ISO policy or coverage form · commercial property

CP 00 18 Condominium Commercial Unit-Owners Coverage Form

Filings
112
latest Jul 21, 2026
Filing companies
65
36 carrier groups
States
33
Latest edition
10 12
Oct 2012

Coverage description

An Insurance Services Office (ISO) standard form. Coverage form for a commercial condominium unit owner's business personal property and personal property of others, including fixtures, improvements and alterations you own, with additional coverages and extensions such as debris removal and newly acquired property.

How the form has changed

4 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 10 12 edition

    Oct 2012, compared with 06 07Latest edition
    • The additional amount payable for debris removal rises from $10,000 to $25,000 per location.

      06 07

      “We will pay up to an additional $10,000 for debris removal expense”

      10 12

      “We will pay up to an additional $25,000 for debris removal expense”

    • Debris removal now also covers other debris on the described premises, up to $5,000 per location when no covered property is damaged.

      06 07

      Not in this edition

      10 12

      “the most we will pay for removal of debris of other property”

    • A new extension covers business personal property temporarily kept in a portable storage unit near the premises, up to $10,000, for up to 90 days.

      06 07

      Not in this edition

      10 12

      “temporarily stored in a portable storage unit”

    • Property within 100 feet of the building or of the described premises, whichever distance is greater, is now covered, instead of only within 100 feet of the premises.

      06 07

      Not in this edition

      10 12

      “whichever distance is greater”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
10 12Oct 2012Latest1056233Nov 2021 to Jul 2026
06 07Jun 2007323Feb 2022 to Mar 2023

Filed by one company only: 04 02 (3 filings).

1 other edition date appears in one or two filings each, often carrier-specific versions: 10 90.

What the filings show

  • Edition in use: in the past 12 months, 7 companies filed the 10 12 edition.
  • The 04 02 edition appears only in filings from one company (3 filings in 3 states since Oct 6, 2023), which suggests a carrier-specific version.
  • CP 00 10 (Building and Personal Property Coverage Form) is filed alongside it most often, in 110 of the same filings (98%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CP 00 18, out of 36 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
American Family Insurance Group2 group companies filed it, led by Midvale Indemnity Company and Austin Mutual Insurance Company212010 12Oct 20, 2023
Trisura GroupTrisura Insurance Company9610 12Jul 21, 2026
Hastings Mutual Insurance Company6510 12Mar 13, 2025
Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Property and Casualty Insurance Company6310 12Mar 11, 2022
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company5306 0710 12Jul 6, 2023
WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company5310 12Mar 26, 2024
Amtrust Financial Services Group9 group companies filed it, led by CorePointe Insurance Company and First Nonprofit Insurance Company4110 12Feb 8, 2023
Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc.4410 12Jun 9, 2026
Siriuspoint GroupSiriusPoint America Insurance Company4210 12Sep 20, 2023
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company3310 12Mar 21, 2025

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States

Number of filings that include CP 00 18 in each state, Oct 2021 to Jul 2026. Darker states have more filings.

Tennessee: 1 filingTN1Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 0 filingsGAOklahoma: 1 filingOK1South Carolina: 22 filingsSC22Arkansas: 0 filingsARMissouri: 1 filingMO1Indiana: 2 filingsIN2Louisiana: 1 filingLA1Ohio: 2 filingsOH2Wisconsin: 1 filingWI1Texas: 1 filingTX1Kentucky: 0 filingsKYIowa: 1 filingIA1Kansas: 0 filingsKSMississippi: 2 filingsMS2North Carolina: 0 filingsNCNebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 2 filingsMT2New Hampshire: 1 filingNH1Virginia: 1 filingVA1Arizona: 0 filingsAZPennsylvania: 1 filingPA1Rhode Island: 2 filingsRI2Michigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 5 filingsID5Maryland: 1 filingMD1West Virginia: 0 filingsWVUtah: 3 filingsUT3Wyoming: 2 filingsWY2Delaware: 1 filingDE1New Mexico: 1 filingNM1Colorado: 0 filingsCOConnecticut: 2 filingsCT2Maine: 1 filingME1North Dakota: 0 filingsNDIllinois: 13 filingsIL13Minnesota: 0 filingsMNNew Jersey: 1 filingNJ1New York: 1 filingNY1Massachusetts: 4 filingsMA4Washington: 6 filingsWA6Oregon: 5 filingsOR5Vermont: 1 filingVT1California: 21 filingsCA21Nevada: 2 filingsNV2Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CP 00 10Building and Personal Property Coverage Form110 filings
  • CP 00 30Business Income (and Extra Expense) Coverage Form106 filings
  • CP 12 18Loss Payable Provisions102 filings
  • CP 00 90Commercial Property Conditions95 filings
  • CP 10 33Theft Exclusion87 filings
  • CP 12 19Additional Insured - Building Owner87 filings
  • CP 00 17Condominium Association Coverage Form83 filings
  • CP 01 40Exclusion of Loss Due to Virus or Bacteria83 filings
  • CP 10 30Causes of Loss - Special Form83 filings
  • CP 04 11Protective Safeguards81 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Jul 21, 2026Trisura Insurance CompanyMA10 12SHNF-134993953
Jul 17, 2026Mississippi Farm Bureau Casualty Insurance CompanyMS10 12SFBC-134997156
Jul 16, 2026Southern Farm Bureau Casualty Insurance CompanyLA10 12SFBC-135019625
Jul 10, 2026Trisura Insurance CompanyWA10 12SHNF-134976660
Jun 30, 2026Trisura Insurance CompanyIL10 12SHNF-134983369
Jun 9, 2026Accredited Surety and Casualty Company, Inc.SC10 12SHNF-134843391
Jun 3, 2026CopperPoint Casualty Insurance Companyand 1 moreSC10 12COPP-134971651
May 27, 2026Alaska National Insurance CompanySC10 12ALNI-134963185
Mar 18, 2026Trisura Insurance CompanySC10 12SHNF-134843658
Dec 4, 2025Trisura Insurance CompanyCA10 12SHNF-134758544
Oct 14, 2025Accredited Surety and Casualty Company, Inc.OR10 12SHNF-134681277
Oct 13, 2025Trisura Insurance CompanyOR10 12SHNF-134681314

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