Coverage description
An Insurance Services Office (ISO) standard form. It caps general liability coverage for all injury and damage arising out of cannabis activity at a scheduled aggregate limit, and excludes cannabis activity done without a required license or not permitted under state or local law.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 20Dec 2020Latest | 95 | 84 | 12 | Jan 2022 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 02/15/2022.
What the filings show
- Edition in use: in the past 12 months, 22 companies filed the 12 20 edition.
- CG 23 05 (Cannabis Exclusion with Hemp Exception Subject to Hemp Aggregate Limit) is filed alongside it most often, in 96 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 23 04, out of 39 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Markel Corporation GroupState National Insurance Company, Inc. | 9 | 3 | 12 20 | Oct 22, 2026 |
| Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company | 9 | 2 | 12 20 | Feb 17, 2026 |
| Sompo GroupSompo America Insurance Company | 7 | 2 | 12 20 | Jun 18, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 6 | 2 | 12 20 | Jun 15, 2026 |
| CNA Insurance Group6 group companies filed it, led by American Casualty Company of Reading, Pennsylvania and Continental Casualty Company | 5 | 3 | 12 20 | Oct 6, 2026 |
| Fairfax Financial Group4 group companies filed it, led by Crum and Forster Indemnity Company and Seneca Insurance Company, Inc. | 5 | 1 | 12 20 | Feb 6, 2026 |
| American Inter-Fidelity Exchange | 4 | 4 | 12 20 | Oct 13, 2022 |
| QBE Insurance Group6 group companies filed it, led by General Casualty Company of Wisconsin and Regent Insurance Company | 4 | 1 | 12 20 | Jun 27, 2024 |
| WR Berkley Corporation Group7 group companies filed it, led by Berkley National Insurance Company and Berkley Regional Insurance Company | 4 | 1 | 12 20 | Jul 24, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 3 | 1 | 12 20 | Jun 26, 2026 |
How the largest insurers handle CG 23 04
Groups among the largest commercial general liability insurers that filed CG 23 04 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 23 04 in 1 filing
- WR Berkley Corporation GroupUses CG 23 04 in 4 filings
- Fairfax Financial GroupUses CG 23 04 in 4 filings
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States
Number of filings that include CG 23 04 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 23 05Cannabis Exclusion with Hemp Exception Subject to Hemp Aggregate Limit96 filings
- CG 23 06Cannabis Exclusion with Designated Product or Work Exception Subject to Cannabis Products/Complete D Operations Aggregate Limit96 filings
- CG 40 25Exclusion - Designated Cannabis Products94 filings
- CG 40 26Exclusion - Cannabis Products94 filings
- CG 40 14Cannabis Exclusion93 filings
- CG 40 15Cannabis Exclusion with Hemp Exception92 filings
- CG 40 16Cannabis Exclusion with Hemp and Lessors Risk Exceptions92 filings
- CG 34 46Cannabis Exclusion85 filings
- CG 34 47Cannabis Exclusion with Hemp Exception85 filings
- CG 34 76Defense Within Limits - Products/Complete D Operations81 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 12 20 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 12 20 | CNAB-135091690 |
| Jul 24, 2026 | Intrepid Casualty Company | CA | 12 20 | BNIC-135022795 |
| Jul 2, 2026 | State National Insurance Company, Inc. | CO | 12 20 | STNA-135002472 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 20 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 20 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 20 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 20 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 20 | MRTN-134978902 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 12 20 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 12 20 | CNAB-134851008 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 12 20 | SFCC-134814522 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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