Colorado Admitted P&C filing requirements

Form

Annual Filing

An annual SERFF Form Schedule and officer certification are due no later than July 1 for the listed products. Workers' compensation has a parallel July 1 statutory annual-report requirement for requested forms.

Form

Attachment

The Form Schedule must identify each form by name number edition type action and required readability data. Ordinarily the actual forms are not attached; Regulation 5-1-18 requires attachment of the Colorado PPA summary disclosure form while its ERISA excess-loss exception is outside this P&C dataset.

Note: This unusual operational detail should be represented separately from filing method.

Form · Rate

Exemption

Colorado exempts qualifying exempt-commercial-policyholder business from specified rate filing approval and form certification requirements. Regulation 5-1-13 requires disclosures certifications and records for use of unfiled rates and forms.

Form

Method

A private-passenger auto insurer must list and certify each new covered form at least 31 days before use. A commercial-auto policy with an individually-owned private-passenger-auto-type endorsement follows the same certification requirements.

Form

Method

A claims-made insurer must list and certify each new form in SERFF at least 31 days before use. This is a certification-based file-and-use regime rather than affirmative prior approval.

Form

Method

The P&C credit-property portion of Colorado credit insurance is subject to officer certification and a SERFF listing at least 31 days before use under Regulation 5-1-18.

Form

Method

Workers' compensation carriers and applicable advisory or rating organizations must list and certify requested new or revised forms at least 31 days before carrier use. A member using a certified organization form in its entirety need not separately list or certify it.

Loss Cost · Rate · Rule

Method

Unless a statute specifically requires prior approval Colorado classifies rate rule and loss-cost filings as file-and-use. Rates must be filed before distribution release to producers premium collection advertising or other use.

Note: The regulation also requires detailed rating support and identifies rating plans dividend plans risk-modification plans deductible plans classifications territories and manuals as filing content.

Form · Rate · Rule

Packaging

Colorado's current SERFF corpus exposes Form Rate Rule and Rate/Rule filing types but no combined form-rate-rule type. Product form filings and rate/rule filings therefore operate as separate submissions in current practice.

Note: Resolved as current SERFF configuration: separate form and rate/rule submissions are the available ordinary types. This does not assert a broader statutory prohibition. Operational configuration verified from current public filing metadata; the authority URL opens the jurisdiction public filing search.