ISO endorsement · commercial property

CP 04 18 Condominium Commercial Unit-Owners Optional Coverages

Filings
81
latest Jul 17, 2026
Filing companies
59
31 carrier groups
States
18
Latest edition
10 12
Oct 2012

Coverage description

An Insurance Services Office (ISO) standard form. It adds optional coverages for scheduled condominium units: loss assessment coverage for your share of association assessments after covered property loss, and miscellaneous real property coverage for condominium property you must insure.

How the form has changed

1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 10 12 edition

    Oct 2012, compared with 06 07Latest edition
    • The $1,000 per unit cap on assessments resulting from the association's deductible can now be raised by a sub-limit shown in the Schedule.

      06 07

      Not in this edition

      10 12

      “unless a higher limitation (sub-limit) is shown in the Schedule”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
10 12Oct 2012Latest755718Nov 2021 to Jul 2026
06 07Jun 2007323Feb 2022 to Mar 2023

Filed by one company only: 06 95 (3 filings).

What the filings show

  • Edition in use: in the past 12 months, 7 companies filed the 10 12 edition.
  • The 06 95 edition appears only in filings from one company (3 filings in 3 states since Oct 6, 2023), which suggests a carrier-specific version.
  • CP 00 10 (Building and Personal Property Coverage Form) is filed alongside it most often, in 78 of the same filings (96%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CP 04 18, out of 31 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Trisura GroupTrisura Insurance Company7510 12Jul 10, 2026
Hastings Mutual Insurance Company6510 12Mar 13, 2025
Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Property and Casualty Insurance Company6310 12Mar 11, 2022
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company5306 0710 12Jul 6, 2023
WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company5310 12Mar 26, 2024
Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc.4410 12Jun 9, 2026
Siriuspoint GroupSiriusPoint America Insurance Company4210 12Sep 20, 2023
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company3310 12Mar 21, 2025
Amerisure Company Group3 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY3310 12Jul 7, 2023
Amtrust Financial Services Group6 group companies filed it, led by CorePointe Insurance Company and First Nonprofit Insurance Company3110 12Feb 8, 2023

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States

Number of filings that include CP 04 18 in each state, Oct 2021 to Jul 2026. Darker states have more filings.

Tennessee: 0 filingsTNAlabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 0 filingsGAOklahoma: 0 filingsOKSouth Carolina: 19 filingsSC19Arkansas: 0 filingsARMissouri: 1 filingMO1Indiana: 2 filingsIN2Louisiana: 1 filingLA1Ohio: 2 filingsOH2Wisconsin: 1 filingWI1Texas: 0 filingsTXKentucky: 0 filingsKYIowa: 1 filingIA1Kansas: 0 filingsKSMississippi: 1 filingMS1North Carolina: 0 filingsNCNebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 0 filingsNHVirginia: 0 filingsVAArizona: 0 filingsAZPennsylvania: 0 filingsPARhode Island: 0 filingsRIMichigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 4 filingsID4Maryland: 0 filingsMDWest Virginia: 0 filingsWVUtah: 2 filingsUT2Wyoming: 2 filingsWY2Delaware: 0 filingsDENew Mexico: 0 filingsNMColorado: 0 filingsCOConnecticut: 0 filingsCTMaine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 12 filingsIL12Minnesota: 0 filingsMNNew Jersey: 0 filingsNJNew York: 0 filingsNYMassachusetts: 0 filingsMAWashington: 6 filingsWA6Oregon: 5 filingsOR5Vermont: 0 filingsVTCalifornia: 18 filingsCA18Nevada: 2 filingsNV2Hawaii: 1 filingHI1
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CP 00 10Building and Personal Property Coverage Form78 filings
  • CP 00 18Condominium Commercial Unit-Owners Coverage Form78 filings
  • CP 10 33Theft Exclusion78 filings
  • CP 00 17Condominium Association Coverage Form77 filings
  • CP 00 30Business Income (and Extra Expense) Coverage Form77 filings
  • CP 00 40Legal Liability Coverage Form77 filings
  • CP 04 60Vacancy Changes76 filings
  • CP 04 17Utility Services - Direct Damage75 filings
  • CP 10 10Causes of Loss - Basic Form74 filings
  • CP 12 18Loss Payable Provisions74 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Jul 17, 2026Mississippi Farm Bureau Casualty Insurance CompanyMS10 12SFBC-134997156
Jul 16, 2026Southern Farm Bureau Casualty Insurance CompanyLA10 12SFBC-135019625
Jul 10, 2026Trisura Insurance CompanyWA10 12SHNF-134976660
Jun 30, 2026Trisura Insurance CompanyIL10 12SHNF-134983369
Jun 9, 2026Accredited Surety and Casualty Company, Inc.SC10 12SHNF-134843391
Jun 3, 2026CopperPoint Casualty Insurance Companyand 1 moreSC10 12COPP-134971651
May 27, 2026Alaska National Insurance CompanySC10 12ALNI-134963185
Mar 18, 2026Trisura Insurance CompanySC10 12SHNF-134843658
Dec 4, 2025Trisura Insurance CompanyCA10 12SHNF-134758544
Oct 14, 2025Accredited Surety and Casualty Company, Inc.OR10 12SHNF-134681277
Oct 13, 2025Trisura Insurance CompanyOR10 12SHNF-134681314
Aug 1, 2025Universal North America Insurance CompanySC10 12UNAC-134614002

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