CG 22 56 Exclusion – Injury To Volunteer Workers Engaged In Firefighting, Rescue Or Ambulance Operations

An Insurance Services Office (ISO) standard form. It excludes bodily injury and personal and advertising injury to volunteer firefighters and other volunteer workers of the insured while they are engaged in volunteer firefighting, rescue squad or ambulance corps operations.

1. 12 25 edition

   Dec 2025, compared with 07 98Latest edition

   • The exclusion now reaches other volunteer workers of the insured, not just volunteer firefighters, while engaged in firefighting, rescue squad or ambulance corps operations.

     07 98

     “to any volunteer firefighters whether or not they are members of your organization”

     12 25

     “sustained while such person is engaged in volunteer firefighting, rescue squad or ambulance corps operations”

1 other edition date appears in one or two filings each, often carrier-specific versions: 01 96.

Where filings record what this form replaced, they name earlier edition 07 98. Only some filings record replacements.

• Edition in use: in the past 12 months, 22 companies filed the 07 98 edition and 12 companies filed 12 25.
• The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 17 companies in 39 states so far.
• CG 22 68 (Operation of Customers Autos on Particular Premises) is filed alongside it most often, in 178 of the same filings (99%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Berkshire Hathaway GroupUses CG 22 56 in 7 filings
• Fairfax Financial GroupUses CG 22 56 in 2 filings

• CG 22 68Operation of Customers Autos on Particular Premises178 filings
• CG 22 76Professional Liability Exclusion - Health or Exercise Clubs or Commercially Operated Health or Exercise Facilities177 filings
• CG 22 87Exclusion - Adult Day Care Centers174 filings
• CG 22 88Professional Liability Exclusion - Electronic Data Processing Services and Computer Consulting or Programming Services174 filings
• CG 22 29Exclusion - Property Entrusted173 filings
• CG 22 52Exclusion - Medical Payments Coverage (Inmates, Patients or Prisoners)173 filings
• CG 22 28Amendment - Travel Agency Tours (Limitation of Coverage)170 filings
• CG 22 40Exclusion - Medical Payments - Day Care Centers170 filings
• CG 22 57Exclusion - Underground Resources and Equipment170 filings
• CG 21 66Exclusion - Volunteer Workers as Insureds167 filings