Coverage description
An Insurance Services Office (ISO) standard form. It excludes loss or damage caused by any virus, bacterium or other microorganism that can cause illness or disease, across all property, business income, extra expense and civil authority coverage. Fungus, wet rot and dry rot stay under their own separate exclusion.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 07 06Jul 2006Latest | 111 | 73 | 31 | Nov 2021 to Jul 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 01 18.
What the filings show
- Edition in use: in the past 12 months, 7 companies filed the 07 06 edition.
- CP 00 90 (Commercial Property Conditions) is filed alongside it most often, in 108 of the same filings (96%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 01 40, out of 39 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| American Family Insurance Group2 group companies filed it, led by Midvale Indemnity Company and Austin Mutual Insurance Company | 20 | 18 | 07 06 | Oct 20, 2023 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 6 | 4 | 07 06 | Mar 21, 2025 |
| Amtrust Financial Services Group9 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 6 | 2 | 07 06 | Apr 10, 2025 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Property and Casualty Insurance Company | 6 | 3 | 07 06 | Mar 11, 2022 |
| Trisura GroupTrisura Insurance Company | 6 | 4 | 07 06 | Jul 10, 2026 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 07 06 | Mar 26, 2024 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 4 | 2 | 07 06 | Sep 20, 2023 |
| WR Berkley Corporation Group3 group companies filed it, led by Intrepid Casualty Company and Intrepid Insurance Company | 4 | 2 | 07 06 | Aug 21, 2024 |
| AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company | 3 | 3 | 07 06 | May 3, 2024 |
| Amerisure Company Group2 group companies filed it, led by AMERISURE MUTUAL INSURANCE COMPANY and AMERISURE INSURANCE COMPANY | 3 | 2 | 07 06 | Apr 29, 2024 |
How the largest insurers handle CP 01 40
Groups among the largest commercial property insurers that filed CP 01 40 or their own version in the past five years.
- Berkshire Hathaway GroupUses CP 01 40 in 1 filing
See more forms
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States
Number of filings that include CP 01 40 in each state, Oct 2021 to Jul 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 00 90Commercial Property Conditions108 filings
- CP 00 30Business Income (and Extra Expense) Coverage Form102 filings
- CP 00 10Building and Personal Property Coverage Form99 filings
- IL 09 35Exclusion of Certain Computer- Related Losses96 filings
- CP 12 19Additional Insured - Building Owner95 filings
- CP 12 18Loss Payable Provisions92 filings
- CP 00 18Condominium Commercial Unit- Owners Coverage Form83 filings
- CP 10 56Sprinkler Leakage Exclusion80 filings
- IL 09 52Cap on Losses From Certified Acts of Terrorism80 filings
- CP 15 56Business Income Changes - Beginning of the Period of Restoration79 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jul 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 07 06 | SFBC-134997156 |
| Jul 16, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 07 06 | SFBC-135019625 |
| Jul 10, 2026 | Trisura Insurance Company | WA | 07 06 | SHNF-134976660 |
| Jun 30, 2026 | Trisura Insurance Company | IL | 07 06 | SHNF-134983369 |
| Jun 9, 2026 | Accredited Surety and Casualty Company, Inc. | SC | 07 06 | SHNF-134843391 |
| Jun 3, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 07 06 | COPP-134971651 |
| May 27, 2026 | Alaska National Insurance Company | SC | 07 06 | ALNI-134963185 |
| Mar 18, 2026 | Trisura Insurance Company | SC | 07 06 | SHNF-134843658 |
| Oct 28, 2025 | Incline Casualty Company | SC | 07 06 | MRTN-134696973 |
| Oct 14, 2025 | Accredited Surety and Casualty Company, Inc. | OR | 07 06 | SHNF-134681277 |
| Oct 13, 2025 | Trisura Insurance Company | OR | 07 06 | SHNF-134681314 |
| Oct 1, 2025 | Lyndon Southern Insurance Company | SC | 07 06 | LFST-134691947 |
Most filed ISO CP forms
- CP 03 21 Windstorm Or Hail Percentage Deductible
- CP 10 36 Limitations On Coverage For Roof Surfacing
- CP 12 19 Additional Insured - Building Owner
- CP 99 03 Cannabis Exclusion
- CP 10 75 Cyber Incident Exclusion
- CP 00 10 Building and Personal Property Coverage Form
- CP 00 30 Business Income (And Extra Expense) Coverage Form
- CP 12 18 Loss Payable Provisions
- CP 04 11 Protective Safeguards
- CP DS 00 Commercial Property Coverage Part Declarations Page
- CP 10 30 Causes of Loss - Special Form
- CP 03 20 Multiple Deductible Form
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