ISO exclusion ยท commercial property

CP 10 75 Cyber Incident Exclusion

Filings
140
latest Jul 17, 2026
Filing companies
79
34 carrier groups
States
38
Latest edition
12 20
Dec 2020

Coverage description

An Insurance Services Office (ISO) standard form. It excludes property loss or damage caused by unauthorized computer access, malicious code or denial of service attacks, except for resulting fire or explosion and coverage under the electronic data, computer operations and e-commerce provisions.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
12 20Dec 2020Latest1407938Dec 2021 to Jul 2026

What the filings show

  • Edition in use: in the past 12 months, 4 companies filed the 12 20 edition.
  • CP 04 40 (Spoilage Coverage) is filed alongside it most often, in 75 of the same filings (54%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CP 10 75, out of 34 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Frankenmuth Group3 group companies filed it, led by Frankenmuth Mutual Insurance Company and Ansur America Insurance Company241212 20Apr 29, 2022
Berkshire Hathaway Group3 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company131212 20Aug 19, 2024
Grange Mutual CAS Group6 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company101012 20May 10, 2023
Ambac Financial GroupEverspan Insurance Company8712 20Jun 30, 2026
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company7512 20Mar 21, 2025
Nationwide Corporation Group9 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company7412 20Apr 19, 2024
Amerisure Company Group3 group companies filed it, led by AMERISURE MUTUAL INSURANCE COMPANY and AMERISURE INSURANCE COMPANY6412 20Apr 29, 2024
Amtrust Financial Services Group9 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company6112 20Apr 10, 2025
Guideone Insurance Group2 group companies filed it, led by GuideOne Mutual Insurance Company and GuideOne Specialty Mutual Insurance Company6312 20Feb 24, 2023
Trisura GroupTrisura Insurance Company6412 20Jul 10, 2026

How the largest insurers handle CP 10 75

Groups among the largest commercial property insurers that filed CP 10 75 or their own version in the past five years.

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States

Number of filings that include CP 10 75 in each state, Oct 2021 to Jul 2026. Darker states have more filings.

Tennessee: 3 filingsTN3Alabama: 2 filingsAL2Florida: 0 filingsFLGeorgia: 3 filingsGA3Oklahoma: 0 filingsOKSouth Carolina: 9 filingsSC9Arkansas: 0 filingsARMissouri: 1 filingMO1Indiana: 3 filingsIN3Louisiana: 1 filingLA1Ohio: 6 filingsOH6Wisconsin: 4 filingsWI4Texas: 0 filingsTXKentucky: 3 filingsKY3Iowa: 1 filingIA1Kansas: 2 filingsKS2Mississippi: 1 filingMS1North Carolina: 2 filingsNC2Nebraska: 0 filingsNESouth Dakota: 1 filingSD1Montana: 1 filingMT1New Hampshire: 2 filingsNH2Virginia: 4 filingsVA4Arizona: 0 filingsAZPennsylvania: 4 filingsPA4Rhode Island: 0 filingsRIMichigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 3 filingsID3Maryland: 0 filingsMDWest Virginia: 1 filingWV1Utah: 3 filingsUT3Wyoming: 5 filingsWY5Delaware: 0 filingsDENew Mexico: 2 filingsNM2Colorado: 3 filingsCO3Connecticut: 1 filingCT1Maine: 3 filingsME3North Dakota: 1 filingND1Illinois: 14 filingsIL14Minnesota: 0 filingsMNNew Jersey: 2 filingsNJ2New York: 1 filingNY1Massachusetts: 1 filingMA1Washington: 5 filingsWA5Oregon: 4 filingsOR4Vermont: 2 filingsVT2California: 32 filingsCA32Nevada: 2 filingsNV2Hawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CP 04 40Spoilage Coverage75 filings
  • CP 00 30Business Income (and Extra Expense) Coverage Form60 filings
  • CP 10 30Causes of Loss - Special Form60 filings
  • CP 10 33Theft Exclusion60 filings
  • CP 00 10Building and Personal Property Coverage Form58 filings
  • CP 12 11Burglary and Robbery Protective Safeguards58 filings
  • CP 12 18Loss Payable Provisions58 filings
  • CP 00 90Commercial Property Conditions57 filings
  • CP 10 76Cyber Incident Exclusion with Ensuing Cause(S) of Loss Exceptions57 filings
  • CP 04 11Protective Safeguards56 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Jul 17, 2026Mississippi Farm Bureau Casualty Insurance CompanyMS12 20SFBC-134997156
Jul 16, 2026Southern Farm Bureau Casualty Insurance CompanyLA12 20SFBC-135019625
Jul 10, 2026Trisura Insurance CompanyWA12 20SHNF-134976660
Jun 30, 2026Everspan Insurance CompanyCO12 20AUTH-135004391
Jun 30, 2026Trisura Insurance CompanyIL12 20SHNF-134983369
Dec 4, 2025Trisura Insurance CompanyCA12 20SHNF-134758544
Oct 14, 2025Accredited Surety and Casualty Company, Inc.OR12 20SHNF-134681277
Oct 13, 2025Trisura Insurance CompanyOR12 20SHNF-134681314
Sep 8, 2025Starr Indemnity and Liability CompanyCA12 20AUTH-134647369
Aug 14, 2025American Summit Insurance CompanyIL12 20NLAS-134634450
Aug 9, 2025Starr Indemnity and Liability CompanyNM12 20AUTH-134633372
May 1, 2025Universal Fire and Casualty Insurance CompanySC12 20UFCI-134516617

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