Coverage description
An Insurance Services Office (ISO) standard form. Coverage form that pays the necessary extra expense you incur to avoid or minimize the suspension of your business after direct physical loss or damage from a covered cause of loss.
How the form has changed
4 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
10 12 edition
Oct 2012, compared with 06 07Latest editionThe $2,500 limit for Interruption Of Computer Operations can now be raised by a higher limit shown in the Declarations.
06 07
Not in this edition
10 12
“is $2,500 (unless a higher limit is shown in the Declarations)”
The $100,000 limit for newly acquired locations can now be raised by a higher limit shown in the Declarations.
06 07
Not in this edition
10 12
“$100,000 at each location, unless a higher limit is shown in the Declarations”
The electronic data limitation no longer applies to data that runs a building's elevator, lighting, heating, ventilation, air conditioning or security system.
06 07
Not in this edition
10 12
“integrated in and operates or controls a building's elevator, lighting, heating, ventilation, air conditioning or security system”
The period of restoration now excludes extra time needed to comply with an ordinance or law, not only time needed due to its enforcement.
06 07
“due to the enforcement of any ordinance or law that:”
10 12
“due to the enforcement of or compliance with any ordinance or law that:”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 10 12Oct 2012Latest | 73 | 58 | 18 | Nov 2021 to Jul 2026 |
| 06 07Jun 2007 | 3 | 2 | 3 | Feb 2022 to Mar 2023 |
Filed by one company only: 04 02 (Indiana Farmers Mutual Group, 3 filings).
1 other edition date appears in one or two filings each, often carrier-specific versions: 07 88.
What the filings show
- Edition in use: in the past 12 months, 5 companies filed the 10 12 edition.
- The 04 02 edition appears only in filings from Indiana Farmers Mutual Group (3 filings in 3 states since Oct 6, 2023), which suggests a carrier-specific version.
- CP 00 30 (Business Income (and Extra Expense) Coverage Form) is filed alongside it most often, in 79 of the same filings (99%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 00 50, out of 32 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Amerisure Company Group3 group companies filed it, led by AMERISURE MUTUAL INSURANCE COMPANY and AMERISURE INSURANCE COMPANY | 6 | 4 | 10 12 | Apr 29, 2024 |
| Amtrust Financial Services Group9 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 6 | 1 | 10 12 | Apr 10, 2025 |
| Hastings Mutual Insurance Company | 6 | 5 | 10 12 | Mar 13, 2025 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Property and Casualty Insurance Company | 6 | 3 | 10 12 | Mar 11, 2022 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 5 | 3 | 06 0710 12 | Jul 6, 2023 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 10 12 | Mar 26, 2024 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 4 | 3 | 10 12 | Mar 21, 2025 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 4 | 2 | 10 12 | Sep 20, 2023 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Phenix Mutual Fire Insurance Company | 3 | 2 | 10 12 | Jun 25, 2024 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 04 02 | Feb 28, 2024 |
How the largest insurers handle CP 00 50
Groups among the largest commercial property insurers that filed CP 00 50 or their own version in the past five years.
- Berkshire Hathaway GroupUses CP 00 50 in 1 filing
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CP 00 50 in each state, Oct 2021 to Jul 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 00 30Business Income (and Extra Expense) Coverage Form79 filings
- CP 00 32Business Income (Without Extra Expense) Coverage Form79 filings
- CP 00 10Building and Personal Property Coverage Form76 filings
- CP 12 18Loss Payable Provisions76 filings
- CP 10 33Theft Exclusion75 filings
- CP 10 10Causes of Loss - Basic Form73 filings
- CP 10 20Causes of Loss - Broad Form73 filings
- CP 00 17Condominium Association Coverage Form71 filings
- CP 00 40Legal Liability Coverage Form71 filings
- CP 04 17Utility Services - Direct Damage71 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jul 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 10 12 | SFBC-134997156 |
| Jul 16, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 10 12 | SFBC-135019625 |
| Jun 3, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 10 12 | COPP-134971651 |
| May 27, 2026 | Alaska National Insurance Company | SC | 10 12 | ALNI-134963185 |
| Oct 1, 2025 | Lyndon Southern Insurance Company | SC | 10 12 | LFST-134691947 |
| Aug 1, 2025 | Universal North America Insurance Company | SC | 10 12 | UNAC-134614002 |
| May 9, 2025 | NOVA Casualty Company | SC | 10 12 | HNVR-G134524995 |
| May 1, 2025 | Universal Fire and Casualty Insurance Company | SC | 10 12 | UFCI-134516617 |
| Apr 30, 2025 | Selective Way Insurance Company | MO | 10 12 | SELC-134494115 |
| Apr 30, 2025 | Universal Fire and Casualty Insurance Company | IL | 10 12 | UFCI-134515065 |
| Apr 17, 2025 | Spinnaker Insurance Company | SC | 10 12 | WOOD-134492939 |
| Apr 10, 2025 | CorePointe Insurance Companyand 2 more | CA | 10 12 | UNKP-134492205 |
Most filed ISO CP forms
- CP 03 21 Windstorm Or Hail Percentage Deductible
- CP 10 36 Limitations On Coverage For Roof Surfacing
- CP 12 19 Additional Insured - Building Owner
- CP 99 03 Cannabis Exclusion
- CP 10 75 Cyber Incident Exclusion
- CP 00 10 Building and Personal Property Coverage Form
- CP 00 30 Business Income (And Extra Expense) Coverage Form
- CP 12 18 Loss Payable Provisions
- CP 04 11 Protective Safeguards
- CP DS 00 Commercial Property Coverage Part Declarations Page
- CP 10 30 Causes of Loss - Special Form
- CP 03 20 Multiple Deductible Form
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.