ISO endorsement · homeowners

HO 04 59 Assisted Living Care Coverage

Filings
86
latest Aug 27, 2026
Filing companies
35
18 carrier groups
States
42
including DC
Latest edition
03 22
Mar 2022

Coverage description

An Insurance Services Office (ISO) standard form. It extends personal property and personal liability coverage to a relative of an insured who lives in the assisted living facility named in the Schedule, with special limits for items such as hearing aids and wheelchairs and limited additional living expense.

How the form has changed

1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 05 11 edition

    May 2011, compared with 10 00
    • The provision that applied only one deductible when a single loss damaged property under both this endorsement and the policy was removed.

      10 00

      “we will subtract from the total of all loss from that same loss event the deductible amount”

      05 11

      Removed

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
03 22Mar 2022Latest59837Jan 2022 to Aug 2026
05 11May 20111189Jan 2022 to Apr 2026
10 00Oct 20005154Jun 2022 to Jan 2025

Filed by one company only: 08 05 (Westfield Group, 5 filings).

5 other edition dates appear in one or two filings each, often carrier-specific versions: 05 25, 02 22, 06 20, 07 11, 08/01/05.

Where filings record what this form replaced, they name earlier edition 03 22. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 1 company filed the 03 22 edition and 1 company filed 05 11.
  • The 08 05 edition appears only in filings from Westfield Group (5 filings in 5 states since Oct 23, 2023), which suggests a carrier-specific version.
  • HO 04 58 (Additional Insured - Household Resident) is filed alongside it most often, in 79 of the same filings (92%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include HO 04 59, out of 18 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Armed Forces Insurance Exchange313103 2210 00Aug 27, 2026
QBE Insurance Group2 group companies filed it, led by Regent Insurance Company and QBE Insurance Corporation16903 22Nov 26, 2024
Westfield Group3 group companies filed it, led by Old Guard Insurance Company and American Select Insurance Company10908 0505 2508/01/05May 29, 2026
Insurance Services Office, Inc.Advisory Organization8803 22Dec 4, 2024
Encova Mutual Insurance Group4 group companies filed it, led by Motorists Mutual Insurance Company and Iowa Mutual Insurance Company7705 11Apr 24, 2023
Utica GroupUtica Mutual Insurance Company2203 22Dec 5, 2023
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company1105 11Apr 7, 2026
American Family Insurance Group3 group companies filed it, led by Grain Dealers Mutual Insurance Company and NGM Insurance Company1110 00Jan 17, 2025
Amica Mutual GroupAmica Mutual Insurance Company1102 22Jun 28, 2023
Donegal GroupPeninsula Insurance Company1105 11May 1, 2023

See more forms

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States

Number of filings that include HO 04 59 in each state, Oct 2021 to Aug 2026. Darker states have more filings.

Tennessee: 5 filingsTN5Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 1 filingGA1Oklahoma: 1 filingOK1South Carolina: 1 filingSC1Arkansas: 1 filingAR1Missouri: 3 filingsMO3Indiana: 5 filingsIN5Louisiana: 2 filingsLA2Ohio: 6 filingsOH6Wisconsin: 3 filingsWI3Texas: 1 filingTX1Kentucky: 2 filingsKY2Iowa: 2 filingsIA2Kansas: 0 filingsKSMississippi: 1 filingMS1North Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 1 filingSD1Montana: 2 filingsMT2New Hampshire: 2 filingsNH2Virginia: 5 filingsVA5Arizona: 1 filingAZ1Pennsylvania: 6 filingsPA6Rhode Island: 0 filingsRIMichigan: 1 filingMI1Alaska: 1 filingAK1District of Columbia: 1 filingDC1Idaho: 1 filingID1Maryland: 2 filingsMD2West Virginia: 3 filingsWV3Utah: 1 filingUT1Wyoming: 0 filingsWYDelaware: 0 filingsDENew Mexico: 1 filingNM1Colorado: 0 filingsCOConnecticut: 2 filingsCT2Maine: 1 filingME1North Dakota: 1 filingND1Illinois: 3 filingsIL3Minnesota: 2 filingsMN2New Jersey: 1 filingNJ1New York: 1 filingNY1Massachusetts: 1 filingMA1Washington: 3 filingsWA3Oregon: 0 filingsORVermont: 1 filingVT1California: 2 filingsCA2Nevada: 3 filingsNV3Hawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • HO 04 58Additional Insured - Household Resident79 filings
  • HO 06 14Increased Amount of Insurance for Personal Property Located in a Self- Storage Facility69 filings
  • HO 04 10Additional Interests - Residence Premises67 filings
  • HO 04 50Increased Amount of Insurance for Personal Property at Other Residences67 filings
  • HO 04 12Increased Limits on Business Property65 filings
  • HO 04 48Other Structures on the Residence Premises - Increased Limits65 filings
  • HO 24 71Designated Business Pursuits Liability Coverage65 filings
  • HO 04 65Coverage C Increased Special Limits of Liability64 filings
  • HO 24 72Incidental Farming Personal Liability Coverage64 filings
  • HO 04 35Supplemental Loss Assessment Coverage63 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Aug 27, 2026Armed Forces Insurance ExchangeCA03 22ARMD-134961669
May 29, 2026Old Guard Insurance CompanyMI07 11WSFG-G134947110
May 14, 2026Armed Forces Insurance ExchangeMO03 22ARMD-134865546
Apr 7, 2026Accelerant National Insurance CompanyWA05 11SPRO-G134894244
Apr 3, 2026American Select Insurance Companyand 1 morePA05 25WSFG-G134882776
Mar 23, 2026Armed Forces Insurance ExchangeAR03 22ARMD-134879857
Feb 27, 2026Armed Forces Insurance ExchangeNE03 22ARMD-134795835
Sep 18, 2025Old Guard Insurance CompanyMN08 05WSFG-G134667554
Jul 18, 2025Old Guard Insurance CompanyWV08 05WSFG-G134603209
Jun 30, 2025Armed Forces Insurance ExchangePA03 22ARMD-134580982
Jun 20, 2025Old Guard Insurance CompanyTN08 05WSFG-G134565373
Apr 4, 2025Old Guard Insurance CompanyKY08 05WSFG-G134475387

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