ISO exclusion · commercial general liability

CG 34 47 Cannabis Exclusion With Hemp Exception

Filings
116
latest Oct 22, 2026
Filing companies
85
44 carrier groups
States
19
Latest edition
12 20
Dec 2020

Coverage description

An Insurance Services Office (ISO) standard form. It excludes owners and contractors protective liability for injury or damage arising out of cannabis activities or exposure to cannabis, and for damage to cannabis, but does not apply to legal goods or products containing or derived from hemp.

How the form has changed

2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 12 20 edition

    Dec 2020, compared with 12 19Latest edition
    • Under the principals protective coverage, the list of excluded cannabis activities is broadened to include cultivation, storage, processing, packaging, handling, testing and disposal.

      12 19

      “The design, manufacture, distribution, sale, serving, furnishing, use or possession of "cannabis"”

      12 20

      Removed

    • Under the principals protective coverage, the consumption exception now applies to an independent contractor or its employees while engaged in the operations, instead of persons engaged in the operations and others the contractor is responsible for.

      12 19

      “(2) Any other person for whom the "contractor" is legally responsible”

      12 20

      “(1) An independent contractor; or (2) Any "employee" of an independent contractor;”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
12 20Dec 2020Latest987017Jan 2022 to Oct 2026
12 19Dec 2019192510Dec 2021 to Mar 2026

What the filings show

  • Edition in use: in the past 12 months, 19 companies filed the 12 20 edition and 9 companies filed 12 19.
  • CG 34 46 (Cannabis Exclusion) is filed alongside it most often, in 113 of the same filings (97%).

Filed under

Commercial General Liability 82Other Liability 20Other Commercial Lines 6Other other liability 4Commercial Package 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 34 47, out of 44 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Markel Corporation GroupState National Insurance Company, Inc.9312 20Oct 22, 2026
Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company9212 20Feb 17, 2026
Sompo GroupSompo America Insurance Company7212 20Jun 18, 2026
Hastings Mutual Insurance Company6512 20Mar 13, 2025
Siriuspoint GroupSiriusPoint America Insurance Company6212 20Jun 15, 2026
Fairfax Financial Group4 group companies filed it, led by Crum and Forster Indemnity Company and Seneca Insurance Company, Inc.5112 20Feb 6, 2026
Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company5512 19Mar 28, 2024
Nationwide Corporation Group8 group companies filed it, led by Nationwide Agribusiness Insurance Company and Nationwide General Insurance Company5212 20Oct 21, 2026
American Inter-Fidelity Exchange4412 20Oct 13, 2022
CNA Insurance Group6 group companies filed it, led by American Casualty Company of Reading, Pennsylvania and Continental Casualty Company4312 1912 20Mar 20, 2026

How the largest insurers handle CG 34 47

Groups among the largest commercial general liability insurers that filed CG 34 47 or their own version in the past five years.

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States

Number of filings that include CG 34 47 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 1 filingTN1Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 0 filingsGAOklahoma: 0 filingsOKSouth Carolina: 3 filingsSC3Arkansas: 0 filingsARMissouri: 0 filingsMOIndiana: 2 filingsIN2Louisiana: 0 filingsLAOhio: 2 filingsOH2Wisconsin: 3 filingsWI3Texas: 0 filingsTXKentucky: 2 filingsKY2Iowa: 2 filingsIA2Kansas: 0 filingsKSMississippi: 1 filingMS1North Carolina: 0 filingsNCNebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 0 filingsMTNew Hampshire: 0 filingsNHVirginia: 0 filingsVAArizona: 0 filingsAZPennsylvania: 1 filingPA1Rhode Island: 0 filingsRIMichigan: 0 filingsMIAlaska: 1 filingAK1District of Columbia: 0 filingsDCIdaho: 1 filingID1Maryland: 0 filingsMDWest Virginia: 0 filingsWVUtah: 0 filingsUTWyoming: 0 filingsWYDelaware: 0 filingsDENew Mexico: 1 filingNM1Colorado: 43 filingsCO43Connecticut: 1 filingCT1Maine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 6 filingsIL6Minnesota: 0 filingsMNNew Jersey: 0 filingsNJNew York: 0 filingsNYMassachusetts: 0 filingsMAWashington: 4 filingsWA4Oregon: 1 filingOR1Vermont: 0 filingsVTCalifornia: 39 filingsCA39Nevada: 0 filingsNVHawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 34 46Cannabis Exclusion113 filings
  • CG 40 14Cannabis Exclusion112 filings
  • CG 40 16Cannabis Exclusion with Hemp and Lessors Risk Exceptions112 filings
  • CG 40 15Cannabis Exclusion with Hemp Exception104 filings
  • CG 23 05Cannabis Exclusion with Hemp Exception Subject to Hemp Aggregate Limit92 filings
  • CG 23 06Cannabis Exclusion with Designated Product or Work Exception Subject to Cannabis Products/Complete D Operations Aggregate Limit86 filings
  • CG 40 25Exclusion - Designated Cannabis Products86 filings
  • CG 40 26Exclusion - Cannabis Products86 filings
  • CG 23 04Cannabis Activity Coverage Aggregate Limit85 filings
  • CG 34 76Defense Within Limits - Products/Complete D Operations79 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 22, 2026State National Insurance Company, Inc.CO12 20STNA-135128706
Oct 21, 2026Allied Insurance Company of Americaand 4 moreCA12 20NWPP-G135131050
Jul 2, 2026State National Insurance Company, Inc.CO12 20STNA-135002472
Jun 18, 2026Sompo America Insurance CompanyCO12 20SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM12 20BEAC-134983795
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 20MRTN-134978899
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 20MRTN-134978902
Mar 20, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCO12 19CNAB-134872676
Feb 24, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreSC12 19CNAB-134851008
Feb 17, 2026Safety National Casualty CorporationCO12 20SFCC-134814522
Feb 6, 2026Crum and Forster Indemnity CompanyCA12 20CRUM-134831877
Jan 23, 2026Everest Denali Insurance Companyand 2 moreCA12 2012 19EVST-134799731

Most filed ISO CG forms

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