GA admitted filing requirements
Review Georgia admitted property and casualty form, rate, and rule filing methods, timing, exemptions, packaging requirements, and official authorities.
Search the source-backed requirements. Each entry shows only the filing details that apply.
Form
The enumerated forms and commissioner-designated classes may be exempt from the form filing/approval requirement.
Applies to: Surety bonds; specially rated inland marine; unique or specially designed forms; commissioner-order exemptions
Conditions and exceptions: Apply exact statutory conditions and any current exemption order.
Form
P&C forms must be filed 90 days before delivery and are subject to approval. A filing is deemed approved if the commissioner does not act within 90 days; the review period may be extended once for up to another 90 days by notice.
Applies to: Policy forms
Conditions and exceptions: Earlier approval permits earlier use; statutory exemptions apply.
Rate · Rule
Rates rating plans and rules must be filed at least 45 days before their proposed effective date.
Applies to: Rate rating-plan or rule filing
Conditions and exceptions: Product-specific provisions and exemptions control where applicable.
Note: Dated 2026 objections ALFA-134995488 and MTRS-134976230 independently enforce the 45-day clock.
Rate
Rates for mandatory minimum private-passenger-auto coverage are subject to prior approval with a 45-day deemer; the commissioner may extend review for up to 55 additional days.
Applies to: Mandatory minimum coverages
Conditions and exceptions: Applies to the statutory mandatory-minimum coverage component.
Rate
The filing may become effective 60 days after filing without affirmative approval or earlier if authorized. The insurer may instead elect the prior-approval process.
Applies to: Coverage above mandatory minimum or additional coverage
Filer type: insurer
Conditions and exceptions: Use the statute's coverage allocation when a filing contains both mandatory-minimum and additional coverage.
Form · Rate · Rule
Current Georgia SERFF taxonomy separates Form filings from Rate/Rule filings. Dated 2026 objections require a companion rate/rule filing for form changes and reciprocal linking between the two filings.
Applies to: Submission packaging
Conditions and exceptions: A filing may need both packages; include the companion SERFF tracking number in each.
Note: The local 2024+ corpus contains separate Form and Rate/Rule categories and no combined form/rate category.