Insurance carrier
Cincinnati Financial Group
Currently ranked #20 by filing activity. Activity below is based on admitted P&C product filings from Sep 23, 2025 to Sep 23, 2026.
Rank
#20
Top 500 carrier
Filings
3,240
09/23/25 to 09/23/26
Companies
3
States
50
State footprint
Latest
Sep 14, 2026
Avg rate increase +5.0%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
387
Companies
3
Avg Impact
+5.0%
Max Increase
+47.5%
Max Decrease
-13.2%
Reported rate impact by state
-13.2% to -0.2%-0.2% to +5.3%+5.3% to +10.3%+10.3% to +47.5%
Rate impact filingsShowing up to 50 filings
07/20/26The Cincinnati Indemnity CompanyDCComm Auto-Forms Rules RatesRate/Rule+47.5%+144.4%
07/20/26The Cincinnati Insurance CompanyDCComm Auto-Forms Rules RatesRate/Rule+41.0%+144.4%
03/02/26The Cincinnati Casualty CompanyNVR2606 - NV CCC Umbrella - Simple RateRate/Rule+30.2%+60.4%
10/17/25The Cincinnati Casualty CompanyAZAZ CCC CONDO 2601 - RATES/RULESRate/Rule+30.1%+69.3%
10/08/25The Cincinnati Insurance CompanyAZAZ CIC CONDO 2602 - RATESRate/Rule+29.9%+36.7%
12/11/25The Cincinnati Insurance CompanyMAMA CIC PERSONAL UMBRELLA - FULL PRODUCTForm/Rate/Rule+25.1%+39.0%
01/22/26The Cincinnati Insurance CompanyUTR2604 UT CIC PERSONAL UMBRELLA RATE FILINGRate/Rule+25.0%+53.4%
10/14/25The Cincinnati Insurance CompanyCA2605 CA CIC UMBRELLA RATERate/Rule+25.0%+51.4%
01/27/26The Cincinnati Casualty CompanyUT2605 UT CCC Personal Umbrella Rate FilingRate/Rule+24.8%+57.4%
03/05/26The Cincinnati Insurance CompanyTXGeneral LiabilityRate/Rule+22.8%+362.9%
07/20/26The Cincinnati Casualty CompanyDCComm Auto-Forms Rules RatesRate/Rule+22.7%+143.3%
03/05/26The Cincinnati Indemnity CompanyTXGeneral LiabilityRate/Rule+22.7%+348.0%
05/15/26The Cincinnati Casualty CompanyMIR2608 MI CCC PERSONAL UMBRELLA - Full ProductForm/Rate/Rule+20.3%+45.3%
07/31/26The Cincinnati Casualty CompanyNM2611 NM CCC UMBRELLA - RATESRate/Rule+20.2%+40.6%
10/15/25The Cincinnati Insurance CompanyTX2602 TX CIC UMBRELLA RATERate/Rule+20.2%+34.6%
10/09/25The Cincinnati Insurance CompanyTX2602 TX CIC UMBRELLA RATERate/Rule+20.2%+34.6%
03/31/26The Cincinnati Insurance CompanyMOR2607 - MO CIC PERSONAL UMBRELLA - SIMPLE RATESRate/Rule+20.1%+41.4%
03/09/26The Cincinnati Casualty CompanyMOR2606 - MO CCC PERSONAL UMBRELLA - SIMPLE RATERate/Rule+20.1%+51.4%
09/03/26The Cincinnati Insurance CompanyCTR2702 CT CIC UMBRELLA - RATESRate/Rule+20.0%+33.9%
06/10/26The Cincinnati Insurance CompanyKSR2609 KS CIC PERSONAL UMBRELLA - FULL PRODUCTForm/Rate/Rule+20.0%+21.3%
04/29/26The Cincinnati Casualty CompanyMTR2608 MT CCC Personal Umbrella Rate FilingRate/Rule+20.0%+36.3%
04/15/26The Cincinnati Insurance CompanyMIR2608 MI CIC PERSONAL UMBRELLA - Full ProductForm/Rate/Rule+20.0%+42.1%
01/22/26The Cincinnati Insurance CompanyMTR2605 - MT CIC Umbrella - Simple RateRate/Rule+19.9%+46.8%
07/30/26The Cincinnati Casualty CompanyRIR2611 RI CCC PERSONAL UMBRELLA - FULL PRODUCTForm/Rate/Rule+18.6%+36.6%
06/04/26The Cincinnati Indemnity CompanyRIGeneral LiabilityForm/Rate/Rule+18.6%+55.0%
03/30/26The Cincinnati Insurance CompanyWA2607 WA CIC UMBRELLA RATERate/Rule+18.2%+37.0%
04/23/26The Cincinnati Indemnity CompanyCTGENERAL LIABILITYRate/Rule+16.6%+61.1%
04/30/26The Cincinnati Casualty CompanyME2608 ME CCC Auto RatesRate/Rule+16.1%+61.8%
03/31/26The Cincinnati Casualty CompanyVABusinessownersForm/Rate/Rule+15.8%+15.7%
02/04/26The Cincinnati Casualty CompanyMDR2607 - MD CCC Umbrella - Simple RateRate/Rule+15.1%+33.7%
07/29/26The Cincinnati Indemnity CompanyCAWorkers' CompensationRate/Rule+15.0%+32.8%
04/14/26The Cincinnati Casualty CompanyMN2608 CCC Personal Umbrella Rate FilingRate/Rule+15.0%+40.1%
10/23/25The Cincinnati Casualty CompanyARR2601 AR CCC UMBRELLA - RATESRate/Rule+15.0%+54.4%
05/07/26The Cincinnati Casualty CompanyKSR2608 KS CCC PERSONAL UMBRELLA FULL PRODUCTForm/Rate/Rule+14.9%+25.2%
04/23/26The Cincinnati Insurance CompanyCTGENERAL LIABILITYRate/Rule+14.9%+413.0%
01/13/26The Cincinnati Insurance CompanyKYKY CIC HOME 2605Rate/Rule+14.6%+36.0%
06/26/26The Cincinnati Casualty CompanyMECommercial UmbrellaRate/Rule+14.3%+20.0%
05/20/26The Cincinnati Indemnity CompanyDEGeneral LiabilityForm/Rate/Rule+14.3%+57.6%
10/21/25The Cincinnati Casualty CompanyKYR2601 KY CCC PERSONAL UMBRELLA - RATESRate/Rule+14.3%+67.1%
03/27/26The Cincinnati Casualty CompanySCR2608 South Carolina Home (CCC)Rate/Rule+13.8%+16.8%
12/17/25The Cincinnati Indemnity CompanyMOGENERAL LIABILITYForm/Rate/Rule+13.7%+345.9%
03/05/26The Cincinnati Casualty CompanyTXGeneral LiabilityRate/Rule+13.1%+99.6%
02/18/26The Cincinnati Indemnity CompanyORGeneral LiabilityForm/Rate/Rule+13.0%+102.7%
03/05/26The Cincinnati Casualty CompanyKYBUSINESSOWNERS (RULES & RATES)Rate/Rule+12.9%+12.9%
02/23/26The Cincinnati Casualty CompanyGA2608 CCC Personal Umbrella Rate FilingRate/Rule+12.9%+37.3%
02/19/26The Cincinnati Insurance CompanyGA2608 CIC Personal Umbrella Rate FilingRate/Rule+12.9%+30.9%
10/28/25The Cincinnati Insurance CompanyKYWorkers CompensationRate/Rule-12.7%+19.2%
01/29/26The Cincinnati Insurance CompanyVAWorkers CompensationRate/Rule-12.8%+19.4%
07/20/26The Cincinnati Insurance CompanyPAWorkers CompensationRate/Rule-13.1%0.0%
09/25/25The Cincinnati Indemnity CompanyNMWorkers CompensationRate/Rule-13.2%+1.7%
product mix by company
Top 5 companies
The Cincinnati Insurance Company1,227 filings
MANAGEMENT LIABILITY80
Workers Compensation80
Commercial Property56
Commercial Umbrella49
Small Business Commercial Auto41
The Cincinnati Casualty Company1,103 filings
Workers Compensation79
Commercial Property56
Commercial Umbrella49
Small Business Commercial Auto41
Commercial Auto38
The Cincinnati Indemnity Company910 filings
Workers Compensation79
Commercial Property56
Commercial Umbrella49
Small Business Commercial Auto41
Commercial Auto38
live tape
Recent Documents
Forms
2,547 docs09/14/26The Cincinnati Insurance CompanyWIGA3099_0826.pdfGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyWIGA4602_0826.pdfGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyWIGA3106_0826.pdfGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyWIGA226_0826.pdfGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyGAAA335 1024-090219a8804f32f0.pdfSmall Business Commercial Auto - Forms
09/14/26The Cincinnati Insurance CompanyGAAA4066 0723-090219a880441c91.pdfSmall Business Commercial Auto - Forms
09/14/26The Cincinnati Insurance CompanyGAAA 274 03 06.pdfSmall Business Commercial Auto - Forms
09/11/26The Cincinnati Insurance CompanySDGA226SD_0826.pdfGENERAL LIABILITY
09/11/26The Cincinnati Insurance CompanySDGA3099_0126_-_0826_COMPARISON.pdfGENERAL LIABILITY
09/11/26The Cincinnati Insurance CompanySDGA3106_0126_-_0826_COMPARISON.pdfGENERAL LIABILITY
09/11/26The Cincinnati Insurance CompanySDGA4602_0126_-_0826_COMPARISON.pdfGENERAL LIABILITY
09/10/26The Cincinnati Casualty CompanyNCPPJ_0924.pdfR2706 North Carolina CCC PM
09/10/26The Cincinnati Casualty CompanyNCDDINC_0617_Personal_Articles_Declarations.pdfR2706 North Carolina CCC PM
09/10/26The Cincinnati Casualty CompanyNCPM312QNC_0627.pdfR2706 North Carolina CCC PM
09/09/26The Cincinnati Insurance CompanyNEGA2260826.pdfGENERAL LIABILITY
09/08/26The Cincinnati Insurance CompanyMDGA226MD_0826.pdfGENERAL LIABILITY
09/08/26The Cincinnati Insurance CompanyMDGA226MD_0126_-_GA226MD_0826_COMPARISON.pdfGENERAL LIABILITY
09/08/26The Cincinnati Insurance CompanyKSGA226KS0826.pdfGENERAL LIABILITY
09/04/26The Cincinnati Casualty CompanyCTUX334_TRACK_CHANGES.pdfR2702 CT CCC PERSONAL UMBRELLA FULL PRODUCT - FORMS
09/04/26The Cincinnati Casualty CompanyCTUX334_10.25.pdfR2702 CT CCC PERSONAL UMBRELLA FULL PRODUCT - FORMS
09/03/26The Cincinnati Insurance CompanyNJGB_446_08_24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB_238_NJ_11_24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB 3010 05 26.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB314 0725.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB3054 0725.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB3055 0725.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB3059 0725.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB487 0725.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB3056 0725.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB251 0725.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB488 0725.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB489 0725.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB 3049 10 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB250 0725.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB350 0824.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB 237 11 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB 3051 11 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB 239 11 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB 3050 11 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB 310 11 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB 482 11 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB 3043 0324.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJIB 326 11 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB 307 11 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJGB 3052 11 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB 312 11 24.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB 485 02 25.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJFB 484 02 25.pdfBusinessowners
09/03/26The Cincinnati Insurance CompanyNJPB 307 11 24.pdfBusinessowners (Med Mal)
09/03/26The Cincinnati Insurance CompanyNJPB 306 11 24.pdfBusinessowners (Med Mal)
Rate/Rule
1,174 docs09/14/26The Cincinnati Insurance CompanyGAManual PagesSmall Business Commercial Auto - Rate/Rule
09/11/26The Cincinnati Insurance CompanyTXMANUAL PAGESSmall Business Commercial Auto
09/10/26The Cincinnati Insurance CompanyIDMANUAL PAGESCOMMERCIAL UMBRELLA
09/09/26The Cincinnati Insurance CompanyRIManual PagesSmall Business Commercial Auto
09/04/26The Cincinnati Casualty CompanyCTRate PagesR2702 CT CCC PERSONAL UMBRELLA FULL PRODUCT - RATES
09/04/26The Cincinnati Casualty CompanyCTRate PagesR2702 CT CCC PERSONAL UMBRELLA FULL PRODUCT - RATES
09/04/26The Cincinnati Insurance CompanyNERule PageR2701 CIC Nebraska Home - Rates
09/04/26The Cincinnati Insurance CompanyNERule PageR2701 CIC Nebraska Home - Rates
09/04/26The Cincinnati Insurance CompanyNERule PageR2701 CIC Nebraska Home - Rates
09/04/26The Cincinnati Insurance CompanyNERule PageR2701 CIC Nebraska Home - Rates
09/04/26The Cincinnati Insurance CompanyNERate PageR2701 CIC Nebraska Home - Rates
09/03/26The Cincinnati Insurance CompanyNJRATE PAGESBusinessowners
09/03/26The Cincinnati Insurance CompanyNJRATE PAGESBusinessowners
09/03/26The Cincinnati Insurance CompanyNJRATE PAGESBusinessowners
09/03/26The Cincinnati Insurance CompanyNJRATE PAGESBusinessowners
09/03/26The Cincinnati Insurance CompanyNJRATE PAGESBusinessowners
09/03/26The Cincinnati Insurance CompanyNJMANUAL PAGESBusinessowners
09/03/26The Cincinnati Insurance CompanyNJRATE PAGESBusinessowners
09/03/26The Cincinnati Insurance CompanyNJMANUAL PAGESBusinessowners (Med Mal)
09/03/26The Cincinnati Insurance CompanyCTRate PagesR2702 CT CIC UMBRELLA - RATES
09/03/26The Cincinnati Insurance CompanyCTRate PagesR2702 CT CIC UMBRELLA - RATES
09/02/26The Cincinnati Insurance CompanyILRule pageCIC IL HOME MINE SUBSIDENCE (RULE)
09/02/26The Cincinnati Insurance CompanyILRule pageCIC IL DWG MINE SUBSIDENCE (RULE)
09/01/26The Cincinnati Casualty CompanyKYRate PagesR2612 KY CCC AUTO - SIMPLE RATE
08/31/26The Cincinnati Insurance CompanyORRate PageR2702 Oregon CIC Home
08/31/26The Cincinnati Insurance CompanyORRule and Rate PagesR2702 Oregon CIC Home
08/31/26The Cincinnati Insurance CompanyORRule and Rate PagesR2702 Oregon CIC Home
08/31/26The Cincinnati Insurance CompanyORRule PagesR2702 Oregon CIC Home
08/31/26The Cincinnati Insurance CompanyORRule and Rate PagesR2702 Oregon CIC Home
08/31/26The Cincinnati Insurance CompanyORRule PagesR2702 Oregon CIC Home
08/31/26The Cincinnati Insurance CompanyORRule PagesR2702 Oregon CIC Home
08/31/26The Cincinnati Insurance CompanyORRule PagesR2702 Oregon CIC Home
08/31/26The Cincinnati Insurance CompanyORRule PageR2702 Oregon CIC Home
08/31/26The Cincinnati Insurance CompanyORRule PagesR2702 Oregon CIC Home
08/31/26The Cincinnati Insurance CompanySDManual PagesBusinessowners
08/28/26The Cincinnati Insurance CompanyVTRATESBusinessowners
08/28/26The Cincinnati Insurance CompanyVTRULES/RATESBusinessowners
08/26/26The Cincinnati Insurance CompanyMAGeneral RulesMultiple Line
08/26/26The Cincinnati Insurance CompanyIDManual PagesMultiple Line
08/26/26The Cincinnati Insurance CompanyIDManual PagesCinciPak Package Program
08/26/26The Cincinnati Insurance CompanyIDGL Manual PagesGENERAL LIABILITY
08/26/26The Cincinnati Insurance CompanyMACLASSIFICATION TABLECommercial Crime
08/26/26The Cincinnati Insurance CompanyIDManual PagesCommercial Umbrella
08/26/26The Cincinnati Insurance CompanyIDManual PagesCommercial Property
08/26/26The Cincinnati Insurance CompanyMACLASSIFICATION TABLECOMMERCIAL PROPERTY
08/26/26The Cincinnati Insurance CompanyMAMANUAL PAGESCommercial Umbrella
08/26/26The Cincinnati Insurance CompanyIDManual PagesCommercial Crime
08/25/26The Cincinnati Casualty CompanyORMANUAL PAGESCOMMERCIAL UMBRELLA
08/25/26The Cincinnati Insurance CompanyMAManual PagesCommercial Auto
08/24/26The Cincinnati Insurance CompanyMERule PagesBusinessowners
Supporting Documentation
5,777 docs09/14/26The Cincinnati Insurance CompanyGAM0R. Rule ComparisonSmall Business Commercial Auto - Rate/Rule
09/14/26The Cincinnati Insurance CompanyGAF0R. Explanatory Memorandum - Rate/RuleSmall Business Commercial Auto - Rate/Rule
09/14/26The Cincinnati Insurance CompanyGAFiling Fee Transmittal FormSmall Business Commercial Auto - Rate/Rule
09/14/26The Cincinnati Insurance CompanyGAA. Filing Compliance CertificationSmall Business Commercial Auto - Rate/Rule
09/14/26The Cincinnati Insurance CompanyGAI. Data and Calculations-New Programs, Introduction of Rates or Rating Variables, New Coverages, etc.Small Business Commercial Auto - Rate/Rule
09/14/26The Cincinnati Insurance CompanyGAComplete ManualSmall Business Commercial Auto - Rate/Rule
09/14/26The Cincinnati Insurance CompanyWICertification of Compliance and ReadabilityGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyWICertification of Compliance and ReadabilityGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyWICertification of Compliance and ReadabilityGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyWITRACK CHANGESGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyWITRACK CHANGESGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyWITRACK CHANGESGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyWITRACK CHANGESGENERAL LIABILITY
09/14/26The Cincinnati Insurance CompanyGAA. Filing Compliance CertificationSmall Business Commercial Auto - Forms
09/14/26The Cincinnati Insurance CompanyGAF1F. Explanatory Memorandum - FormsSmall Business Commercial Auto - Forms
09/14/26The Cincinnati Insurance CompanyGAFiling Fee Transmittal FormSmall Business Commercial Auto - Forms
09/11/26The Cincinnati Insurance CompanyTXFiling Memorandum (Rates/Rules)Small Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit ESmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit ASmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit ISmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXActuarial SupportSmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit ISmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit ASmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit CSmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXTrack Changes for RulesSmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit ISmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit ASmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit CSmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit ESmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXExhibit CSmall Business Commercial Auto
09/11/26The Cincinnati Insurance CompanyTXDepartment Toll-Free Number For Information and ComplaintsSmall Business Commercial Auto-Forms
09/11/26The Cincinnati Insurance CompanyTXCancellation or Nonrenewal of Certain Policies Issued to Elected OfficialsSmall Business Commercial Auto-Forms
09/11/26The Cincinnati Insurance CompanyTXForm Usage TableSmall Business Commercial Auto-Forms
09/11/26The Cincinnati Insurance CompanyTXExplanatory MemorandumSmall Business Commercial Auto-Forms
09/11/26The Cincinnati Insurance CompanySDRedlinesGENERAL LIABILITY
09/11/26The Cincinnati Insurance CompanyTNRedlined AttachmentsGENERAL LIABILITY
09/11/26The Cincinnati Insurance CompanyTNFiling Fees For Property and CasualtyGENERAL LIABILITY
09/10/26The Cincinnati Casualty CompanyNCForm Filing Questionnaire FC-048R2706 North Carolina CCC PM
09/10/26The Cincinnati Casualty CompanyNCDeclarations SampleR2706 North Carolina CCC PM
09/10/26The Cincinnati Casualty CompanyNCForm RevisionR2706 North Carolina CCC PM
09/10/26The Cincinnati Casualty CompanyNCForm RevisionR2706 North Carolina CCC PM
09/10/26The Cincinnati Casualty CompanyNCFiling MemorandumR2706 North Carolina CCC PM
09/10/26The Cincinnati Casualty CompanyNCForm RevisionR2706 North Carolina CCC PM
09/10/26The Cincinnati Insurance CompanyID0422PCRcklstCOMMERCIAL UMBRELLA
09/10/26The Cincinnati Insurance CompanyIDActuarial MemorandumCOMMERCIAL UMBRELLA
09/10/26The Cincinnati Insurance CompanyIDchangesCOMMERCIAL UMBRELLA
09/10/26The Cincinnati Insurance CompanyIDACTUARIAL SUPPORTCOMMERCIAL UMBRELLA
09/10/26The Cincinnati Insurance CompanyIDACTUARIAL SUPPORTCOMMERCIAL UMBRELLA
09/10/26The Cincinnati Insurance CompanyIDACTUARIAL SUPPORTCOMMERCIAL UMBRELLA
09/09/26The Cincinnati Insurance CompanyNESide by Side ComparisonsGENERAL LIABILITY