Coverage description
An Insurance Services Office (ISO) standard form. It removes sexual abuse or molestation from the regular general liability coverages and adds a separate coverage for it with its own limits, deductible and premium, with defense ending for an insured who admits the act or is found guilty.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 09 22Sep 2022Latest | 114 | 93 | 39 | Dec 2021 to Oct 2026 |
What the filings show
- Edition in use: in the past 12 months, 19 companies filed the 09 22 edition.
- CG 04 14 (Sexual Abuse or Sexual Molestation Liability Coverage) is filed alongside it most often, in 114 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 04 15, out of 35 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 37 | 37 | 09 22 | Jan 23, 2023 |
| Tokio Marine Holdings Incorporated Group5 group companies filed it, led by Philadelphia Indemnity Insurance Company and Safety National Casualty Corporation | 14 | 2 | 09 22 | May 20, 2026 |
| Fairfax Financial Group4 group companies filed it, led by Seneca Insurance Company, Inc. and Crum and Forster Indemnity Company | 6 | 2 | 09 22 | Feb 6, 2026 |
| Nationwide Corporation Group9 group companies filed it, led by Allied Insurance Company of America and Nationwide General Insurance Company | 6 | 5 | 09 22 | Oct 21, 2026 |
| QBE Insurance Group6 group companies filed it, led by General Casualty Company of Wisconsin and Regent Insurance Company | 5 | 1 | 09 22 | Jun 23, 2025 |
| Sompo GroupSompo America Insurance Company | 4 | 2 | 09 22 | Jun 5, 2023 |
| Zurich Insurance Group9 group companies filed it, led by American Guarantee and Liability Insurance Company and American Zurich Insurance Company | 4 | 2 | 09 22 | Jun 28, 2024 |
| Liberty Mutual Group11 group companies filed it, led by State Automobile Mutual Insurance Company and American Fire and Casualty Company | 3 | 3 | 09 22 | Mar 14, 2023 |
| Markel Corporation GroupState National Insurance Company, Inc. | 3 | 3 | 09 22 | Jul 6, 2023 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 2 | 1 | 09 22 | Dec 8, 2025 |
How the largest insurers handle CG 04 15
Groups among the largest commercial general liability insurers that filed CG 04 15 or their own version in the past five years.
- Chubb Limited GroupUses CG 04 15 in 1 filing
- Berkshire Hathaway GroupUses CG 04 15 in 1 filing
- Fairfax Financial GroupUses CG 04 15 in 4 filings
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States
Number of filings that include CG 04 15 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 04 14Sexual Abuse or Sexual Molestation Liability Coverage114 filings
- CG 40 29Sexual Abuse or Sexual Molestation Exclusion112 filings
- CG 40 28Broad Abuse or Molestation Exclusion111 filings
- CG 04 16Sexual Abuse or Sexual Molestation Liability Coverage107 filings
- CG 04 17Sexual Abuse or Sexual Molestation of Any Person Committed by the Insured Liability Coverage107 filings
- CG 27 55Supplemental Extended Reporting Period Endorsement for Sexual Abuse or Sexual Molestation Liability Coverage105 filings
- CG 21 46Abuse Or Molestation Exclusion55 filings
- CG 21 97Abuse Or Molestation Exclusion – Specified Professional Services55 filings
- CG 40 14Cannabis Exclusion42 filings
- CG 23 04Cannabis Activity Coverage Aggregate Limit41 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 21, 2026 | Allied Insurance Company of Americaand 4 more | CA | 09 22 | NWPP-G135131050 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 09 22 | BEAC-134983795 |
| May 20, 2026 | Philadelphia Indemnity Insurance Company | CO | 09 22 | PHLX-134920565 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 09 22 | SFCC-134814522 |
| Feb 6, 2026 | Crum and Forster Indemnity Company | CA | 09 22 | CRUM-134831877 |
| Jan 23, 2026 | Everest Denali Insurance Companyand 2 more | CA | 09 22 | EVST-134799731 |
| Dec 9, 2025 | Universal North America Insurance Company | SC | 09 22 | UNAC-134760136 |
| Dec 8, 2025 | Accelerant National Insurance Company | CA | 09 22 | MRTN-134722366 |
| Nov 21, 2025 | Allied Insurance Company of Americaand 6 more | WA | 09 22 | NWPP-G134740908 |
| Nov 17, 2025 | Allied Insurance Company of Americaand 6 more | NM | 09 22 | NWPP-G134740889 |
| Nov 15, 2025 | Allied Insurance Company of Americaand 6 more | KY | 09 22 | NWPP-G134740872 |
| Nov 14, 2025 | Allied Insurance Company of Americaand 7 more | IL | 09 22 | NWPP-G134740868 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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