CG 21 44 Limitation Of Coverage To Designated Premises, Project Or Operation

An Insurance Services Office (ISO) standard form. It limits general liability coverage to injury or damage that occurs on the scheduled premises or arises out of the scheduled project or operation, offenses arising out of business there, and medical payments for injuries on those premises or from that work.

1. 12 25 edition

   Dec 2025, compared with 04 17Latest edition

   • The premises requirement for wrongful eviction or entry offenses now covers rooms or premises occupied by an organization, not only a person.

     04 17

     “dwelling or premises that a person occupies”

     12 25

     “dwelling or premises that a person or organization occupies”

2. 04 17 edition

   Apr 2017, compared with 07 98

   • Coverage now depends on the injury or damage occurring on the scheduled premises or their grounds and structures, instead of arising out of the ownership, maintenance or use of the premises.

     07 98

     “The ownership, maintenance or use of the premises”

     04 17

     “Occurs on the premises shown in the Schedule or the grounds and structures appurtenant to those premises”

   • Scheduled operations, not only projects, can now be designated.

     07 98

     “The project shown in the Schedule”

     04 17

     “Arises out of the project or operation shown in the Schedule”

   • For premises-based coverage, false arrest and wrongful eviction offenses must also be committed on the scheduled premises.

     07 98

     Not in this edition

     04 17

     “the offense must have been committed on the premises shown in the Schedule”

Where filings record what this form replaced, they name earlier edition 04 17 and other forms CL 5715. Only some filings record replacements.

• Edition in use: in the past 12 months, 18 companies filed the 04 17 edition and 12 companies filed 12 25.
• The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 18 companies in 39 states so far.
• CG 21 66 (Exclusion - Volunteer Workers as Insureds) is filed alongside it most often, in 194 of the same filings (62%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupFiles its own version: CB CG 210058 Limitation Of Coverage To Designated Premises, Project Or Operation (3 states)
• Berkshire Hathaway GroupUses CG 21 44 in 17 filings
• WR Berkley Corporation GroupUses CG 21 44 in 1 filing
• Fairfax Financial GroupUses CG 21 44 in 1 filing

• CG 21 66Exclusion - Volunteer Workers as Insureds194 filings
• CG 00 01Commercial General Liability Coverage Form189 filings
• CG 21 37Exclusion - Employees and Volunteer Workers as Insureds186 filings
• CG 21 47Employment- Related Practices Exclusion178 filings
• CG 21 06Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - with Limited Bodily Injury Exception175 filings
• CG 22 76Professional Liability Exclusion - Health or Exercise Clubs or Commercially Operated Health or Exercise Facilities172 filings
• CG 22 87Exclusion - Adult Day Care Centers172 filings
• CG 22 88Professional Liability Exclusion - Electronic Data Processing Services and Computer Consulting or Programming Services171 filings
• CG 22 68Operation of Customers Autos on Particular Premises167 filings
• CG 22 52Exclusion - Medical Payments Coverage (Inmates, Patients or Prisoners)166 filings