NV admitted filing requirements
Review Nevada admitted property and casualty form, rate, and rule filing methods, timing, exemptions, packaging requirements, and official authorities.
Search the source-backed requirements. Each entry shows only the filing details that apply.
Form
Nevada's current required-filing matrix marks ocean marine surety/fidelity and aircraft forms as not filed.
Applies to: Ocean marine surety/fidelity and aircraft
Conditions and exceptions: NRS 686B.030 expressly excludes ocean marine and surety; aviation is subject to a regulatory exemption.
Rate · Rule
Commercial property and casualty issues relating to rate determination or approval are outside chapter 686B; the DOI matrix marks commercial rates no-file.
Applies to: Commercial property and commercial casualty rates
Conditions and exceptions: Medical-practitioner professional liability remains regulated; verify product-specific statutes for WC title premium finance and similar programs.
Form
Ordinary P&C policy coverage forms endorsements applications notices and declarations are filed on a prior-approval basis at least 30 days before the proposed effective date.
Applies to: Ordinary forms to which a filed rate applies
Conditions and exceptions: Ocean marine surety and aviation are excluded; product-specific statutes govern workers compensation title and other regulated products.
Note: Current general text does not supply an ordinary form deemer separate from product-specific provisions; do not infer one from the rate deemer.
Rate · Rule
A qualifying real-property rate increase may use the elective flex-rated program. The commissioner has 15 days to redirect a nonqualifying filing to ordinary review; otherwise it deems approved.
Applies to: Proposed rate increase within flex thresholds
Conditions and exceptions: Overall rate impact and greatest individual disruption are each capped at 3.000 percent until revised; first existing policyholder impact must be at least 45 days after filing; the filing cannot change supplementary rate information and cumulative limits apply.
Note: Effective January 1 2026; thresholds are explicitly time-sensitive.
Rate · Rule
Covered rate and supplementary rating information must be filed at least 30 days before the proposed effective date. The commissioner must approve or disapprove a complete proposal within 30 days or it deems approved.
Applies to: Ordinary rate proposals
Conditions and exceptions: A qualifying real-property increase may elect the flex-rated program; product-specific provisions may differ.
Note: NRS 686B.110 was amended; the 60-day timing in Bulletin 09-007 is obsolete.
Form · Rate · Rule
Nevada accepts combination Form/Rate/Rule filings and charges a new-program fee covering rates rules and forms. For a complex rate filing over the 1000-page limit the DOI recommends splitting the form portion into a separate filing.
Applies to: Related rate form and rule material
Conditions and exceptions: Current data uses Form/Rate and Form/Rate/Rule types but not a distinct Form/Rule type.