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MD admitted filing requirements

Maryland Admitted P&C filing requirements

Review Maryland admitted property and casualty form, rate, and rule filing methods, timing, exemptions, packaging requirements, and official authorities.

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Maryland filing requirements

Search the source-backed requirements. Each entry shows only the filing details that apply.

Showing 5 of 5 requirements

Form · Rate · Rule

Exemption

Rate and form filing requirements do not apply when the policyholder certifies eligibility and pays at least $25000 annual P&C premium while satisfying two statutory organizational criteria.

Applies to: Commercial P&C excluding workers compensation

Conditions and exceptions: Two of the following are required: more than $5 million revenues $2.5 million net worth 25 full-time employees $5 million nonprofit/public budget or municipality population 15000. Workers compensation is excluded and materials must be supplied on request.

Filing method
Other
Applies to
Commercial
Filing required
No
Md. Insurance § 11-206 exempt-commercial provisions
Verified Jul 21, 2026

Form · Rate · Rule

Method

Covered filings must be submitted at least 30 working days before the proposed effective date and deem approved absent disapproval; written notice may extend review by 30 working days and earlier effectiveness may be authorized.

Applies to: Ordinary rates supplementary information forms endorsements and modifications

Conditions and exceptions: The clock is in working days and statutory inland-marine surety and exempt-commercial provisions alter treatment.

Note: Preserve working-day timing in the future schema.

Filing method
File And Use
Timing
30 days before effective date
Approval before use
Conditional
Configuration
Product Specific
Md. Insurance § 11-206 — Filing and approval of rates and formsGeneral Filing Requirements for Property and Casualty Insurers
Verified Jul 21, 2026

Form · Rate · Rule

Method

Nonmanual inland-marine rates need not be filed while specifically rated advisory inland-marine filings become effective when filed.

Applies to: Nonmanual and specifically rated advisory inland-marine risks

Conditions and exceptions: Apply according to the statutory inland-marine classification.

Filing method
No Filing
Timing
On filing
Applies to
Inland Marine
Filing required
Conditional
Configuration
Product Specific
Md. Insurance § 11-206 inland-marine provisions
Verified Jul 21, 2026

Form · Rate · Rule

Method

A special surety or guaranty bond required by law court order or public body may become effective when filed.

Applies to: Special bond required by law court or public body

Conditions and exceptions: Limited to the statutory special-bond category.

Filing method
File And Use
Timing
On filing
Applies to
Surety
Configuration
Product Specific
Md. Insurance § 11-206 surety provision
Verified Jul 21, 2026

Form · Rate · Rule

Packaging

Current instructions direct filers to submit a separate corresponding rule filing for a new form when applicable and place rate/rule manual material on its own tab. Current filing data uses separate Form Rate Rule and Rate/Rule types rather than combined form types.

Applies to: Related new forms and rating material

Conditions and exceptions: Cross-reference related submissions and follow current SERFF instructions.

Approval before use
Conditional
Configuration
Product Specific
January 2026 instructions and 2024-2026 Maryland Filing Type values
Verified Jul 21, 2026