Coverage description
An Insurance Services Office (ISO) standard form. A self-contained commercial property policy that covers buildings and business personal property against named causes of loss, with its own additional coverages, extensions, exclusions, limits and conditions, for risks that do not qualify for the standard commercial property coverage forms.
How the form has changed
4 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
10 12 edition
Oct 2012, compared with 06 07Latest editionBusiness personal property is now covered within 100 feet of the building or of the described premises, whichever distance is greater.
06 07
“within 100 feet of the described premises, consisting of the following”
10 12
“whichever distance is greater”
The extra amount available for debris removal rises from $10,000 to $25,000 per location.
06 07
“We will pay up to an additional $10,000 for debris removal expense”
10 12
“We will pay up to an additional $25,000 for debris removal expense”
A new extension covers business personal property temporarily kept in a portable storage unit on the premises, up to $10,000.
06 07
Not in this edition
10 12
“Business Personal Property Temporarily In Portable Storage Units”
Debris removal now also covers some other debris on the described premises, with up to $5,000 per location when no covered property is damaged.
06 07
Not in this edition
10 12
“is $5,000 at each location”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 10 12Oct 2012Latest | 48 | 45 | 11 | Nov 2021 to Nov 2025 |
| 06 07Jun 2007 | 3 | 2 | 3 | Feb 2022 to Mar 2023 |
Filed by one company only: 04 02 (Indiana Farmers Mutual Group, 3 filings).
What the filings show
- Edition in use: in the past 12 months, 1 company filed the 10 12 edition.
- The 04 02 edition appears only in filings from Indiana Farmers Mutual Group (3 filings in 3 states since Oct 6, 2023), which suggests a carrier-specific version.
- CP 00 32 (Business Income (Without Extra Expense) Coverage Form) is filed alongside it most often, in 50 of the same filings (93%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Nov 2025, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 00 99, out of 27 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 5 | 3 | 06 0710 12 | Jul 6, 2023 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 10 12 | Mar 26, 2024 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 4 | 3 | 10 12 | Mar 21, 2025 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 4 | 2 | 10 12 | Sep 20, 2023 |
| Amerisure Company Group3 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY | 3 | 3 | 10 12 | Jul 7, 2023 |
| Amtrust Financial Services Group6 group companies filed it, led by CorePointe Insurance Company and First Nonprofit Insurance Company | 3 | 1 | 10 12 | Feb 8, 2023 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 04 02 | Feb 28, 2024 |
| WR Berkley Corporation Group2 group companies filed it, led by Intrepid Casualty Company and Intrepid Insurance Company | 3 | 2 | 10 12 | Feb 9, 2024 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 2 | 1 | 10 12 | Dec 22, 2022 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 2 | 2 | 10 12 | Jan 3, 2023 |
See more forms
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States
Number of filings that include CP 00 99 in each state, Oct 2021 to Nov 2025. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 00 32Business Income (Without Extra Expense) Coverage Form50 filings
- CP 00 40Legal Liability Coverage Form50 filings
- CP 12 18Loss Payable Provisions50 filings
- CP 00 10Building and Personal Property Coverage Form49 filings
- CP 00 20Builders Risk Coverage Form49 filings
- CP 00 30Business Income (and Extra Expense) Coverage Form49 filings
- CP 00 50Extra Expense Coverage Form49 filings
- CP 10 10Causes of Loss - Basic Form49 filings
- CP 10 20Causes of Loss - Broad Form49 filings
- CP 10 33Theft Exclusion49 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Nov 17, 2025 | Oregon Fair Plan Association | OR | 10 12 | APST-134742802 |
| Aug 1, 2025 | Universal North America Insurance Company | SC | 10 12 | UNAC-134614002 |
| May 1, 2025 | Universal Fire and Casualty Insurance Company | SC | 10 12 | UFCI-134516617 |
| Apr 30, 2025 | Universal Fire and Casualty Insurance Company | IL | 10 12 | UFCI-134515065 |
| Apr 17, 2025 | Spinnaker Insurance Company | SC | 10 12 | WOOD-134492939 |
| Mar 21, 2025 | Accelerant National Insurance Company | CA | 10 12 | SPRO-G134354982 |
| Jan 24, 2025 | Accelerant National Insurance Company | SC | 10 12 | SPRO-G134359430 |
| Jan 3, 2025 | Accelerant National Insurance Company | ID | 10 12 | SPRO-G134361419 |
| Jun 25, 2024 | Motorists Mutual Insurance Companyand 2 more | IL | 10 12 | MTRS-134079863 |
| May 3, 2024 | Continental Indemnity Company | SC | 10 12 | APPU-134092765 |
| Mar 26, 2024 | Associated Indemnity Corporation | NV | 10 12 | ADWC-134043344 |
| Mar 22, 2024 | WCF National Insurance Company | ID | 10 12 | ADWC-134038694 |
Most filed ISO CP forms
- CP 03 21 Windstorm Or Hail Percentage Deductible
- CP 10 36 Limitations On Coverage For Roof Surfacing
- CP 12 19 Additional Insured - Building Owner
- CP 99 03 Cannabis Exclusion
- CP 10 75 Cyber Incident Exclusion
- CP 00 10 Building and Personal Property Coverage Form
- CP 00 30 Business Income (And Extra Expense) Coverage Form
- CP 12 18 Loss Payable Provisions
- CP 04 11 Protective Safeguards
- CP DS 00 Commercial Property Coverage Part Declarations Page
- CP 10 30 Causes of Loss - Special Form
- CP 03 20 Multiple Deductible Form
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.