Coverage description
An Insurance Services Office (ISO) standard form. It excludes bodily injury and property damage in the products-completed operations hazard arising out of your products that are cannabis and are listed in the schedule, and defines cannabis broadly to include any product containing THC or another cannabinoid.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 20Dec 2020Latest | 100 | 90 | 15 | Jan 2022 to Oct 2026 |
What the filings show
- Edition in use: in the past 12 months, 23 companies filed the 12 20 edition.
- CG 40 26 (Exclusion - Cannabis Products) is filed alongside it most often, in 100 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 40 25, out of 41 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Markel Corporation GroupState National Insurance Company, Inc. | 9 | 3 | 12 20 | Oct 22, 2026 |
| Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company | 9 | 2 | 12 20 | Feb 17, 2026 |
| Sompo GroupSompo America Insurance Company | 7 | 2 | 12 20 | Jun 18, 2026 |
| Fairfax Financial Group5 group companies filed it, led by Crum and Forster Indemnity Company and Seneca Insurance Company, Inc. | 6 | 1 | 12 20 | Jun 2, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 6 | 2 | 12 20 | Jun 15, 2026 |
| CNA Insurance Group6 group companies filed it, led by American Casualty Company of Reading, Pennsylvania and Continental Casualty Company | 4 | 3 | 12 20 | Mar 20, 2026 |
| QBE Insurance Group6 group companies filed it, led by General Casualty Company of Wisconsin and Regent Insurance Company | 4 | 1 | 12 20 | Jun 27, 2024 |
| WR Berkley Corporation Group7 group companies filed it, led by Berkley National Insurance Company and Berkley Regional Insurance Company | 4 | 1 | 12 20 | Jul 24, 2026 |
| American Inter-Fidelity Exchange | 3 | 3 | 12 20 | Oct 13, 2022 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 3 | 1 | 12 20 | Jun 26, 2026 |
How the largest insurers handle CG 40 25
Groups among the largest commercial general liability insurers that filed CG 40 25 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 40 25 in 1 filing
- WR Berkley Corporation GroupUses CG 40 25 in 4 filings
- Fairfax Financial GroupUses CG 40 25 in 5 filings
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States
Number of filings that include CG 40 25 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 40 26Exclusion - Cannabis Products100 filings
- CG 40 14Cannabis Exclusion98 filings
- CG 40 15Cannabis Exclusion with Hemp Exception98 filings
- CG 40 16Cannabis Exclusion with Hemp and Lessors Risk Exceptions98 filings
- CG 23 05Cannabis Exclusion with Hemp Exception Subject to Hemp Aggregate Limit95 filings
- CG 23 06Cannabis Exclusion with Designated Product or Work Exception Subject to Cannabis Products/Complete D Operations Aggregate Limit95 filings
- CG 23 04Cannabis Activity Coverage Aggregate Limit94 filings
- CG 34 46Cannabis Exclusion86 filings
- CG 34 47Cannabis Exclusion with Hemp Exception86 filings
- CG 34 76Defense Within Limits - Products/Complete D Operations81 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 12 20 | STNA-135128706 |
| Jul 24, 2026 | Intrepid Casualty Company | CA | 12 20 | BNIC-135022795 |
| Jul 2, 2026 | State National Insurance Company, Inc. | CO | 12 20 | STNA-135002472 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 20 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 12 20 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 20 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 20 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 12 20 | MRTN-134978902 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 12 20 | ZICO-134965759 |
| Mar 20, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CO | 12 20 | CNAB-134872676 |
| Feb 24, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | SC | 12 20 | CNAB-134851008 |
| Feb 17, 2026 | Safety National Casualty Corporation | CO | 12 20 | SFCC-134814522 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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