Illinois Admitted P&C filing requirements

Form

Exemption

Section 143 does not apply to the listed categories.

Rate · Rule

Exemption

The company need not file the individual-risk rate but must maintain documentary support available for Department review.

Form

Method

Forms must be filed through SERFF, and Part 753 requires receipt no later than the effective date of use, but approval before issue is expressly not required. The Department may later order discontinuance for statutory defects.

Form

Method

Licensed rating organizations must file required policy forms and modifications no later than 30 days before effectiveness. A filing may not be effective or used until approved, but is deemed approved if not disapproved within 30 days.

Note: Corrected from an overbroad all-P&C/file-and-use characterization after reading §457 in full.

Form

Method

No policy, certificate, memorandum, application, endorsement, or rider may be issued until the form is filed and approved. The Director has 90 days to disapprove, may extend 30 days by written notice, and the filing is deemed compliant if not disapproved within the period.

Note: This is a genuine P&C prior-approval exception. A 2022 commercial inland marine objection cited §400.1 and computed the exact 90/30-day dates; a 2021 employer-group pet filing received the same treatment.

Form

Method

Section 143(2) requires electronic filing of Class 2(d) workers' compensation forms and expressly does not require approval before issue. Part 753 excludes workers' compensation, so its no-later-than-effective-date rule is not being applied to this row without a separate source.

Note: The controlling statute resolves the method: electronic filing is required and prior approval is not. Neither §143(2) nor the current WC checklist supplies a universal pre-use lead time, so no day count is invented.

Rate · Rule

Method

Required rates and rate-applying rules must be submitted through SERFF no later than 10 days after their stated effective date.

Rate · Rule

Method

Each rate, rule, and minimum premium must be filed through SERFF before use.

Note: Collected because acceptance is a prerequisite to approval of the corresponding forms.

Rate · Rule

Method

Part 754 lists medical malpractice as filing-required and requires covered rate/rule filings through SERFF no later than 10 days after their stated effective date.

Rate · Rule

Method

Workers compensation rate and loss-cost filings require prior approval and use the statutory 30-day review/deemer branch.

Form

Packaging

All forms under one filing number must have a common coverage relationship; forms in an auto filing, for example, must pertain only to auto.

Form · Rate · Rule

Packaging

The recent Illinois SERFF taxonomy contains Form, Rate, Rule, Rate/Rule, rating-organization adoption, and Report filing types but no Form/Rate/Rule type.

Note: Resolved as current SERFF configuration: no combined form/rate filing type is available. This does not turn the platform taxonomy into a separate statutory prohibition. Operational configuration verified from current public filing metadata; the authority URL opens the jurisdiction public filing search.

Form

Packaging

Current Illinois aircraft checklist states that companies under the same ownership or general management must make separate individual company filings and group 'me too' filings are unacceptable.

Note: Scope narrowed to the product for which the published checklist supplies the rule.

Form · Rate · Rule

Packaging

A form will not be approved until the rates, rules, and minimum premiums for use with it have been accepted for filing.

Note: Do not normalize this as combined-required without evidence about the SERFF tracking-number workflow.

Form

Scope

The Director may require generally used ancillary forms; current line checklists state applications, including online/electronic applications, must be filed.