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Endorsements

Electronic data liability wording and examples

Electronic data liability endorsements replace or amend electronic data exclusions and add scheduled occurrence or aggregate limits for loss of electronic data. These forms address liability for loss of electronic data, including limited coverage when physical injury to tangible property causes the data loss.

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Coverage classification

Form type
Endorsements
Topics
CyberData
Product lines
Commercial General LiabilityCommercial PackageCyber Liability

Compare Electronic data liability forms

Electronic data liability forms compared by Intent, Data loss, Limits and exclusions
FormIntentData lossLimits and exclusions

AmFed National Insurance Company

Electronic Data Liability

AGL 165 06 26

Commercial General Liability

Modifies data-related exclusions and the definition of property damage.The property-damage definition includes electronic data loss resulting from physical injury to tangible property.Scheduled per-occurrence and aggregate limits apply; confidential-information disclosure is separately addressed.

Federated Mutual Insurance Company

Electronic Data Liability With Limited Coverage, Access Or Disclosure Of Confidential Or Personal Information Exclusion, And Cyber Incident Exclusion

BP-F-217 (06-26)

Businessowners Liability

Provides limited treatment for liability involving electronic data and adds related exclusions.The data exclusion has exceptions for bodily injury and data loss resulting from physical injury to tangible property.The specimen schedules a $50,000 loss-of-data limit and separately addresses confidential information and cyber incidents.

Notable clauses

“resulting from physical injury to tangible property”

AmFed National Insurance Company · Electronic Data Liability · AGL 165 06 26

Physical injury to property. The form includes this condition when adding electronic data loss to the definition of property damage.

“this exclusion does not apply to liability for damages because of”

Federated Mutual Insurance Company · Electronic Data Liability With Limited Coverage, Access Or Disclosure Of Confidential Or Personal Information Exclusion, And Cyber Incident Exclusion · BP-F-217 (06-26)

Data loss exception. The exceptions that follow include bodily injury and specified data loss resulting from physical injury to tangible property.

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