Coverage description
An Insurance Services Office (ISO) standard form. It puts defense expenses for products-completed operations liability inside the limits of insurance, so defense costs reduce the each occurrence and aggregate limits, and the duty to defend ends once the limit is used up.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 20Dec 2020Latest | 79 | 68 | 10 | Feb 2022 to Oct 2026 |
| 12 19Dec 2019 | 7 | 6 | 3 | Nov 2022 to Jun 2026 |
What the filings show
- Edition in use: in the past 12 months, 19 companies filed the 12 20 edition and 2 companies filed 12 19.
- CG 40 14 (Cannabis Exclusion) is filed alongside it most often, in 82 of the same filings (95%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 34 76, out of 37 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company | 9 | 2 | 12 20 | Feb 17, 2026 |
| Markel Corporation GroupState National Insurance Company, Inc. | 8 | 2 | 12 20 | Oct 22, 2026 |
| Sompo GroupSompo America Insurance Company | 7 | 2 | 12 20 | Jun 18, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 6 | 2 | 12 20 | Jun 15, 2026 |
| Fairfax Financial Group4 group companies filed it, led by Crum and Forster Indemnity Company and Seneca Insurance Company, Inc. | 5 | 1 | 12 20 | Feb 6, 2026 |
| CNA Insurance Group6 group companies filed it, led by American Casualty Company of Reading, Pennsylvania and Continental Casualty Company | 4 | 3 | 12 20 | Mar 20, 2026 |
| QBE Insurance Group6 group companies filed it, led by General Casualty Company of Wisconsin and Regent Insurance Company | 4 | 1 | 12 20 | Jun 27, 2024 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 3 | 1 | 12 19 | Jun 26, 2026 |
| Insurance Services Office, Inc.Advisory Organization | 3 | 3 | 12 20 | Sep 21, 2023 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 3 | 1 | 12 2012 19 | Jun 25, 2025 |
How the largest insurers handle CG 34 76
Groups among the largest commercial general liability insurers that filed CG 34 76 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 34 76 in 1 filing
- Fairfax Financial GroupUses CG 34 76 in 4 filings
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States
Number of filings that include CG 34 76 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 40 14Cannabis Exclusion82 filings
- CG 40 15Cannabis Exclusion with Hemp Exception82 filings
- CG 40 16Cannabis Exclusion with Hemp and Lessors Risk Exceptions82 filings
- CG 23 04Cannabis Activity Coverage Aggregate Limit81 filings
- CG 23 05Cannabis Exclusion with Hemp Exception Subject to Hemp Aggregate Limit81 filings
- CG 23 06Cannabis Exclusion with Designated Product or Work Exception Subject to Cannabis Products/Complete D Operations Aggregate Limit81 filings
- CG 40 25Exclusion - Designated Cannabis Products81 filings
- CG 40 26Exclusion - Cannabis Products81 filings
- CG 34 46Cannabis Exclusion79 filings
- CG 34 47Cannabis Exclusion with Hemp Exception79 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 12 20 | STNA-135128706 |
| Jul 2, 2026 | State National Insurance Company, Inc. | CO | 12 20 | STNA-135002472 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 19 | CHMU-134947220 |
| Jun 24, 2026 | Southern Trust Insurance Company | GA | 12 19 | STTR-134864949 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 20 | SMPJ-134985965 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 20 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 20 | MRTN-134978902 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 12 20 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 12 20 | CNAB-134851008 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 12 20 | SFCC-134814522 |
| Feb 6, 2026 | Crum and Forster Indemnity Company | CA | 12 20 | CRUM-134831877 |
| Jan 23, 2026 | Everest Denali Insurance Companyand 2 more | CA | 12 20 | EVST-134799731 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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