Coverage description
An Insurance Services Office (ISO) standard form. It excludes bodily injury, property damage and personal and advertising injury arising from actual or threatened abuse or molestation of anyone in the care of an insured, and from negligent hiring, supervision, reporting or retention of the person responsible.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 07 98Jul 1998Latest | 195 | 101 | 46 | Nov 2021 to Oct 2026 |
2 other edition dates appear in one or two filings each, often carrier-specific versions: 04 13, 07.
Where filings record what this form replaced, they name earlier edition 07 98 and other forms N/A, CG 45, GL 2010, N/A ISO FORMSADOPTION. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 30 companies filed the 07 98 edition.
- CG 21 97 (Abuse or Molestation Exclusion - Specified Professional Services) is filed alongside it most often, in 151 of the same filings (77%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 21 46, out of 48 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 40 | 40 | 07 98 | Jan 31, 2023 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 24 | 22 | 07 9807 | Apr 23, 2026 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 07 98 | Jan 15, 2026 |
| Nationwide Corporation Group9 group companies filed it, led by Nationwide Agribusiness Insurance Company and Allied Insurance Company of America | 14 | 5 | 07 98 | Oct 21, 2026 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 11 | 5 | 07 9804 13 | Oct 22, 2026 |
| Hastings Mutual Insurance Company | 7 | 5 | 07 98 | Oct 29, 2022 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 7 | 4 | 07 98 | Sep 8, 2025 |
| Trisura GroupTrisura Insurance Company | 6 | 4 | 07 98 | Jul 10, 2026 |
| Fairfax Financial Group4 group companies filed it, led by Crum and Forster Indemnity Company and Seneca Insurance Company, Inc. | 5 | 1 | 07 98 | Feb 6, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 07 98 | Jun 18, 2026 |
How the largest insurers handle CG 21 46
Groups among the largest commercial general liability insurers that filed CG 21 46 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 21 46 in 2 filings
- WR Berkley Corporation GroupFiles its own version: EGL1797 Abuse or Molestation Exclusion (1 state)
- Fairfax Financial GroupUses CG 21 46 in 1 filing
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States
Number of filings that include CG 21 46 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 97Abuse or Molestation Exclusion - Specified Professional Services151 filings
- CG 20 26Additional Insured - Designated Person or Organization100 filings
- CG 40 28Broad Abuse Or Molestation Exclusion99 filings
- CG 20 11Additional Insured - Managers or Lessors of Premises98 filings
- CG 20 10Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization97 filings
- CG 40 29Sexual Abuse Or Sexual Molestation Exclusion96 filings
- CG 20 27Additional Insured - Co-Owner of Insured Premises94 filings
- CG 21 66Exclusion – Volunteer Workers as Insureds94 filings
- CG 24 04Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)92 filings
- CG 20 18Additional Insured - Mortgagee, Assignee or Receiver90 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 07 98 | STNA-135128706 |
| Oct 21, 2026 | Allied Insurance Company of Americaand 4 more | CA | 07 98 | NWPP-G135131050 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 07 98 | CNAB-135091690 |
| Jul 10, 2026 | Trisura Insurance Company | WA | 07 98 | SHNF-134976660 |
| Jun 30, 2026 | Trisura Insurance Company | IL | 07 98 | SHNF-134983369 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 07 98 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 07 98 | BEAC-134983795 |
| Apr 23, 2026 | The Cincinnati Casualty Companyand 2 more | CT | 07 98 | CNNA-134846382 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 07 98 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 07 98 | CNAB-134851008 |
| Feb 6, 2026 | Crum and Forster Indemnity Company | CA | 07 98 | CRUM-134831877 |
| Jan 23, 2026 | Everest Denali Insurance Companyand 2 more | CA | 07 98 | EVST-134799731 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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