17, 2026
CP 04 10Electrical Apparatus06 072616May 27, 2026
CP 10 41Earthquake Inception Extension02 192621Jun 4, 2026
CP 12 32Limitation On Loss Settlement - Blanket Insurance (Margin Clause)06 072612Jul 10, 2026
CP 15 05Food Contamination (Business Interruption and Extra Expense)10 122616Jul 17, 2026
CP 10 65Flood Coverage Endorsement10 122516Jul 10, 2026
CP 15 04Discretionary Payroll Expense06 072514Jul 17, 2026
CP 99 20Contributing Insurance06 072517May 27, 2026
CP 04 04Specified Business Personal Property Temporarily Away From Premises10 122412Jul 17, 2026
CP 04 09Increase In Rebuilding Expenses Following Disaster (Additional Expense Coverage On Annual Aggregate Basis)10 122413Jul 17, 2026
CP 04 32Business Personal Property Limited International Coverage04 022412Jun 3, 2026
CP 11 05Builders Risk Reporting Form04 022424May 27, 2026
CP 13 60Report Of Values10 002416Jun 3, 2026
CP 15 03Business Income - Landlord As Additional Insured (Rental Value)06 072415Jul 17, 2026
CP 04 08Higher Limits10 122313Jul 10, 2026
CP 04 14Limited Coverage for Unmanned Aircraft (Scheduled and/or Blanket Coverage)12 162327Jul 17, 2026
CP 11 06Builders Risk Premium Adjustment Form06 072324May 27, 2026
CP 12 01Commercial Property Coverage Part Policy Changes11 852218May 20, 2026
CP 15 06Off-Premises Interruption of Business-Vehicles and Mobile Equipment02 142219May 27, 2026
CP 15 24Mining Properties - Business Income10 002214Jun 3, 2026
CP 14 02Unscheduled Building Property Tenant's Policy09 172120Jul 17, 2026
CP 15 15Business Income Report/Worksheet10 122112Oct 1, 2025
CP 14 01Scheduled Building Property Tenant's Policy09 172020Jul 17, 2026
CP 03 21Windstorm Or Hail Percentage DeductibleWithdrawn by ISO10 123242Oct 1, 2026

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Exclusions

16 forms
FormTitleLatest editionCarrier groupsStatesLast filed
CP 10 33Theft Exclusion10 124021Jul 17, 2026
CP 01 40Exclusion of Loss Due to Virus or Bacteria07 063931Jul 17, 2026
CP 10 56Sprinkler Leakage Exclusion06 073621Jul 17, 2026
CP 10 55Vandalism Exclusion06 073521Jul 17, 2026
CP 10 75Cyber Incident Exclusion12 203438Jul 17, 2026
CP 15 10Payroll Limitation or Exclusion10 123229Jul 17, 2026
CP 99 03Cannabis Exclusion12 193249Feb 17, 2026
CP 10 52Broken or Cracked Glass Exclusion Form06 073023Jul 17, 2026
CP 10 54Windstorm or Hail Exclusion06 073019Jul 17, 2026
CP 99 04Cannabis Exclusion With Hemp Exception12 192923Jul 17, 2026
CP 10 34Exclusion Of Loss Due To By-Products Of Production Or Processing Operations (Rental Properties)10 122616Jul 17, 2026
CP 10 76Cyber Incident Exclusion with Ensuing Causes of Loss Exceptions12 202415Jul 10, 2026

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Conditions

1 form
FormTitleLatest editionCarrier groupsStatesLast filed
CP 99 14Condition-Litigation Funding Mutual Disclosure06 26833Oct 15, 2026

State amendatory endorsements

51 forms
FormTitleLatest editionCarrier groupsStatesLast filed
CP 04 60Vacancy Changes10 123017Jul 17, 2026

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