HO 04 50 Increased Amount Of Insurance For Personal Property At Other Residences

An Insurance Services Office (ISO) standard form. It sets the limit shown in the schedule for personal property usually kept at an insured's other residence, in place of the policy's standard limit for property at other residences.

1. 03 22 edition

   Mar 2022, compared with 05 11Latest edition

   • The exception for property moved out of the residence premises now applies when the home is being remodeled, renovated or repaired, instead of repaired, renovated or rebuilt.

     05 11

     “Being repaired, renovated or rebuilt”

     03 22

     “Being remodeled, renovated or repaired”

2. 05 11 edition

   May 2011, compared with 10 00

   • Instead of adding an increase to the standard limit, the endorsement replaces the other residences limit with the scheduled amount and adds exceptions for property moved during repairs or to a newly acquired principal residence.

     10 00

     “is increased as noted below”

     05 11

     “this limitation does not apply to personal”

Filed by one company only: 01 18 (Westfield Group, 7 filings).

1 other edition date appears in one or two filings each, often carrier-specific versions: 01/01/18.

Where filings record what this form replaced, they name earlier edition 03 22 and other forms HO 04 51. Only some filings record replacements.

• Edition in use: in the past 12 months, 3 companies filed the 05 11 edition and 1 company filed 03 22.
• The 01 18 edition appears only in filings from Westfield Group (7 filings in 7 states since Oct 23, 2023), which suggests a carrier-specific version.
• HO 04 10 (Additional Interests - Residence Premises) is filed alongside it most often, in 92 of the same filings (92%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• HO 04 10Additional Interests - Residence Premises92 filings
• HO 04 48Other Structures on the Residence Premises - Increased Limits90 filings
• HO 04 41Additional Insured - Residence Premises86 filings
• HO 24 71Designated Business Pursuits Liability Coverage86 filings
• HO 24 70Additional Residence Rented to Others 1,2,3 or 4 Families84 filings
• HO 04 35Supplemental Loss Assessment Coverage83 filings
• HO 04 99Sinkhole Collapse Coverage83 filings
• HO 04 40Structures Rented to Others - Residence Premises82 filings
• HO 00 03Homeowners 3 - Special Form80 filings
• HO 00 06Unit-Owners 6 - Broad Form80 filings