Coverage description
An Insurance Services Office (ISO) standard form. Excludes injury, damage and personal and advertising injury arising out of access to or disclosure of confidential or personal information.
What the form says
Key clauses from the latest edition, 12 23 (Dec 2023), quoted as filed.
“Health information, biometric information”
CG 21 06 12 23 · New in this edition
Biometric data is named. Biometric privacy claims are squarely within the exclusion.
“credit or identity monitoring expenses, forensic expenses, public relations expenses, data restoration expenses, extortion expenses”
CG 21 06 12 23 · New in this edition
Response costs are excluded too. Breach response costs cannot be recovered as damages under the CGL.
“arising out of any access to or disclosure of any person's or organization's confidential or personal material or information”
CG 21 06 12 23
Trigger. Applies to both Coverage A and Coverage B.
How the form has changed
3 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 23 edition
Dec 2023, compared with 05 14Latest editionDrops the electronic data part of the exclusion and its limited bodily injury exception.
05 14
“The loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate electronic data”
12 23
Removed
Names biometric information.
05 14
Not in this edition
12 23
“Health information, biometric information”
Adds identity monitoring, data restoration and extortion expenses to the excluded costs.
05 14
“notification costs, credit monitoring expenses”
12 23
“notification costs, credit or identity monitoring expenses”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 23Dec 2023Latest | 350 | 98 | 50 | Feb 2023 to Oct 2026 |
| 05 14May 2014 | 247 | 94 | 44 | Nov 2021 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 09 24.
Where filings record what this form replaced, they name other forms CG 21 07, L 791, L 791 (04-14), L 806, L 806 (07-16), CG 21 07, L806, CG 21 07, L806, L 791, N/A. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 23 companies filed the 12 23 edition and 19 companies filed 05 14.
- CG 00 01 (Commercial General Liability Coverage Form) is filed alongside it most often, in 273 of the same filings (46%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 21 06, out of 69 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Berkshire Hathaway Group7 group companies filed it, led by United States Liability Insurance Company and Berkshire Hathaway Homestate Insurance Company | 129 | 44 | 12 2305 14 | Dec 15, 2025 |
| Insurance Services Office, Inc.Advisory Organization | 79 | 43 | 12 23 | Apr 9, 2025 |
| Clear Blue Financial GroupClear Blue Insurance Company | 45 | 36 | 05 1412 23 | Feb 11, 2026 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 43 | 41 | 12 2305 14 | Oct 14, 2025 |
| OBS Holdings Group2 group companies filed it, led by Obsidian Insurance Company and Obsidian Pacific Insurance Company | 36 | 36 | 05 14 | Feb 3, 2023 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 33 | 23 | 05 14 | Aug 26, 2026 |
| Nationwide Corporation Group11 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 22 | 13 | 12 2305 14 | Jul 21, 2025 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 20 | 18 | 12 2305 14 | Jan 15, 2026 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 14 | 4 | 05 14 | Oct 22, 2026 |
| Ohio Mutual GroupUnited Ohio Insurance Company | 14 | 8 | 05 1412 23 | Jul 3, 2025 |
How the largest insurers handle CG 21 06
Groups among the largest commercial general liability insurers that filed CG 21 06 or their own version in the past five years.
- Chubb Limited GroupFiles its own version: CB CG 210078 Exclusion – Access To Or Disclosure Of Confidential Or Personal Material Or Information (5 states)
- Berkshire Hathaway GroupUses CG 21 06 in 36 filings
- WR Berkley Corporation GroupUses CG 21 06 in 1 filing
- Fairfax Financial GroupUses CG 21 06 in 1 filing
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States
Number of filings that include CG 21 06 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 00 01Commercial General Liability Coverage Form273 filings
- CG 21 47Employment- Related Practices Exclusion270 filings
- CG 21 08Exclusion - Access or Disclosure of Confidential or Personal Information (Coverage B Only)263 filings
- CG 04 37Electronic Data Liability239 filings
- CG 20 11Additional Insured – Managers or Lessors of Premises227 filings
- CG 20 26Additional Insured – Designated Person or Organization224 filings
- CG 04 35Employee Benefits Liability Coverage217 filings
- CG 00 69Exclusion - Violation of Law Addressing Data Privacy215 filings
- CG 20 28Additional Insured – Lessor of Leased Equipment212 filings
- CG 20 18Additional Insured – Mortgagee, Assignee or Receiver211 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 05 14 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 12 23 | CNAB-135091690 |
| Aug 26, 2026 | The Cincinnati Casualty Companyand 2 more | NV | 05 14 | CNNA-134980601 |
| Aug 26, 2026 | The Cincinnati Casualty Companyand 2 more | ID | 05 14 | CNNA-134992231 |
| Aug 20, 2026 | New York Marine and General Insurance Company | SC | 12 23 | PERR-135060921 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 12 23 | SFBC-135017175 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 12 23 | SFBC-135013358 |
| Jul 10, 2026 | Trisura Insurance Company | WA | 05 14 | SHNF-134976660 |
| Jul 2, 2026 | State National Insurance Company, Inc. | CO | 05 14 | STNA-135002472 |
| Jun 30, 2026 | Trisura Insurance Company | IL | 05 14 | SHNF-134983369 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 12 23 | CHMU-134947220 |
| Jun 24, 2026 | Southern Trust Insurance Company | GA | 12 23 | STTR-134864949 |
Related coverage topics
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
- CG 21 44 Limitation Of Coverage To Designated Premises, Project Or Operation
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