Insurance carrier
Encova Mutual Insurance Group
Currently ranked #38 by filing activity. Activity below is based on admitted P&C product filings from Nov 11, 2025 to Nov 11, 2026.
Rank
#38
Top 500 carrier
Filings
1,367
11/11/25 to 11/11/26
Companies
11
States
25
State footprint
Latest
Nov 2, 2026
Avg rate increase +3.0%
Lines of business
Encova Mutual Insurance Group files in 23 SERFF sub-types of insurance. The 10 most filed are shown.
| Line of business | Filings | Companies | States | Latest filing |
|---|---|---|---|---|
| Commercial General Liability17.0001 | 297 | 4 | 20 | Jul 20, 2026 |
| Commercial Auto Combinations20.0000 | 212 | 4 | 20 | Oct 1, 2026 |
| Commercial Property (Fire & Allied Lines)01.0001 | 200 | 4 | 20 | Jul 13, 2026 |
| Businessowners05.0002 | 128 | 4 | 20 | Jul 9, 2026 |
| Commercial Umbrella & Excess17.0020 | 120 | 4 | 19 | Jul 9, 2026 |
| Other Commercial Inland Marine09.0005 | 75 | 4 | 16 | Jul 15, 2026 |
| Personal Auto Combinations19.0000 | 61 | 4 | 9 | Nov 2, 2026 |
| Homeowners Sub-TOI Combinations04.0000 | 59 | 4 | 10 | Nov 2, 2026 |
| Commercial Interline Filings35.0002 | 52 | 4 | 13 | Jun 19, 2026 |
| Standard WC16.0004 | 34 | 6 | 8 | Oct 19, 2026 |
13 more products
See more productsState activity
Filings, filing companies and the average reported overall rate change in each state, most filed first.
| State | Filings | Companies | Avg reported rate change |
|---|---|---|---|
| Kentucky | 127 | 5 | +1.3% |
| Wisconsin | 93 | 5 | +1.8% |
| Georgia | 92 | 8 | +6.9% |
| North Carolina | 92 | 4 | +2.7% |
| Pennsylvania | 91 | 5 | +5.4% |
| Maryland | 72 | 4 | +0.5% |
| West Virginia | 68 | 5 | +4.5% |
| Tennessee | 66 | 5 | +3.8% |
| Illinois | 65 | 11 | -0.8% |
| Indiana | 64 | 5 | -0.2% |
| Ohio | 64 | 5 | +4.4% |
| Vermont | 64 | 4 | +0.5% |
| Iowa | 58 | 6 | +1.6% |
| Massachusetts | 58 | 4 | +1.9% |
| Maine | 52 | 4 | +8.0% |
| Nebraska | 44 | 4 | +0.5% |
| New Hampshire | 44 | 4 | +1.0% |
| Virginia | 44 | 4 | +1.2% |
| Rhode Island | 40 | 8 | +5.3% |
| South Carolina | 34 | 8 | +1.2% |
| Minnesota | 15 | 5 | +0.4% |
| Missouri | 11 | 4 | -0.1% |
| Delaware | 4 | 4 | - |
| Michigan | 4 | 4 | -0.8% |
| Wyoming | 1 | 1 | - |
Filings by month
Filings by submission month and filing type, Nov 11, 2025 to Nov 11, 2026. The first and last months are partial.
| Month | Filings | Form | Rate/Rule | Form/Rate/Rule | Other |
|---|---|---|---|---|---|
| Nov 2025 | 12 | 0 | 12 | 0 | 0 |
| Dec 2025 | 86 | 2 | 84 | 0 | 0 |
| Jan 2026 | 28 | 0 | 14 | 14 | 0 |
| Feb 2026 | 22 | 0 | 18 | 4 | 0 |
| Mar 2026 | 19 | 2 | 6 | 0 | 11 |
| Apr 2026 | 537 | 158 | 127 | 252 | 0 |
| May 2026 | 138 | 4 | 114 | 20 | 0 |
| Jun 2026 | 245 | 28 | 157 | 60 | 0 |
| Jul 2026 | 147 | 46 | 44 | 57 | 0 |
| Aug 2026 | 20 | 3 | 17 | 0 | 0 |
| Sep 2026 | 17 | 5 | 12 | 0 | 0 |
| Oct 2026 | 93 | 27 | 52 | 14 | 0 |
| Nov 2026 | 3 | 0 | 3 | 0 | 0 |
| Total | 1,367 | 275 | 660 | 421 | 11 |
Standard forms this carrier files
266 published standard form pages list Encova Mutual Insurance Group among the carriers filing the form; the 25 it files most are shown. Counts are Encova Mutual Insurance Group's own filings of each form.
| Form | Title | Filings | States | Editions | Last filed |
|---|---|---|---|---|---|
| IL 02 49 | South Carolina Changes - Cancellation and Nonrenewal | 9 | 1 | 09 08, 06 23 | Mar 4, 2024 |
| HO 00 04 | Homeowners 4 - Contents Broad Form | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 00 05 | Homeowners 5 - Comprehensive Form | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 00 06 | Homeowners 6 - Unit- Owners Form | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 03 12 | Windstorm or Hail Percentage Deductible | 7 | 7 | 05 11 | Jul 8, 2024 |
| HO 04 10 | Additional Interests - Residence Premises | 7 | 7 | 10 00 | Apr 24, 2023 |
| HO 04 12 | Increased Limits on Business Property | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 14 | Special Computer Coverage | 7 | 7 | 02 17 | Apr 24, 2023 |
| HO 04 35 | Supplemental Loss Assessment Coverage | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 36 | Loss Assessment Coverage For Earthquake | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 43 | Replacement Cost Loss Settlement For Certain Non-Building Structures On The Residence Premises | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 50 | Increased Amount Of Insurance For Personal Property At Other Residences | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 52 | Livestock Collision Coverage | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 54 | Earthquake | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 58 | Additional Insured – Household Resident | 7 | 7 | 02 17 | Apr 24, 2023 |
| HO 04 59 | Assisted Living Care Coverage | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 65 | Coverage C Increased Special Limits of Liability | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 66 | Coverage C Increased Special Limits Of Liability | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 81 | Actual Cash Value Loss Settlement | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 91 | Coverage B - Other Structures Away From The Residence Premises | 7 | 7 | 02 17 | Apr 24, 2023 |
| HO 04 92 | Specific Structures Away From The Residence Premises – Actual Cash Value Loss Settlement | 7 | 7 | 02 17 | Apr 24, 2023 |
| HO 04 97 | Home Day Care Coverage | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 04 98 | Refrigerated Property Coverage | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 06 14 | Increased Amount Of Insurance For Personal Property Located In A Self-Storage Facility | 7 | 7 | 05 11 | Apr 24, 2023 |
| HO 17 31 | Unit-Owners Coverage C Special Coverage | 7 | 7 | 05 11 | Apr 24, 2023 |
rate impact
Reported Rate Impact
Filings
246
Companies
9
Avg Impact
+3.0%
Max Increase
+26.5%
Max Decrease
-9.3%
Reported rate impact by state
-9.3% to -1.0%-1.0% to +1.2%+1.2% to +5.0%+5.0% to +41.1%
Rate impact filingsShowing up to 50 filings
12/04/25Motorists Mutual Insurance CompanyMECommercial AutoRate/Rule+41.1%+41.1%
12/04/25Motorists Mutual Insurance CompanyWVCommercial AutoRate/Rule+26.5%+36.3%
12/04/25Motorists Commercial Mutual Insurance CompanyMECommercial AutoRate/Rule+25.6%+52.8%
12/04/25Phenix Mutual Fire Insurance CompanyWVCommercial AutoRate/Rule+24.1%+36.8%
12/04/25Motorists Commercial Mutual Insurance CompanyWVCommercial AutoRate/Rule+23.9%+38.2%
12/04/25Phenix Mutual Fire Insurance CompanyTNCommercial AutoRate/Rule+22.6%+29.0%
12/04/25Motorists Commercial Mutual Insurance CompanyTNCommercial AutoRate/Rule+22.3%+29.2%
12/04/25Wilson Mutual Insurance CompanyTNCommercial AutoRate/Rule+22.0%+28.9%
05/04/26Wilson Mutual Insurance CompanyGACommercial AutoRate/Rule+21.3%+18.8%
12/04/25Wilson Mutual Insurance CompanyPACommercial AutoRate/Rule+20.0%+27.1%
05/15/26Wilson Mutual Insurance CompanyRICommercial AutoRate/Rule+19.3%+26.9%
12/04/25Phenix Mutual Fire Insurance CompanyMECommercial AutoRate/Rule+19.3%+34.4%
05/04/26Motorists Mutual Insurance CompanyGACommercial AutoRate/Rule+18.7%+25.8%
05/15/26Motorists Commercial Mutual Insurance CompanyRICommercial AutoRate/Rule+18.4%+30.2%
12/04/25Motorists Mutual Insurance CompanyOHCommercial AutoRate/Rule+18.4%+25.8%
05/04/26Motorists Commercial Mutual Insurance CompanyGACommercial AutoRate/Rule+18.0%+21.5%
05/15/26Phenix Mutual Fire Insurance CompanyRICommercial AutoRate/Rule+17.7%+26.9%
12/04/25Motorists Commercial Mutual Insurance CompanyPACommercial AutoRate/Rule+17.4%+26.6%
12/04/25Wilson Mutual Insurance CompanyOHCommercial AutoRate/Rule+17.3%+28.0%
12/04/25Motorists Mutual Insurance CompanyTNCommercial AutoRate/Rule+17.1%+27.4%
05/15/26Motorists Mutual Insurance CompanyRICommercial AutoRate/Rule+17.0%+26.8%
12/04/25Motorists Commercial Mutual Insurance CompanyOHCommercial AutoRate/Rule+16.9%+27.2%
12/04/25Phenix Mutual Fire Insurance CompanyOHCommercial AutoRate/Rule+16.7%+29.1%
12/04/25Wilson Mutual Insurance CompanyWVCommercial AutoRate/Rule+16.7%+35.8%
12/04/25Motorists Mutual Insurance CompanyPACommercial AutoRate/Rule+16.4%+24.3%
12/04/25Phenix Mutual Fire Insurance CompanyPACommercial AutoRate/Rule+15.3%+25.3%
12/04/25Phenix Mutual Fire Insurance CompanyMECommercial PropertyRate/Rule+13.9%+16.8%
05/04/26Phenix Mutual Fire Insurance CompanyGACommercial AutoRate/Rule+13.4%+20.9%
04/30/26Motorists Mutual Insurance CompanyGAGeneral LiabilityRate/Rule+11.1%+14.4%
04/30/26Phenix Mutual Fire Insurance CompanyGAGeneral LiabilityRate/Rule+10.7%+13.3%
04/30/26Phenix Mutual Fire Insurance CompanyGACommercial PropertyRate/Rule+10.7%+28.9%
04/30/26Motorists Commercial Mutual Insurance CompanyGAGeneral LiabilityRate/Rule+10.3%+14.4%
12/04/25Motorists Commercial Mutual Insurance CompanyMECommercial PropertyRate/Rule+10.0%+25.0%
04/30/26Motorists Mutual Insurance CompanyGACommercial PropertyRate/Rule+9.9%+23.6%
05/15/26Motorists Commercial Mutual Insurance CompanyNCCommercial PropertyRate/Rule+9.2%+14.3%
04/30/26Wilson Mutual Insurance CompanyGAGeneral LiabilityRate/Rule+8.7%+11.6%
04/30/26Motorists Commercial Mutual Insurance CompanyGACommercial PropertyRate/Rule+8.4%+21.6%
12/04/25Motorists Mutual Insurance CompanyMECommercial PropertyRate/Rule+8.4%+8.4%
12/15/25MICOPAHomeownersRate/Rule+8.0%+22.5%
05/11/26Phenix Mutual Fire Insurance CompanyIACommercial AutoRate/Rule+7.1%+15.2%
07/02/26MICOWVHomeownersRate/Rule+6.9%+19.2%
05/11/26Motorists Commercial Mutual Insurance CompanyIACommercial AutoRate/Rule+6.9%+15.6%
05/11/26Motorists Mutual Insurance CompanyIACommercial AutoRate/Rule+6.6%+15.5%
05/22/26Wilson Mutual Insurance CompanyWVCommercial AutoForm/Rate/Rule-6.6%0.0%
05/28/26Motorists Mutual Insurance CompanyMECommercial AutoForm/Rate/Rule-7.6%0.0%
12/15/25BrickStreet Mutual Insurance CompanyGAWorkers CompensationRate/Rule-8.2%+2.2%
12/03/25Wilson Mutual Insurance CompanyTNCommercial PropertyRate/Rule-8.7%+14.1%
12/15/25NorthStone Insurance CompanyGAWorkers CompensationRate/Rule-8.9%+2.7%
12/15/25PinnaclePoint Insurance CompanyGAWorkers CompensationRate/Rule-9.2%+7.8%
12/15/25SummitPoint Insurance CompanyGAWorkers CompensationRate/Rule-9.3%+3.3%
product mix by company
Top 5 companies
Motorists Mutual Insurance Company298 filings
General Liability73
Commercial Auto53
Commercial Property50
Businessowners30
Commercial Umbrella30
Motorists Commercial Mutual Insurance Company286 filings
General Liability74
Commercial Auto53
Commercial Property50
Businessowners30
Commercial Umbrella30
Wilson Mutual Insurance Company284 filings
General Liability73
Commercial Auto53
Commercial Property50
Businessowners30
Commercial Umbrella30
Phenix Mutual Fire Insurance Company283 filings
General Liability73
Commercial Auto53
Commercial Property50
Businessowners30
Commercial Umbrella30
MICO166 filings
Personal Auto57
Homeowners45
Dwelling Property33
Personal Umbrella13
Dwelling8
live tape
Recent Documents
Forms
239 docs10/30/26MICOKYFortified Roof With Hail Supplement Upgrade Coverage - Kentucky DP 05 17 01 27.pdfDwelling Property
10/30/26MICOKYFortified Roof Upgrade Coverage - Kentucky DP 05 16 01 27.pdfDwelling Property
10/19/26MICOTNApplication-Umbrella 0127 TN Clean updated PDF.pdfPersonal Umbrella
10/19/26MICOTNApplication-DP 0127 TN Clean.pdfDwelling Property
10/19/26MICOTNApplication-HO 0127 TN Clean.pdfHomeowners
10/13/26MICOWIApplication-Umbrella 0127 Clean.pdfPersonal Umbrella
10/13/26MICOWIApplication-Umbrella 0127 Redlined.pdfPersonal Umbrella
10/13/26MICOWIApplication-HO 01-27 Clean.pdfHomeowners
10/13/26MICOWIApplication-HO 01-27 Redlined.pdfHomeowners
10/13/26MICOWIApplication PA-01-2027 Clean.pdfPersonal Auto
10/13/26MICOWIApplication PA-01-2027_Redline.pdfPersonal Auto
10/13/26MICOWIApplication-DP 0127 Clean.pdfDwelling Property
10/13/26MICOWIApplication-DP 0127 Redlined.pdfDwelling Property
10/09/26MICOILIL Filing - PUP DocuSign Redlined Blank.pdfPersonal Umbrella
10/09/26MICOILIL Filing - PUP DocuSign Clean Blank.pdfPersonal Umbrella
10/09/26MICOILIL Filing - DP DocuSign Clean Blank Updated.pdfDwelling Property
10/09/26MICOILIL Filing - DP DocuSign Redline Blank Updated.pdfDwelling Property
10/09/26MICOTNApplication-Umbrella 0127 TN Clean.pdfPersonal Umbrella
10/09/26MICOILIL Filing - PA DocuSign Standard and Non-Owned Clean Blank.pdfPersonal Auto
10/09/26MICOILIL Filing - PA DocuSign Standard and Non-Owned Redlined Blank.pdfPersonal Auto
10/09/26MICOILIL Filing - HO DocuSign Redlined Blank.pdfHomeowners
10/09/26MICOILIL Filing - HO DocuSign Clean Blank.pdfHomeowners
10/07/26MICOILMine Subsidence Residence and Other Structures -Illinois HO 23 88 01 27 CLEAN.pdfHomeowners
10/07/26MICOILMine Subsidence - Living Units Only - Illinois HO 23 98 11 23 MARK UP.pdfHomeowners
10/07/26MICOILMine Subsidence Residence and Other Structures -Illinois HO 23 88 11 23 MARK UP.pdfHomeowners
10/07/26MICOILMine Subsidence - Living Units Only - Illinois HO 23 98 01 27 CLEAN.pdfHomeowners
10/07/26MICOILMine Subsidence - Living Units Only - Illinois DP 04 90 11 23 MARK UP.pdfDwelling Property
10/07/26MICOILMine Subsidence Residence and Other Structures -Illinois DP 04 79 01 27 CLEAN.pdfDwelling Property
10/07/26MICOILMine Subsidence - Living Units Only - Illinois DP 04 90 01 27 CLEAN.pdfDwelling Property
10/07/26MICOILMine Subsidence Residence and Other Structures -Illinois DP 04 79 11 23 MARK UP.pdfDwelling Property
10/05/26Motorists Mutual Insurance CompanyINApplication-PA-01-2027 Clean.pdfPersonal Auto
10/05/26Motorists Mutual Insurance CompanyINApplication-PA-01-2027 Redlined.pdfPersonal Auto
10/01/26Wilson Mutual Insurance CompanyMAMM25020926 .pdfCommercial Auto
10/01/26Wilson Mutual Insurance CompanyMAMM25020926 Mark Up .pdfCommercial Auto
09/23/26MICOTNApplication-TN PA-09-2020 for filing.pdfPersonal Auto
09/03/26MICOILSpecial_Provisions-Illinois_DP0112_0319_MARK-UP.pdfDwelling Property
09/03/26MICOILSpecial_Provisions-Illinois_DP0112_0127M_CLEAN.pdfDwelling Property
09/03/26MICOILSpecial_Provisions-Illinois_HO0112_0127M_CLEAN.pdfHomeowners
09/03/26MICOILSpecial_Provisions-Illinois_HO0112_0319_MARKUP.pdfHomeowners
09/03/26MICOILPersonal_Umbrella_Amendment_Of_Policy_Provisions-Illinois_DL9866_0127_CLEAN.pdfPersonal Umbrella
09/03/26MICOILPersonal_Umbrella_Amendment_Of_Policy_Provisions-Illinois_DL9866_0118_MARKUP.pdfPersonal Umbrella
09/03/26MICOILTermination_Provisions-Illinois_PP0274_0127_CLEAN.pdfPersonal Auto
09/03/26MICOILTermination_Provisions-Illinois_PP0274_1223_MARKUP.pdfPersonal Auto
08/28/26Motorists Mutual Insurance CompanyWVAmendmentofPolicyProvisions-WestViginiaPP01581126CLEAN.pdfPersonal Auto
08/07/26Motorists Commercial Mutual Insurance CompanyWYWC_49_03_01_-_Wyoming_Amendatory_Endorsement.pdfWY Stop Gap
08/07/26Motorists Commercial Mutual Insurance CompanyWYWC_00_04_24_-_Audit_Noncompliance_Charge_Endorsement.pdfWY Stop Gap
08/07/26Motorists Commercial Mutual Insurance CompanyWYWC_00_00_01_A_MCM.pdfWY Stop Gap
08/07/26Motorists Commercial Mutual Insurance CompanyWYWC_00_03_01_A_-_Alternate_Employer_Endorsement.pdfWY Stop Gap
08/07/26Motorists Commercial Mutual Insurance CompanyWYWC_00_03_03_C_-_Employers_Liability_Coverage_Endorsement.pdfWY Stop Gap
08/07/26Motorists Commercial Mutual Insurance CompanyWYWC_00_00_00_C_-_WC_and_EL_Insurance_Policy.pdfWY Stop Gap
Rate/Rule
407 docs11/02/26MICOKYKY Dwelling Rating PagesDwelling
11/02/26MICOKYKY Dwelling Rule ManualDwelling
11/02/26MICOKYKY Dwelling Rule ManualDwelling
11/02/26MICOKYKY Home Rule ManualHomeowners
11/02/26MICOKYKY Home Rule ManualHomeowners
11/02/26MICOKYKY Home Rating PagesHomeowners
11/02/26MICOKYKY Auto Rule ManualPersonal Auto
11/02/26MICOKYKY Auto Rule ManualPersonal Auto
11/02/26MICOKYKY Auto Rating PagesPersonal Auto
10/30/26Motorists Mutual Insurance CompanyKYRule Manual Table of Contents MMIC HomeownersHomeowners
10/30/26Motorists Mutual Insurance CompanyKYMMIC Homeowner Rate PagesHomeowners
10/30/26Motorists Mutual Insurance CompanyKYFORTIFIED Home Discount RuleHomeowners
10/30/26MICOKYRule Manual Table of ContentsDwelling Property
10/30/26MICOKYFORTIFIED Home Roof Upgrade Coverage RuleDwelling Property
10/30/26MICOKYMICO Dwelling Rate PagesDwelling Property
10/30/26MICOKYRule Manual Table of Contents Exceed DwellingDwelling Property
10/30/26MICOKYMICO Dwelling Rate PagesDwelling Property
10/30/26MICOKYFORTIFIED Home Discount RuleDwelling Property
10/30/26Motorists Mutual Insurance CompanyKYFORTIFIED Roof Upgrade Coverage RuleHomeowners
10/30/26Motorists Mutual Insurance CompanyKYRule Manual Table of ContentsHomeowners
10/30/26Motorists Mutual Insurance CompanyKYMMIC Homeowner Rate PagesHomeowners
10/23/26MICOKYMICO Exceed Personal Umbrella Underwriting GuidelinesPersonal Umbrella
10/23/26MICOKYMICO Exceed Personal Umbrella Underwriting GuidelinesPersonal Umbrella
10/23/26MICOWIMICO WI Exceed Umbrella Underwriting GuidelinesMICO WI PU 10232026
10/23/26MICOWIMICO WI Exceed Umbrella Underwriting GuidelinesMICO WI PU 10232026
10/20/26SummitPoint Insurance CompanyMOIndividually Rated Large Deductible Plan - MissouriMissouri Individual Risk Filing
10/20/26MICOININ Home Rule ManualHomeowners
10/20/26MICOININ Home Rule ManualHomeowners
10/20/26MICOININ Home Rating PagesHomeowners
10/20/26MICOININ Auto Rule ManualPersonal Auto
10/20/26MICOININ Auto Rule ManualPersonal Auto
10/20/26MICOININ Auto Rating PagesPersonal Auto
10/20/26MICOININ Dwelling Rule ManualDwelling Property
10/20/26MICOININ Dwelling Rule ManualDwelling Property
10/20/26MICOININ Dwelling Rating PagesDwelling Property
10/20/26MICOILIL Home Rating PagesHomeowners
10/20/26MICOILIL Home Rule ManualHomeowners
10/20/26MICOILIL Home Rule ManualHomeowners
10/20/26MICOILIL Home Rating PagesHomeowners
10/20/26MICOILIL Dwelling Rating PagesDwelling Property
10/20/26MICOILIL Dwelling Rule ManualDwelling Property
10/20/26MICOILIL Dwelling Rule ManualDwelling Property
10/20/26MICOILIL Dwelling Rating PagesDwelling Property
10/20/26MICOILIL Auto Rule ManualPersonal Auto
10/20/26MICOILIL Auto Rule ManualPersonal Auto
10/20/26MICOILIL Auto Rating PagesPersonal Auto
10/20/26MICOILIL Auto Rating PagesPersonal Auto
10/19/26MICOTNPersonal Umbrella Rule PagePersonal Umbrella
10/19/26MICOTNDwelling Policy Rule PageDwelling Property
10/19/26MICOTNHomeowners Rule PageHomeowners
Supporting Documentation
1,032 docs11/02/26MICOKYActuarial Memorandum (if applicable)Dwelling
11/02/26MICOKYActuarial Memorandum (if applicable)Homeowners
11/02/26MICOKYActuarial Memorandum (if applicable)Personal Auto
11/02/26MICOKYActuarial Memorandum (if applicable)Personal Auto
11/02/26MICOKYRate Justification for Personal LinesPersonal Auto
10/30/26MICOKYCertification of Flesch Score (if applicable)Dwelling Property
10/30/26Motorists Mutual Insurance CompanyKYActuarial Memorandum (if applicable)Homeowners
10/30/26MICOKYActuarial Memorandum (if applicable)Dwelling Property
10/30/26MICOKYActuarial Memorandum (if applicable)Dwelling Property
10/30/26Motorists Mutual Insurance CompanyKYActuarial Memorandum (if applicable)Homeowners
10/27/26PinnaclePoint Insurance CompanyMNWC Large Risk Rating Filing Form [DOC-WC-10]Minnesota Individual Risk Filing
10/27/26PinnaclePoint Insurance CompanyMNWC Large Risk Rating Filing Form [DOC-WC-10]Minnesota Individual Risk Filing
10/20/26MICOIN82 Actuarial SupportHomeowners
10/20/26MICOIN82 Actuarial SupportPersonal Auto
10/20/26MICOIN82 Actuarial SupportPersonal Auto
10/20/26MICOIN82 Actuarial SupportDwelling Property
10/20/26MICOILExplanatory MemorandumHomeowners
10/20/26MICOILExplanatory MemorandumDwelling Property
10/20/26MICOILActuarial ExhibitsPersonal Auto
10/20/26MICOILExplanatory MemorandumPersonal Auto
10/19/26MICOTNObjection ResponsePersonal Umbrella
10/19/26MICOTNChecklistPersonal Umbrella
10/19/26MICOTNFiling Description and Cover LetterPersonal Umbrella
10/19/26MICOTNFiling Fees For Property and CasualtyPersonal Umbrella
10/19/26MICOTNRedlined AttachmentsPersonal Umbrella
10/19/26MICOTNRedlined AttachmentsPersonal Umbrella
10/19/26MICOTNFiling Description and Cover LetterDwelling Property
10/19/26MICOTNRedlined AttachmentsDwelling Property
10/19/26MICOTNRedlined AttachmentsDwelling Property
10/19/26MICOTNFiling Fees For Property and CasualtyDwelling Property
10/19/26MICOTNRedlined AttachmentsHomeowners
10/19/26MICOTNFiling Description and Cover LetterHomeowners
10/19/26MICOTNRedlined AttachmentsHomeowners
10/19/26MICOTNFiling Fees For Property and CasualtyHomeowners
10/19/26MICOTNRedlined AttachmentsPersonal Auto
10/19/26MICOTNFiling Description and Cover LetterPersonal Auto
10/19/26MICOTNFiling Fees For Property and CasualtyPersonal Auto
10/19/26MICOTNChecklistPersonal Auto
10/15/26NorthStone Insurance CompanyMIPolicyholder Impact- CAOM/MWCPF/NCCIWorkers Compensation
10/15/26NorthStone Insurance CompanyMILoss Cost Multiplier- CAOM/MWCPF/NCCIWorkers Compensation
10/15/26NorthStone Insurance CompanyMILoss Cost Multiplier- CAOM/MWCPF/NCCIWorkers Compensation
10/15/26NorthStone Insurance CompanyMILoss Cost Multiplier- CAOM/MWCPF/NCCIWorkers Compensation
10/15/26NorthStone Insurance CompanyMILoss Cost Multiplier- CAOM/MWCPF/NCCIWorkers Compensation
10/15/26NorthStone Insurance CompanyMIFull Unmarked Rate/Rule Manual- CAOM/MWCPF/NCCIWorkers Compensation
10/15/26NorthStone Insurance CompanyMIActuarial or Explanatory Memorandum CAOM/MWCPF/NCCIWorkers Compensation
10/13/26MICOWICertification of Compliance and ReadabilityPersonal Umbrella
10/13/26MICOWIFiling MemoDwelling Property
10/13/26Wilson Mutual Insurance CompanyWIFiling MemoPersonal Auto
10/13/26Wilson Mutual Insurance CompanyWIFiling MemoHomeowners
10/13/26MICOWIFiling MemoPersonal Umbrella
Lines of business Encova Mutual Insurance Group files in
View allMarket-wide filing activity, carriers and rate changes for each line.
Carriers filing in the same lines
View allRanked carriers whose filings are spread across the same lines of business.
Acuity, A Mutual Insurance Company
#58 / 764 filings
Shared lines: Commercial Auto, Commercial Property, Commercial General Liability
Pennsylvania National Insurance Group
#76 / 528 filings
Shared lines: Commercial General Liability, Commercial Auto, Commercial Property
Nationwide Corporation Group
#9 / 6,505 filings
Shared lines: Commercial General Liability, Commercial Property, Commercial Auto
American Financial Group
#7 / 7,472 filings
Shared lines: Commercial General Liability, Commercial Auto, Commercial Property
WR Berkley Corporation Group
#1 / 14,007 filings
Shared lines: Commercial General Liability, Commercial Auto, Commercial Property
Selective Insurance Group
#13 / 4,437 filings
Shared lines: Commercial General Liability, Commercial Auto, Commercial Property