Coverage description
An Insurance Services Office (ISO) standard form. Coverage form that pays sums you become legally obligated to pay for accidental direct physical loss or damage, including loss of use, to tangible property of others in your care, custody or control, with a duty to defend.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
10 12 edition
Oct 2012, compared with 06 07Latest editionElectronic data that runs a building's elevator, lighting, heating, ventilation, air conditioning or security system is no longer removed from covered property.
06 07
Not in this edition
10 12
“This paragraph does not apply to electronic data which is integrated in and operates or controls the building's elevator”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 10 12Oct 2012Latest | 79 | 59 | 16 | Nov 2021 to Jul 2026 |
| 06 07Jun 2007 | 3 | 2 | 3 | Feb 2022 to Mar 2023 |
Filed by one company only: 04 02 (3 filings).
1 other edition date appears in one or two filings each, often carrier-specific versions: 10 90.
What the filings show
- Edition in use: in the past 12 months, 5 companies filed the 10 12 edition.
- The 04 02 edition appears only in filings from one company (3 filings in 3 states since Oct 6, 2023), which suggests a carrier-specific version.
- CP 10 33 (Theft Exclusion) is filed alongside it most often, in 84 of the same filings (98%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 00 40, out of 33 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Trisura GroupTrisura Insurance Company | 7 | 5 | 10 12 | Jul 10, 2026 |
| Hastings Mutual Insurance Company | 6 | 5 | 10 12 | Mar 13, 2025 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Property and Casualty Insurance Company | 6 | 3 | 10 12 | Mar 11, 2022 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 5 | 3 | 06 0710 12 | Jul 6, 2023 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 10 12 | Mar 26, 2024 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 4 | 3 | 10 12 | Mar 21, 2025 |
| Amtrust Financial Services Group9 group companies filed it, led by CorePointe Insurance Company and First Nonprofit Insurance Company | 4 | 1 | 10 12 | Feb 8, 2023 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 4 | 4 | 10 12 | Jun 9, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 4 | 2 | 10 12 | Sep 20, 2023 |
| WR Berkley Corporation Group3 group companies filed it, led by Intrepid Casualty Company and Intrepid Insurance Company | 4 | 2 | 10 12 | Aug 21, 2024 |
How the largest insurers handle CP 00 40
Groups among the largest commercial property insurers that filed CP 00 40 or their own version in the past five years.
- Berkshire Hathaway GroupUses CP 00 40 in 1 filing
See more forms
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States
Number of filings that include CP 00 40 in each state, Oct 2021 to Jul 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 10 33Theft Exclusion84 filings
- CP 00 10Building and Personal Property Coverage Form83 filings
- CP 00 30Business Income (and Extra Expense) Coverage Form83 filings
- CP 00 18Condominium Commercial Unit- Owners Coverage Form80 filings
- CP 12 18Loss Payable Provisions80 filings
- CP 04 17Utility Services - Direct Damage79 filings
- CP 10 56Sprinkler Leakage Exclusion79 filings
- CP 00 17Condominium Association Coverage Form78 filings
- CP 14 40Outdoor Signs78 filings
- CP 04 18Condominium Commercial Unit- Owners Optional Coverages77 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jul 10, 2026 | Trisura Insurance Company | WA | 10 12 | SHNF-134976660 |
| Jun 30, 2026 | Trisura Insurance Company | IL | 10 12 | SHNF-134983369 |
| Jun 9, 2026 | Accredited Surety and Casualty Company, Inc. | SC | 10 12 | SHNF-134843391 |
| Jun 3, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 10 12 | COPP-134971651 |
| May 27, 2026 | Alaska National Insurance Company | SC | 10 12 | ALNI-134963185 |
| Mar 18, 2026 | Trisura Insurance Company | SC | 10 12 | SHNF-134843658 |
| Dec 4, 2025 | Trisura Insurance Company | CA | 10 12 | SHNF-134758544 |
| Oct 14, 2025 | Accredited Surety and Casualty Company, Inc. | OR | 10 12 | SHNF-134681277 |
| Oct 13, 2025 | Trisura Insurance Company | OR | 10 12 | SHNF-134681314 |
| Oct 1, 2025 | Lyndon Southern Insurance Company | SC | 10 12 | LFST-134691947 |
| Aug 1, 2025 | Universal North America Insurance Company | SC | 10 12 | UNAC-134614002 |
| May 1, 2025 | Universal Fire and Casualty Insurance Company | SC | 10 12 | UFCI-134516617 |
Most filed ISO CP forms
- CP 03 21 Windstorm Or Hail Percentage Deductible
- CP 10 36 Limitations On Coverage For Roof Surfacing
- CP 12 19 Additional Insured - Building Owner
- CP 99 03 Cannabis Exclusion
- CP 10 75 Cyber Incident Exclusion
- CP 00 10 Building and Personal Property Coverage Form
- CP 00 30 Business Income (And Extra Expense) Coverage Form
- CP 12 18 Loss Payable Provisions
- CP 04 11 Protective Safeguards
- CP DS 00 Commercial Property Coverage Part Declarations Page
- CP 10 30 Causes of Loss - Special Form
- CP 03 20 Multiple Deductible Form
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.