CP 00 20 Builders Risk Coverage Form

An Insurance Services Office (ISO) standard form. Builders risk coverage form covering a building under construction, including materials and supplies at or within 100 feet of the site, with debris removal, pollutant clean-up and other additional coverages and a completed value coinsurance condition.

1. 10 12 edition

   Oct 2012, compared with 06 07Latest edition

   • The extra amount available for debris removal above the limit rises from $10,000 to $25,000 per location.

     06 07

     “pay up to an additional $10,000 for debris removal expense”

     10 12

     “pay up to an additional $25,000 for debris removal expense”

   • Debris removal now also covers other debris on the described premises, up to $5,000 per location when no Covered Property was damaged.

     06 07

     Not in this edition

     10 12

     “and other debris that is on the described premises”

   • The $1,000 fire department service charge limit now applies per described premises.

     06 07

     Not in this edition

     10 12

     “for service at each premises described in the Declarations”

   • Lawns, trees, shrubs and plants that are part of a vegetated roof are no longer excluded from Covered Property.

     06 07

     Not in this edition

     10 12

     “other than lawns, trees, shrubs or plants which are part of a vegetated roof”

2. 06 07 edition

   Jun 2007, compared with 04 02

   • The limit for outdoor signs attached to buildings rises from $1,000 to $2,500 per sign.

     04 02

     “attached to buildings is $1,000 per sign”

     06 07

     “attached to buildings is $2,500 per sign”

   • A party wall provision is added: the insurer pays your share of a party wall loss, or the full loss if you rebuild and the adjoining owner does not.

     04 02

     Not in this edition

     06 07

     “we will pay you the full value of the loss to the party wall”

2 other edition dates appear in one or two filings each, often carrier-specific versions: 05 26, 10 90.

• Edition in use: in the past 12 months, 3 companies filed the 10 12 edition.
• CP 00 10 (Building and Personal Property Coverage Form) is filed alongside it most often, in 63 of the same filings (98%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• CP 00 10Building and Personal Property Coverage Form63 filings
• CP 00 32Business Income (Without Extra Expense) Coverage Form63 filings
• CP 00 30Business Income (and Extra Expense) Coverage Form62 filings
• CP 12 18Loss Payable Provisions61 filings
• CP 00 18Condominium Commercial Unit- Owners Coverage Form60 filings
• CP 00 50Extra Expense Coverage Form60 filings
• CP 10 10Causes of Loss - Basic Form60 filings
• CP 10 20Causes of Loss - Broad Form60 filings
• CP 10 33Theft Exclusion60 filings
• CP 00 17Condominium Association Coverage Form59 filings