Coverage description
An Insurance Services Office (ISO) standard form. It excludes general liability for abuse or molestation of any person committed by anyone, and for negligent hiring, investigation, supervision, reporting or retention of a person whose conduct would be excluded. It applies to bodily injury and personal and advertising injury coverage.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 09 22Sep 2022Latest | 338 | 164 | 49 | Dec 2021 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 12 20.
Where filings record what this form replaced, they name other forms CG 21 46, CG 2146, 99-7086, CG2146. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 46 companies filed the 09 22 edition.
- CG 40 29 (Sexual Abuse or Sexual Molestation Exclusion) is filed alongside it most often, in 183 of the same filings (54%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 40 28, out of 61 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 43 | 43 | 09 22 | Jan 31, 2023 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 38 | 38 | 09 22 | Jul 29, 2025 |
| Berkshire Hathaway Group4 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Cypress Insurance Company | 32 | 29 | 09 22 | Dec 9, 2024 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 22 | 22 | 09 22 | Apr 23, 2026 |
| Donegal Group6 group companies filed it, led by Atlantic States Insurance Company and Donegal Mutual Insurance Company | 22 | 20 | 09 22 | Oct 26, 2023 |
| Auto Owners Group4 group companies filed it, led by Auto-Owners Insurance Company and Owners Insurance Company | 21 | 21 | 09 22 | Feb 24, 2026 |
| Tokio Marine Holdings Incorporated Group10 group companies filed it, led by Philadelphia Indemnity Insurance Company and Safety National Casualty Corporation | 17 | 3 | 09 22 | May 20, 2026 |
| Nationwide Corporation Group10 group companies filed it, led by Nationwide Agribusiness Insurance Company and Allied Insurance Company of America | 8 | 6 | 09 22 | Oct 21, 2026 |
| Fairfax Financial Group5 group companies filed it, led by Seneca Insurance Company, Inc. and Crum and Forster Indemnity Company | 7 | 2 | 09 22 | Jun 2, 2026 |
| Ohio Mutual GroupUnited Ohio Insurance Company | 7 | 7 | 09 22 | Jul 3, 2025 |
How the largest insurers handle CG 40 28
Groups among the largest commercial general liability insurers that filed CG 40 28 or their own version in the past five years.
- Chubb Limited GroupUses CG 40 28 in 1 filing
- Berkshire Hathaway GroupUses CG 40 28 in 33 filings
- WR Berkley Corporation GroupUses CG 40 28 in 4 filings
- Fairfax Financial GroupUses CG 40 28 in 5 filings
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States
Number of filings that include CG 40 28 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 40 29Sexual Abuse or Sexual Molestation Exclusion183 filings
- CG 21 06Exclusion - Access or Disclosure of Confidential or Personal Material or Information128 filings
- CG 27 55Supplemental Extended Reporting Period Endorsement for Sexual Abuse or Sexual Molestation Liability Coverage125 filings
- CG 04 14Sexual Abuse or Sexual Molestation Liability Coverage118 filings
- CG 04 17Sexual Abuse or Sexual Molestation of Any Person Committed by the Insured Liability Coverage118 filings
- CG 04 16Sexual Abuse or Sexual Molestation Liability Coverage117 filings
- CG 04 15Sexual Abuse or Sexual Molestation of Any Person Committed by the Insured Liability Coverage111 filings
- CG 40 14Cannabis Exclusion111 filings
- CG 40 32Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)107 filings
- CG 21 46Abuse Or Molestation Exclusion99 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 21, 2026 | Allied Insurance Company of Americaand 4 more | CA | 09 22 | NWPP-G135131050 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 09 22 | CNAB-135091690 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 09 22 | SFBC-135017175 |
| Jul 24, 2026 | Intrepid Casualty Company | CA | 09 22 | BNIC-135022795 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 09 22 | SFBC-135013358 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 09 22 | CHMU-134947220 |
| Jun 24, 2026 | Southern Trust Insurance Company | GA | 09 22 | STTR-134864949 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 09 22 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 09 22 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 09 22 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 09 22 | ZICO-134965759 |
| May 20, 2026 | Philadelphia Indemnity Insurance Company | CO | 09 22 | PHLX-134920565 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
- CG 21 44 Limitation Of Coverage To Designated Premises, Project Or Operation
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