NH admitted filing requirements
Review New Hampshire admitted property and casualty form, rate, and rule filing methods, timing, exemptions, packaging requirements, and official authorities.
Search the source-backed requirements. Each entry shows only the filing details that apply.
Form
RSA 412:5 does not apply to these products.
Applies to: Mortgage guaranty surety bonds commercial inland marine financial guaranty and boiler/machinery
Conditions and exceptions: Confirm another product-specific chapter before treating this as a universal no-file conclusion.
Note: Stored as section-scope relief rather than an unqualified no-file rule.
Form
Form and policy-contract filing requirements do not apply to qualifying large commercial policyholders.
Applies to: Policy forms and contracts
Conditions and exceptions: Policy disclaimer insured acknowledgment annual eligibility certification and risk-manager criteria apply.
Rate · Rule
RSA 412:16 rate filing does not apply to the enumerated products or qualifying large-commercial policies.
Applies to: Financial guaranty EPL commercial inland marine D&O boiler/machinery commercial credit surety mortgage guaranty fiduciary and qualifying large-commercial policies
Conditions and exceptions: Large-commercial records remain available for commissioner inspection and required disclosures/certifications apply.
Form
Ordinary forms wait 30 days before effectiveness and deem compliant unless disapproved; the commissioner may extend review by up to 30 days and may authorize earlier effectiveness after review.
Applies to: Policy forms endorsements and other contract language under RSA 412
Conditions and exceptions: Named commercial informational classes large commercial policyholders and excluded products follow different treatment.
Form
Named commercial forms are informational and audit filings due within 30 days of the effective date rather than subject to the ordinary waiting period.
Applies to: Fidelity kidnap/ransom political risk excess/umbrella D&O fiduciary EPL E&O/professional other than medmal media product liability/recall/completed operations highly protected property and non-NFIP commercial flood
Conditions and exceptions: The relief does not apply after a noncompetitive-market ruling or to a risk-sharing-plan form; all other RSA 412:5 standards remain.
Rate · Rule
Commercial rates and supplementary rating information are informational filings due within 30 days of the effective date.
Applies to: Rates and supplementary rating information
Conditions and exceptions: Large-commercial policies and the product exclusions in RSA 412:16 I are no-file; closer-supervision orders can require advance filing.
Rate · Rule
Noncompetitive-market filings wait 30 days and deem compliant unless disapproved; the commissioner may extend by up to 60 days. Mandated residual-market rates require affirmative approval.
Applies to: Rate and supporting material
Conditions and exceptions: The noncompetitive finding is made after hearing and ordinarily expires within two years unless renewed.
Rate · Rule
Personal rates and supplementary rating information must be filed at least 30 days before the effective date.
Applies to: Rates and supplementary rating information
Conditions and exceptions: Closer supervision and noncompetitive or residual-market findings can impose approval treatment.
Form · Rate · Rule
Current New Hampshire data actively uses Form/Rule and Form/Rate filings alongside separate Form Rate Rule and Rate/Rule types.
Applies to: Operational filing configuration
Conditions and exceptions: No current primary source reviewed makes combining related material mandatory and the live corpus did not show a Form/Rate/Rule type.
Note: Operational configuration verified from current public filing metadata; the authority URL opens the jurisdiction public filing search.