Coverage description
An Insurance Services Office (ISO) standard form. It makes your elected or appointed officers and board, commission or agency members insureds while acting within their duties, and treats road vehicles you own or lease as autos, not mobile equipment, when kept only for use on your own streets or highways.
How the form has changed
The 12 25 edition adds the road vehicle sentence to the mobile equipment definition instead of replacing that paragraph. The coverage effect is the same as 07 98.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 25Dec 2025Latest | 62 | 17 | 40 | Jul 2024 to Aug 2026 |
| 07 98Jul 1998 | 119 | 64 | 32 | Nov 2021 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 01 96.
Where filings record what this form replaced, they name earlier edition 07 98. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 20 companies filed the 07 98 edition and 11 companies filed 12 25.
- The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 17 companies in 40 states so far.
- CG 21 66 (Exclusion - Volunteer Workers as Insureds) is filed alongside it most often, in 168 of the same filings (93%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 24 09, out of 42 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 37 | 37 | 12 25 | Apr 9, 2025 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 34 | 24 | 07 9812 25 | Aug 26, 2026 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 07 98 | Jan 15, 2026 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 07 98 | Oct 22, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 8 | 3 | 07 9812 25 | Jun 15, 2026 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 6 | 3 | 07 98 | Feb 12, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 07 98 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 07 98 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 07 98 | Feb 17, 2026 |
| AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company | 4 | 4 | 07 98 | May 3, 2024 |
How the largest insurers handle CG 24 09
Groups among the largest commercial general liability insurers that filed CG 24 09 or their own version in the past five years.
- WR Berkley Corporation GroupUses CG 24 09 in 1 filing
- Fairfax Financial GroupUses CG 24 09 in 2 filings
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States
Number of filings that include CG 24 09 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 66Exclusion - Volunteer Workers as Insureds168 filings
- CG 21 37Exclusion - Employees and Volunteer Workers as Insureds167 filings
- CG 22 56Exclusion - Injury to Volunteer Firefighters165 filings
- CG 22 68Operation of Customers Autos on Particular Premises165 filings
- CG 22 29Exclusion - Property Entrusted164 filings
- CG 22 76Professional Liability Exclusion - Health or Exercise Clubs or Commercially Operated Health or Exercise Facilities163 filings
- CG 20 22Additional Insured - Church Members and Officers161 filings
- CG 22 87Exclusion - Adult Day Care Centers161 filings
- CG 21 47Employment- Related Practices Exclusion160 filings
- CG 22 69Pharmacists160 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 07 98 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 07 98 | CNAB-135091690 |
| Aug 26, 2026 | The Cincinnati Casualty Companyand 2 more | NV | 12 25 | CNNA-134980601 |
| Aug 26, 2026 | The Cincinnati Casualty Companyand 2 more | ID | 12 25 | CNNA-134992231 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 07 98 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 07 98 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 2507 98 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 07 98 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 07 98 | MRTN-134978902 |
| Jun 4, 2026 | The Cincinnati Casualty Companyand 2 more | RI | 12 25 | CNNA-134875418 |
| Jun 2, 2026 | Zenith Insurance Company | CA | 07 98 | ZICO-134965759 |
| Jun 1, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 07 98 | COPP-134966665 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
See more carrier forms
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