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KS admitted filing requirements

Kansas Admitted P&C filing requirements

Review Kansas admitted property and casualty form, rate, and rule filing methods, timing, exemptions, packaging requirements, and official authorities.

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Kansas filing requirements

Search the source-backed requirements. Each entry shows only the filing details that apply.

Showing 11 of 11 requirements

Form

Exemption

K.A.R. 40-3-32 removes routine pre-use filing for specified forms that cannot practicably be filed and sets retention or on-request review conditions. Standardized marine and aircraft forms remain subject to filing.

Applies to: Specified bonds marine/inland marine aircraft forms restrictive individual-risk endorsements and bid-prescribed state forms

Conditions and exceptions: Restrictive individual-risk forms must be retained for five years after they cease to apply and supplied for review on request.

Filing method
No Filing
Applies to
Inland Marine
Filing required
Conditional
Configuration
Product Specific
K.S.A. 40-216 — Contracts effective on filing and exceptionsK.A.R. 40-3-32 — Modification of form filing requirementsKansas Administrative Regulations
Verified Jul 21, 2026

Rate · Rule

Exemption

The listed commercial special risks are exempt from § 40-955 rate filing.

Applies to: Excess/umbrella; nonmanual or A-rated commercial risks; large risks; designated aviation credit boiler/machinery inland marine fidelity surety and guaranty risks

Conditions and exceptions: The exemption excludes workers compensation/employers liability purchasing groups and basic medical-malpractice coverage; underlying records remain examinable.

Filing method
No Filing
Applies to
Fidelity, Inland Marine, Surety
Filing required
No
K.S.A. 40-955(i)-(l)
Verified Jul 21, 2026

Form

Method

Certificate forms must be filed and approved before use and cannot modify amend or alter the policy they describe.

Applies to: Certificate of insurance form

Conditions and exceptions: An authorized industry standard-setting organization may file certificate forms for insurers.

Filing method
Prior Approval
Approval before use
Yes
Configuration
Combined Allowed
K.S.A. 40-955(b)
Verified Jul 21, 2026

Form

Method

An ordinary nonpersonal contract is effective on filing or a later insurer-selected date unless disapproved within 30 days for noncompliance with Kansas law.

Applies to: Ordinary commercial or other nonpersonal insurance contract

Filer type: insurer

Conditions and exceptions: Large risks and designated impracticable forms have separate exemptions; workers compensation and basic medical-malpractice forms require approval.

Filing method
File And Use
Timing
On filing
Applies to
Personal
Configuration
Combined Allowed
K.S.A. 40-216(a)(2)
Verified Jul 21, 2026

Form

Method

The form may not be used until the commissioner approves it.

Applies to: Workers compensation forms and forms for basic coverage required by K.S.A. 40-3401 et seq.

Note: The statute does not state a 30-day form deemer for these two categories; do not import the rate deemer from § 40-955(c).

Filing method
Prior Approval
Applies to
Medical Malpractice, Workers Compensation
Approval before use
Yes
Configuration
Combined Allowed
K.S.A. 40-216(a)(2)(B)(iii)-(iv)
Verified Jul 21, 2026

Form

Method

A personal-lines contract must remain on file for 30 days before becoming effective unless disapproved within that period for noncompliance with Kansas law.

Applies to: Noncommercial automobile; homeowners; dwelling; fire; renters

Conditions and exceptions: Personal lines are limited to the statutorily named products as further defined by regulation.

Note: This is a 30-day waiting/deemer regime rather than universal affirmative prior approval.

Filing method
File And Use
Timing
30 days before effective date
Applies to
Personal Auto, Homeowners, Dwelling Fire, Renters
Configuration
Combined Allowed
K.S.A. 40-216(a)(3)
Verified Jul 21, 2026

Rate · Rule

Method

An ordinary rate filing other than personal lines becomes effective on filing or a future insurer-selected date subject to later disapproval.

Applies to: Ordinary nonpersonal rate filing

Filer type: insurer

Conditions and exceptions: Prior-approval products and exempt commercial special risks are modeled separately.

Filing method
File And Use
Timing
On filing
Applies to
Personal
Configuration
Combined Allowed
K.S.A. 40-955(d)
Verified Jul 21, 2026

Rate · Rule

Method

These rate filings require approval before use and are deemed approved unless disapproved within 30 days after receipt.

Applies to: Basic medical-malpractice rates; workers compensation loss costs; assigned-risk rates

Filing method
Prior Approval
Timing
30 days before use
Applies to
Medical Malpractice, Workers Compensation
Approval before use
Yes
Configuration
Combined Allowed
K.S.A. 40-955(c)
Verified Jul 21, 2026

Rate · Rule

Method

Personal-lines rates must remain on file for 30 days before becoming effective and may be disapproved during the waiting period.

Applies to: Noncommercial automobile; homeowners; dwelling; fire; renters

Filing method
File And Use
Timing
30 days before effective date
Applies to
Personal Auto, Homeowners, Dwelling Fire, Renters
Configuration
Combined Allowed
K.S.A. 40-955(d)
Verified Jul 21, 2026

Form · Rate · Rule

Packaging

Kansas's current SERFF corpus actively contains Form/Rule Form/Rate and Rate/Rule/Form filing types in addition to separate Form Rate Rule and Rate/Rule filings.

Applies to: Submission packaging

Conditions and exceptions: No current published Kansas provision located in this pass states that a combined package is acceptable for every product or changes component-specific timing.

Note: Treat this as current operational configuration; § 40-955(a) addresses rates rules plans and forms in one filing duty but not universal package construction.

Approval before use
Conditional
Configuration
Product Specific
Distinct KS filing types for submissions 2024-01-01 through 2026-07-14
Verified Jul 21, 2026