Coverage description
An Insurance Services Office (ISO) standard form. It makes members of a church or similar house of worship insureds for your activities, adds trustees, officials and clergy for their duties, and lets unpaid members and volunteer workers receive medical payments.
How the form has changed
3 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
12 25 edition
Dec 2025, compared with 10 01Latest editionThe endorsement now applies to members and officials of any church or other similar house of religious worship.
10 01
“Any of your church members, but only”
12 25
“Any of your church or other similar house of religious worship members”
Unpaid volunteer workers, not only unpaid members, can now receive medical payments.
10 01
“except church members who are not paid a fee”
12 25
“members or "volunteer workers" who are not paid a fee”
Trustees, officials and board members are now insureds only for their duties, the same limit that already applied to clergy.
10 01
“Members of the clergy but only with respect to their duties as such.”
12 25
“Members of the clergy; but only with respect to their duties as such.”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 12 25Dec 2025Latest | 62 | 17 | 40 | Jul 2024 to Aug 2026 |
| 10 01Oct 2001 | 113 | 65 | 24 | Dec 2021 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 01 96.
Where filings record what this form replaced, they name earlier edition 10 01 and other forms GA 44 94, GA 4494. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 22 companies filed the 10 01 edition and 11 companies filed 12 25.
- The newer 12 25 edition first appears Jul 12, 2024 and has been filed by 17 companies in 40 states so far.
- CG 22 87 (Exclusion - Adult Day Care Centers) is filed alongside it most often, in 170 of the same filings (97%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 20 22, out of 45 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 37 | 37 | 12 25 | Apr 9, 2025 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 17 | 17 | 12 25 | Aug 26, 2026 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 10 01 | Jan 15, 2026 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 10 01 | Oct 22, 2026 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Insurance Company of America | 8 | 3 | 10 01 | Feb 12, 2025 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 2 | 10 0112 25 | Jun 15, 2026 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 6 | 4 | 10 01 | Sep 8, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 10 01 | Jun 26, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 10 01 | Jun 18, 2026 |
| Tokio Marine Holdings Incorporated GroupSafety National Casualty Corporation | 5 | 1 | 10 01 | Feb 17, 2026 |
How the largest insurers handle CG 20 22
Groups among the largest commercial general liability insurers that filed CG 20 22 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 20 22 in 1 filing
- WR Berkley Corporation GroupUses CG 20 22 in 1 filing
- Fairfax Financial GroupUses CG 20 22 in 2 filings
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States
Number of filings that include CG 20 22 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 22 87Exclusion - Adult Day Care Centers170 filings
- CG 22 76Professional Liability Exclusion - Health or Exercise Clubs or Commercially Operated Health or Exercise Facilities166 filings
- CG 22 56Exclusion - Injury to Volunteer Firefighters165 filings
- CG 22 68Operation of Customers Autos on Particular Premises165 filings
- CG 22 29Exclusion - Property Entrusted164 filings
- CG 22 52Exclusion - Medical Payments Coverage (Inmates, Patients or Prisoners)164 filings
- CG 22 88Professional Liability Exclusion - Electronic Data Processing Services and Computer Consulting or Programming Services164 filings
- CG 21 66Exclusion - Volunteer Workers as Insureds163 filings
- CG 22 40Exclusion - Medical Payments - Day Care Centers162 filings
- CG 22 75Professional Liability Exclusion - Computer Software161 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 10 01 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 10 01 | CNAB-135091690 |
| Aug 26, 2026 | The Cincinnati Casualty Companyand 2 more | NV | 12 25 | CNNA-134980601 |
| Aug 26, 2026 | The Cincinnati Casualty Companyand 2 more | ID | 12 25 | CNNA-134992231 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 10 01 | SFBC-135017175 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 10 01 | SFBC-135013358 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 10 01 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 10 01 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 12 2510 01 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 10 01 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 10 01 | MRTN-134978902 |
| Jun 4, 2026 | The Cincinnati Casualty Companyand 2 more | RI | 12 25 | CNNA-134875418 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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